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A W O R D from the CEO 02 | | Fall 2017 This year's mission has been all about encouraging our member-owners to fully embrace life while helping them Plan It, Earn It, Enjoy It and Share It. You've spent most of this year working hard and, hopefully, you took some time to play hard as well. Now it's time to consider passing on some of your good fortune. One of the easiest ways to do so is by sharing the benefi ts of Credit Union membership with your eligible loved ones. When you're a Credit Union member, you can sponsor membership for your spouse, children, parents, siblings, grandparents, grandchildren and permanent household members. It's a great way to share the lower loan rates and higher dividends you already receive. And if your family and friends are already members, let them know that there's never been a better time to open a Credit Union checking account, offering easy access to their funds whether they're at home on the go. Check out our special offer on Page 49. As always, this issue of ® includes plenty of informative stories to help you pass along your good fortune, whether it's about improving your skill level through shared knowledge via online education (Page 10), fi nding a job that offers not just a paycheck, but also a sense of purpose (Page 16) or managing money as a family in order to be able to give back (Page 20). You'll also fi nd lots of additional fi nancial advice and helpful information on all the channels we use to communicate with you. And don't forget to check the back cover to learn how you can share your holiday stories and traditions with us. All the best, Angie Owens President & CEO President & Chief Executive Offi cer Angie Owens Senior Vice President, Marketing and Operations Lori Hall Vice President, Marketing & Business Development Lori Reeves Marketing Communications Manager Todd Camp A MERIC AN AIRLINES CONTENT SERVICES Publisher Jane Geelan-Sayres Creative Director J.R. Arebalo Jr. Editor-in-Chief Jennifer Robertson Norris Managing Editor Gina Mayfi eld Senior Designer Erica Espiritu Gonzalez Designers Sam Goodlin Esteban Jaramillo Account Manager KariAnne Harmon A MERIC AN AIRLINES Director of Finance John Pittman Senior Financial Analyst Tiana Saenz Distribution Manager John Depew EDITORIAL OFFICES 4333 Amon Carter Blvd., MD 5575 Fort Worth, TX 76155 jennifer.norris@aa.com ® is published by Content Services, a unit of American Airlines. ©2017 by American Airlines. All rights reserved. No part of this magazine may be reprinted or otherwise duplicated without the written permission of the editor and American Airlines Federal Credit Union. American Airlines Credit Union and CAARS are registered trademarks of American Airlines, Inc. This publication may provide links or references to Internet sites as a convenience to our readers. While American Airlines Credit Union endeavors to provide resources that are reputable and safe, we are not responsible for the information, products or services obtained on such sites and are not liable for any damages arising from your access to such sites. The content, accuracy and opinions expressed and the links provided by these resources are not monitored or endorsed by American Airlines Credit Union. These articles are for general information purposes only. American Airlines Credit Union urges its members to do independent research and to consult with fi nancial and legal professionals before making fi nancial decisions. The opinions expressed by the authors do not necessarily refl ect the opinions and views of American Airlines Credit Union, nor does the inclusion of the articles in this magazine constitute endorsements by the authors or American Airlines Credit Union of any of the products advertised therein. ® and cent$ ® : it all adds up are registered trademarks of American Airlines Federal Credit Union. American Airlines Credit Union and the Flight Symbol are marks of American Airlines, Inc. Sharing the benefi ts of membership