AA Credit Union

Cents-Fall 2017

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YOUTH 26 | | Fall 2017 R E A D Y F O R C H E C K I N G ? uChecking is just for young adults ages 13 to 25.* • No minimum balance • No monthly service fee • Free Elements of Money newsletter for teens (ages 13–15) • Free online fi nancial courses at Youth. AACreditUnion.org • ATM refunds of as much as $15** • Free mobile apps*** • Free online banking T Y P E S O F A C C O U N T S American Airlines Credit Union off ers the following services to our young adult members: Share Account (Savings) If you are new to American Airlines Credit Union, all you need to join is $6. This includes your one- time $1 membership fee and a $5 minimum de- posit. Our Share Account pays you back a higher dividend than a bank savings account, but since the account is intended for savings, we do charge a small withdrawal fee of $2 if you make more than one withdrawal of less than $250 (exclud- ing ATM or Shared Branch transactions) during a 30-day period. Dream Plan Share Certifi cates Commit to your future by setting aside a small amount of money each month. With a monthly deposit of as little as $25, you can watch your savings grow. VISA® PL ATINUM RE WARDS CREDIT C ARD † Establish your credit rating at a young age with our Visa Platinum Rewards Credit Card. Boasting an impressive fee structure — no annual fees, no balance transfer fees and free online banking †† — this card is just the right fi t for growing your fi nancial credibility. Y O U T H . A A C R E D I T U N I O N . O R G Visit our Youth website for more ways that American Airlines Credit Union can help you with all of your fi nancial needs and questions. You'll fi nd blogs with real-life advice, which will walk you through each step along the way. Federally insured by NCUA American Airlines Federal Credit Union will start your fi nancial future off in the right direction * Members under 18 years of age will require a joint owner at least 18 or older to open a uChecking Account. Subject to credit approval. ** Requirements to receive ATM refunds of as much as $15 per month: completing a monthly minimum of 15 CheckCard transactions (ATM excluded), Online Statement election and providing a valid email address. *** Check with your wireless carrier, fees may apply. † If you are under the age of 21, you must have a parent or guardian cosign unless there is proof of suffi cient individual income. †† Annual fee: $0; balance transfer fee: $0; cash advance fee: $2; minimum fi nance charge: $.50, except where prohibited by law; foreign transaction fee: 1 percent of each transaction in U.S. dollars. Visa is a registered trademark of Visa International Service Association. Youth & Young Adults

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