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SUBMITTEDBYKATHYBRANDT Mynephew,ClintBrandt,wasdrivingnorthonSchafferwhenhecameuponthisbearwalkingdowntheroad.It eventually went into the prune orchard. It has been seen a few times by our employees over the past few weeks. This was 11:15 a.m. Saturday. READERPHOTO BEAR SIGHTED Savingmoney is a curious term with two mean- ings: 1) To spend less, as in "I buy things on sale to save money," and 2) To physi- cally place money where it is safe from be- ing spent. OK, that's fine. But here's the problem. It's easy to trick yourself into thinking that 1 and 2 are the same. They are not, unless of course you stop by the bank to deposit into your savings the dif- ference between what you would have spent had the item not been on sale. That's one clever way to boost your cash stash this year. Here are eight more: 1. Tax yourself. This year assess yourself a specific "tax" each time you make an ATM with- drawal. It might be $5 or $10 — you decide. What- ever the amount, make sure you become a tough tax collector. No slacking, no IOU's. 2. Impose a morato- rium. Select a specific de- nomination of currency, like the $1 or $5 bill that you will not spend this year, but save instead. Forbid yourself and get very strict. Why not go with the $5? Your stash will grow so much faster if you absolutely refuse to spend any "Abe Lincolns" this year. 3. Hoard the coupon savings. Starting today, here's the plan: When you grocery shop, ask the clerk to total your order, and then pay for it. Then hand her the coupons and watch your total plum- met. Since you've already paid, the clerk should hand back the cash equal to your coupon savings. If available, open a sav- ings account at the bank branch located in the su- permarket. It's easy to stop on your way out to make a savings deposit — even if it's small. It all adds up. 4. Rack up rebates. They're coming back in a big way, as retailers want to make their prod- ucts appear cheaper without actually re- ducing the price. They offer a re- bate, knowing full well only a small percentage of con- sumers who buy the item will ever carry through. No matter how small the rebate or complicated the process, promise you will not be among the lazy bunch in 2015. Apply for, follow up and then stash those re- bates as they arrive! 5. Drink water. Pay yourself a bonus — like a dollar or two — each time you eat out and opt for water instead of a pricey beverage. Don't be a slacker in your obligation to pay up. And remember, no IOU's allowed. 6. Make a switch. For the next 12 months, opt to exercise outdoors instead of paying a gym fee. Or determine you'll ride the subway instead of jump- ing into a cab. Identify a name brand you will leave on the shelf this year in favor of its store brand equivalent. 7. Give it up. Pick one thing that you will sacri- fice this year — just cut it out. Stash the amount you would have spent on whatever it is — reg- ular manicures, French fries, gourmet coffee, cig- arettes — into your sav- ings container or ac- count. You could always do your own manicures, swear off the junk food or brew your own coffee for a year. As for that smok- ing habit, just imagine all the dough for your stash if you give that up. 8. Trick yourself. Whenever you write a check, record the amount rounded up to the next dollar. Then deduct it from the balance. At the end of the month, recon- cile and stash the "oops!" overage. Wouldyouliketosend a tip to Mary? You can email her at mary@eve- rydaycheapskate.com, or write to Everyday Cheap- skate, P.O. Box 2099, Cy- press, CA 90630. EVERYDAY CHEAPSKATE 8 ways to grow your cash stash Mary Hunt By Denise Snider February is National Children's Dental Health Month, which is a good time to remind families about the importance of good oral health care early in life. Tooth decay is the number one childhood illness, but also the most preventable. Since dental health is an indicator of overall health, it's important to take care of our children's teeth and establish healthy habits early. First 5 counties pro- vide various dental pro- grams to help children and families find dental homes and get the care they need, so check out your county's First 5 today. Pregnancy Healthy teeth and gums start even before your baby is born. Babies' teeth begin to develop between the third and sixth months of preg- nancy, making it impor- tant for pregnant mothers to take care of their teeth and bodies with a well-bal- anced diet and good brush- ing habits. Hormonal shifts dur- ing pregnancy can wreak havoc on a mother's mouth and cause pregnancy gin- givitis, which results in red and swollen gums that can bleed easily. Research suggests a link between preterm, low-birth weight babies, and gingivi- tis, so see your dentist for regular checkups to ensure a healthy mom and baby. Good habits start early Establishing healthy hab- its early leads to a lifetime of healthy teeth and bodies. You can start taking care of your baby's mouth within the first days after birth by regularly wiping their gums with a wet cloth. Once those teeth begin to appear (typically around 6 months), you can begin to brush them with a soft-bris- tled brush and water. Make sure to brush your toddler's teeth twice a day using a small drop of tooth- paste. When they have at least two teeth that touch, you can start to floss. And visit your dentist for a checkup before your ba- by's first birthday. Stay away from sweets Sugary beverages can harm teeth and possibly lead to a lifetime of health issues. Tooth decay can impact a child's overall quality of life, inhibit their cognitive and social development, and compromise their growth, function, and self-esteem Even baby teeth are sus- ceptible to cavities. Main- taining healthy baby teeth is important for children to be able to chew their food and develop language skills. To avoid "baby bottle mouth," avoid putting any- thing other than breast milk, formula, or milk in their bottles and do not put them down to sleep with a bottle. Children who drink sug- ary beverages, like soda, have nearly double the risk of tooth decay and an in- creased risk of obesity and diabetes. So help them stay away from sugary bever- ages and drink milk and water instead. Make brushing fun In order to encourage daily brushing habits, make brushing fun for your kids. Make your own tooth- paste with a little bit of bak- ing soda and water. Or have them pick out a flavored one they like. Have them brush their teddy bear's teeth so they see the toothbrush as a fun toy to use every day. Try singing a song to the tune of "Row, Row, Row Your Boat." Brush, brush, brush your teeth, get them nice and clean …. For more information on children ages 0 to 5, call First 5 Tehama at 528-1395 or visit www.first5tehama. com. Denise Snider is the exec- utive director of First 5 Te- hama. FEBRUARY Mo nt h na ti on al ly c el eb ra te s children's dental health habits SHASTA LAKE The Bu- reau of Reclamation has released final environ- mental documents on a temporary transfer of Project Water from the city of Redding's Sacra- mento River Settlement Contract to the city of Redding's Central Val- ley Project Water Service Contract. This action approves a temporary water trans- fer of up to 2,000 acre- feet of Project Water in a contract water year to al- leviate shortfalls in wa- ter supply for M&I needs. This water would be typ- ically transferred in Jan- uary and February of the contract water year. The Final Environmen- tal Assessment and Find- ing of No Significant Im- pact were prepared in accordance with the Na- tional Environmental Policy Act and are avail- able at www.usbr.gov/mp/ nepa/nepa_projdetails. cfm?Project_ID=20561. If you encounter prob- lems accessing the doc- uments online, call 916 978-5100 or email mppub- licaffairs@usbr.gov. For additional informa- tion or to request a copy of the Final EA/FONSI, please contact Paul Zedo- nis at pzedonis@usbr.gov, 276-2047, (TTY 275-8991). Copies of the docu- ments may also be viewed at Reclamation's North- ern California Area Of- fice, 16349 Shasta Dam Blvd., Shasta Lake. REDDING Documents available on water transfers FollowusonTwitterandFacebook. Afterjust3weeksinbusinessIhavegained multiple new clients directly from the ads published in our local paper. With a constant flow of "Isawyourad" asking me for more information about what I do. Thank you Daily News for helping my business grow. Theresa Wood owner of Healthy Balance 40ChestnutAvenue,RedBluff 530-330-1096 SATURDAY, JANUARY 31 ST DoorsOpen@4PM·MainCard@7PM·Mustbe21toAttend No Host Bar · Drink Specials Complimentary Nacho Bar during Main Card GAMING • DINING • LODGING GOLF • EVENT CENTER • EQUESTRIAN Regular Haircut $ 2 00 off KWIK KUTS FamilyHairSalon 1064SouthMainSt.,RedBluff•529-3540 ANY RETAIL PRODUCT 20 % off withanychemicalserviceof $50 or more Notgoodwithotheroffers Expires 2/28/15 With coupon Reg. $13.95 1795 Walnut Street • Red Bluff (530) 527-2046 www.brentwoodsnf.com BRENTWOOD Skilled Care Rehabilitation Services employee of the month Noemy's spirit of cooperation and resident care has earned her recognition. She is a great C.N.A. that is a vital member of our team. Noemy continues to be instrumental in maintaining Brentwoods positive family environment. Noemy is like family to us. Congratulations!!! "Brentwood Skilled Nursing is proud to recognize Noemy Reza as an outstanding employee. | LIFESTYLES | REDBLUFFDAILYNEWS.COM WEDNESDAY, JANUARY 28, 2015 6 B