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CREDIT CARDS 40 | | Fall 2017 P L AT I N U M B E N E F I T S I N C L U D E : • Greater global protection and enhanced fraud protection with Chip-Enabled Technology • Protection from fraudulent charges with Zero Fraud Liability* • Travel with peace of mind knowing you have $500,000 in Travel Accident Insurance • When renting a car, know you're protected with Auto Rental Collision Insurance • Extend the warranties of eligible items with Warranty Manager Service • Travel and Emergency Assistance puts you in touch with the appropriate emergency services should the need arise American Airlines Federal Credit Union Visa® Credit Cards: More choices, great rates and exclusive benefi ts †As of 10/1/17, the current nonpromotional variable Annual Percentage Rate (APR) for purchases, balance transfers and cash advances is based on creditworthiness and ranges from: Visa Platinum: 8.00%-13.24%, Visa Platinum Rewards: 9.50%-15.24%, Visa Platinum Secured: 13.24%. If you default under your card agree- ment with us, we may increase your APR to the fi xed default APR which equals 18.00%. The APR will vary with the market based on the Prime Rate and is subject to change after the account is opened. Annual fee: $0. Balance transfer fee: $0. Cash advance fee: $2. Minimum fi nance charge: $.50 except where prohibited by law. International transaction fee: 1% of transaction amount after its conversion to U.S. dollars. Connection Points powered by CURewards®. *Zero Liability Policy does not apply if you were grossly negligent or fraudulent in the handling of your card, including failure to report loss or fraud in a timely manner. **Must have the American Airlines Credit Union Visa Platinum Rewards Credit Card or Platinum Starter Card to earn Connection Points on Debit Card purchases — valid only on Flagship Checking accounts. Visa is a registered trademark of Visa International Service Association. Compare the cards below to determine which one is best for you: Low-Rate Rewards Secured Connection Points™ No Yes No Annual Fee $ – $ – $ – Balance Transfer Fee $ – $ – $ – Cash Advance Fee $2 $2 $2 International Transaction Fee 1% 1% 1% Platinum Benefi ts Yes Yes Yes