Issue link: https://www.epageflip.net/i/327990
U DowJones 16,945.92 +2.82 D S&P 500 1950.79 -0.48 Marketwatch June is a popu- lar month for wed- dings. If you're get- ting married this month, you no doubt have many exciting details to discuss with your spouse-to-be. But after you get back from the honeymoon, you'll want to have an- other discussion — about your finances. It might not sound glamorous, but cou- ples who quickly "get on the same page" regard- ing their financial situa- tion are actually taking a step that can help them immensely as they build their lives together. As you start talking about your finances, be sure to cover these areas: Separate or joint check- ing/savings accounts — Some couples create joint checking and savings ac- counts, others keep every- thing separate and still oth- ers find a middle ground — joint accounts along with smaller, separate accounts. There's really no one "right" way for everyone, but whichever method you choose, make sure you're both aware of where your money is, how it can be ac- cessed, and by whom. Debts — Both you and your spouse may be bring- ing in debts, such as stu- dent loans or credit cards, to the marriage. You don't necessarily have to do ev- erything possible to get rid of these debts imme- diately, but you should set up reasonable payment plans that will allow you to lower your overall debt load so you can free up money to invest for the future. Spending and saving — Newlyweds are often sur- prised to discover how dif- ferent they are from each other in the area of spend- ing versus saving. You don't have to try to radi- cally change each other, but you both need to be aware that your spending and saving decisions now have greater consequences than when you were both single. To illustrate: If one of you is more of a spender and is used to running up big credit card bills, these actions can clearly affect both of you. To avoid problems of this type, you will need to communi- cate clearly with each other Goals — It's im- portant for married cou- ples to clearly establish their financial goals. Do you want to purchase a house? If so, when? If you're going to have chil- dren, will you want to help them pay for college? When do each of you want to retire? And what sort of retirement lifestyle do you have in mind? By answer- ing these and other key questions, you'll be formu- lating a set of goals. And from there, you can de- vise a strategy for attain- ing these goals. Investment styles — Both you and your spouse will unquestionably need to invest if you are going to achieve your goals, such as a comfortable retirement. However, each of you may have a different investment style — for example, one of you might be an aggressive investor, willing to take more risk for the possibil- ity of greater returns, while the other is more conser- vative, ready to accept lower returns in exchange for greater preservation of principal. To pursue your strategy for reaching your objectives, each of you may have to compromise some- what on your "investment personality." To achieve this balance, you may need to consult with a financial advisor. Finances are an im- portant part of any mar- riage. By communicat- ing regularly and work- ing together, you and your spouse can build a solid financial foundation for your lives together. Thisarticlewaswrit- ten by Edward Jones for use by your local Edward Jones financial advisor. Susie Mustaine is a fi- nancial advisor for Ed- ward Jones, her office is at 2130 Main St., Ste. B, in Red Bluff and she can be reached at 527-4729 or susie.mustaine@edward- jones.com. INVESTING Conversationabout finances important for newlyweds Susie Mustaine The monthly get together Corning in the Evening will be hosted by Round Table Pizza at 5:30 p.m. Thursday, June 12. The restaurant is at 680 Edith Ave. near Safe- way. Bring your business cards for a chance to win a door prize. Refreshments will be served. There will be no Corning in the Eve- ning in July. Reunion The Corning High School classes of the 1950s will have their bi-annual reunion on June 21. It will be on the south side of the Woodson Bridge County Park, same location as the last one. It will be a pot- luck luncheon. Bring your own lawn chairs, table- ware, drinks and some- thing to share for the pot- luck. There will be a bar- becue provided. Someone will be at the park at 9:30 a.m. and lunch will be at noon. Bill Percell has been the coordinator of this event for more than 12 years and has said this will be his last one. So he's hoping for a good turn out and a fun time reminisc- ing with old classmates and friends. He can be contacted at 541-491-3894, cell 541-990-9746 or email sheddtycoon@gmail.com. Congratulations Financial-services firm Edward Jones ranked No. 4 on Fortune magazine's "100 Best Companies to Work For 2014" list in its 15th ap- pearance on the prestigious list, according to Lisa Ro- driguez. The firm was the highest-ranking financial- services firm on the list. Edward Jones' 15 For- tune rankings also in- clude top 10 finishes for 11 years, top five rankings for six years and consecu- tive No. 1 rankings in 2002 and 2003. Last year, the firm ranked No. 8 overall. In the Fortune survey of as- sociates, 96 percent of Ed- ward Jones associates said they are proud to work at Edward Jones. Vacation Bible School Mt. Olive Lutheran Church will be having Va- cation Bible School from 9 a.m. to noon Monday through Friday, June 23- 27. The theme is Gangway to Galilee. For more infor- mation, call 824-3978. Farmers Market Thursday from 5-7:30 p.m., Northside Park. CORNING CHAMBER MonthlyeventCorningintheEveningthisThursday Saturday marked the be- ginning of the Chamber's Farmers Market season. Many locals and visitors were on hand purchasing delicious fruits, vegetables and merchandise. Some customers said they didn't know if their bounty would last through the day. Applications for both Saturday morning and Wednesday evening mar- kets are available now at the chamber office and on www.redbluffchamber.com. Saturday morning Mar- ket by the River is at 100 Main St. at River Park and continues through Sept. 27 from 7:30 a.m. to noon. Wednesday night Mar- kets Downtown on Wash- ington Street start 5-8 p.m. June 18 and continue through Sept. 10 with live music every market. The first band to perform will be 613 Main Street Band. This year for the first time at the kick-off Wednes- day night market on June 18 we will have the Over- time Canteen. Come sample local wines and brews dur- ing the market in our beer and wine garden. For more information on our markets, call Ja- son Bauer at 530-527-6220 ext. 301 or jason@redbluff- chamber.com Free Chamber website class Do you want to access free marketing and promo- tional tools on the Red Bluff Chamber website? Learn how to promote your business, organiza- tion to thousands of peo- ple that visit our website each month. Learn how to take ad- vantage of the many op- tions you have in the best chamber member software in the nation. List your events, specials, sales and much more. Add information about your or- ganization or business all for free. This tool has made a sig- nificant positive impact of those members that have used this free value add of their chamber membership. This class is 10 a.m. Tues- day, June 24 at the Holiday Inn Express on North Main Street. Bring your lap top or tab- let to go right along with us during the training. Call the office to reserve your spot at 527-6220 ex- tension 301. Create successful promotion Do you have an event you want to be amazingly suc- cessful? Contact the chamber to get your word out through three of our unique and most effective ways to reach thousands of inter- ested people. This would be your pro- motion on our Electronic Messaging Center, our Fri- day eBLAST and our Face- book page. Thanks, renewing members Allstate Insurance, Alsco, Inc., Applebee's, Ar- amark Uniforms Services, Best Western Antelope Inn, Compassionate Health Cen- ter, Copy Center, CrystalArt & Apparel, Dale's Carpet & Design, Firehouse Pizza, Gaumer's of Red Bluff, Girl Scouts of Northern Califor- nia, Godfather Bail Bond, Kiwanis Club of Red Bluff, Northern Valley Catho- lic Social Service, Pacific Gas & Electric, Pepsi Bot- tling Group, Inc., Physical Therapy Associates, Qual- ity Surfacing, Red Bluff In- teriors, Red Bluff Simple Cremation/Burial Service, River City Reality, Roach's Plumbing, Sacramento River Discovery Center, Tehama Tire Service, Inc., Welch Enterprises, Inc., Wells Fargo Bank Chamber Ambassadors Your Red Bluff-Tehama County Ambassadors had the opportunity to attend the Northern and Central California Ambassador Rally; what an experience. We were able to see and get ideas from other Am- bassador groups from 33 different chambers. Our chairwoman, Amanda Jen- kins, will soon be meeting with the chamber board to speak about what we learned in regards to social media, tourism, visitor ser- vices and programs for the future leaders of our com- munity. The Chamber Ambassa- dors have jumped on the social media bandwagon as well. "Like" us on Face- book at Red Bluff-Tehama County Chamber Ambassa- dors to see what we are do- ing in our community. We are also looking for more community and mar- keting focused people who love visiting with business members and getting out in the community. If you are interested in be- coming a Chamber Ambas- sador, call Jenkins for more information at 527-0727. RED BLUFF CHAMBER Fa rm er s ma rk et k ic ks o ff fo r th e se as on By Lou Kesten The Associated Press LOS ANGELES Sony Corp. announced Monday that it's bringing new installments of the popular video-game franchises "Uncharted" and "LittleBigPlanet" to the PlayStation 4 as it cel- ebrated the 6-month-old game console's marketplace triumph. Sony also premiered "Abzu," an undersea odys- sey from the creators of the award-winning "Journey" and "Entwined," a psyche- delic 3-D flying game. And it showed new highlights from the steampunk thriller "The Order: 1886" during its annual presentation at the Electronic Entertain- ment Expo in Los Angeles. On the hardware side, the company said it will bring PlayStation TV, its video- and game-stream- ing device, to North Amer- ica and Europe this fall. The $99 device lets users stream video, older PlayStation ti- tles and games for Sony's hand-held Vita system to any TV. The "micro-con- sole," which debuted in No- vember in Japan as PSVita TV, also lets PlayStation 4 players send the action to a second TV. Virtual reality Sony is also demonstrat- ing Project Morpheus, its virtual reality headset, at E3. That project, however, won't be available to con- sumers for at least another year. Sony has led Microsoft Corp. since both compa- nies began selling their latest consoles in Novem- ber. Sony has sold 7 million PlayStation 4 consoles to Microsoft's 5 million Xbox One units. However, both companies have outpaced the sales of their predeces- sor consoles — the Xbox 360 and PlayStation 3 — during the same amount of time. And Sony's lead is far from insurmountable. That makes exclusive titles like the just-an- nounced "Uncharted 4: A Thief's End" and "Lit- tleBigPlanet 3" more im- portant. But one much- hyped PS4 exclusive, the racing game "DriveClub," was conspicuously absent at this year's E3 presenta- tion. Many of the games Sony showcased Monday — including Ubisoft's "Far Cry 4," Warner Bros.' "Bat- man: Arkham Knight" and Deep Silver's "Dead Island 2" — will also be available on the Xbox One, although Sony promised exclusive content or early beta ac- cess for each. One exclusive that will appeal to comic book fans: A live-action drama based on Brian Michael Bendis' popular series "Powers" will begin airing on Sony's PlayStation Network in De- cember. E3 'Uncharted,' 'LittleBigPlanet' coming to PS4 THE ASSOCIATED PRESS Shawn Layden, president and CEO of Sony Computer Entertainment America, speaks during the Sony's PlayStation press event at the Electronic Entertainment Expo on Monday. "ServingourCommunityfor over 19 years" 530 528-8000 413WalnutSt. Red Bluff www.angelsamongusall.com www.redbluffgoldexchange.com Mon. 10am-4pm Tues.-Fri. 10am-5:30pm Sat. 10am-4pm Jewels to Tools for Dads Cheers Barber Shop 570-230 4 855 Walnut St. $ 8 00 Cuts Monday - Saturday 9 am - 5 pm Whenitcomestofinding the perfect home, make sure you have the right realtor on your side. MeetYour Dream Team Stromer Realty (530) 527-3100 590 Antelope Blvd. Bldg. A, Suites 10 & 20 Red Bluff ~ Specializing in residential to ranches ~ http://redbluff.stromerrealty.com (530)898-5925•25MainStreet,Chico• passagescenter.org YouAreAFamilyCaregiverIf: Youareadaughter,son,spouse,otherrelativeorfriend who assists a loved one with any of the following... PersonalCare~Finances~Driving~MealPreparation ~ Shopping ~ Medications Your local CAREGIVER RESOURCE CENTER can help! • Understand your loved one's condition • Learn where to go for help • Establish an ongoing support network • Plan for the future • Find ways to get a break • Reduce your stress Family & Professional Training: Offering specialized workhops for caregivers, family members, and professionals. Topics include stress management, long-term care planning, legal and financial issues, diagnosis and treatment. Startingat $65.00 Cut,Color & Style Bringincouponforan extra15%off promotion andreceiveacomplimentry Eyebrow wax 2150MainStreet, Suite 13 In the Adobe Plaza 530-366-0647 KATT Callforappointment 530-366-0647 BUSINESS » redbluffdailynews.com Wednesday, June 11, 2014 MORE AT FACEBOOK.COM/RBDAILYNEWS AND TWITTER.COM/REDBLUFFNEWS A4

