Red Bluff Daily News

April 13, 2011

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4A – Daily News – Wednesday, April 13, 2011 Commerce business We have several upcoming events you won’t want to miss: Saturday April 30: Swap Meet at the Tehama District Fairground. Booth space is $20-$30 and informa- tion can be found at Red Bluff- Tehama County Chamber of Com- merce, Business Connections and Tehama District Fairground. Thursday May 12: Lucero Olive Oil Olive Pluck, 2120 Loleta Ave., Lucero Olive Oil store and mill, in Corning. The event is free. Come taste olive oil, tour the mill and learn & what branding is. Raffle tickets will be available for $25 for a chance to win $1000, $500 or $250. Saturday June 4: Red Bluff Home Tour. Save this date, you won’t want to miss this event. A tour of several homes in Red Bluff and a luncheon served after the tour. Details to fol- low. Friday June 17-19: Murder Mys- tery Dinner. Save these dates. It’s back. Fun, fun and more fun. Visit facebook.com/home.php#!/pages/M urder-Mystery-Dinner-of-Tehama- As if saving for retire- ment isn’t challenging enough, add to it the finan- cial and emotional respon- sibility of helping your kids and attending to the needs of elderly parents, and you’re offi- cially a member of the Sandwich Generation. Buzz about the Sandwich Generation emerged several years back as the bulk of Baby Boomers reached age 50. While at the peak of their careers, many Alan Boomers met this mile- stone with big financial obligations looming – fund- ing their retirement, paying for their kids’ college, and caring for aging parents. Now, as more settle into their 60s, members of this demographic set face a new array of challenges. Changing needs of aging parents Watching your parents’ health deteriorate with age is something most of us anticipate having to cope with as we approach mid- dle age. Adding to the pain for many Baby Boomers is the bad economy’s impact on their parents’ finances. In many families, the nest egg Mom and Dad relied on to fund their late-in-life Foley needs has been eroded by declining investments and a sunken housing market. Depending on the extent of their losses, the situation may require that their adult chil- dren step in and help. While their parents may have once thought they would live independently for their remain- ing years, that may no longer be a reality. What’s more, medical advancements have allowed people to live longer than ever before, putting extra strain on their retirement savings and their Sandwich Gener- ation children. Boomerang kids stay dependent longer On the other side of the sandwich are young adult children who aren’t able to reach financial indepen- dence. Graduating from college once meant getting a ‘real’ job and living on your own. With today’s soft job market, many recent graduates are realiz- ing they can’t live indepen- dently and are finding shel- ter under mom and dad’s roof once again – thus being dubbed boomerang kids. Finding a solution While the Sandwich Generation faces some issues foreign to past gen- erations, there are ways to help lower your stress level and ease your financial bur- den if you are feeling the squeeze. Consider these suggestions: goals regularly. • Update your financial As your family situation evolves, you may need to reassess your target retirement date and the amount of savings you are planning to amass for retirement. Dependent parents and children may translate into financial obligations for you, and the sooner you plan for them, the better. • Maintain control of debt. Saying that you’ll eliminate debt from your life may not be a realistic goal. A more achievable bogie may be to steer clear of new debt. With uncer- tainty approaching, you may want to avoid the lure of your dream home in lieu of a more secure future for your family. Consider what you really need rather than what you want when making major buying deci- sions requiring long-term financial commitments. • Discuss care options with your parents. It may be difficult to approach your parents with this topic, but planning early can pay off both financially and emotionally. If you explore possibilities while Some of the most respected names in business and pro- fessional sports will share their unique perspectives on what it takes to be a leader, including author, speaker and busi- ness consultant, Ken Blanchard during a Refresh Leader- Week Storewide Sale FREE RODEO TICKET with clothing purchase* *while supplies last see store for details 530-529-6400 Crossroads Feed & Ranch Supply 595 Antelope Blvd. Red Bluff Shopcrossroads.net enterprise Moving Tehama County forward County for more information. July 18: Destination Development, Inc will start our branding process. Check out our Website: Destina- tionTehama.wordpress.com for more details about these and other events. Like us on Facebook at face- book.com/TehamaCountyBranding- Project Annemarie March is volunteer coordinator for St. Elizabeth Community Hospital and serves on the board for Destination Tehama. Surviving sueeze of Sandwich Generation your parents are still healthy, more options may be available – plus, your parents can help you work toward mutually desired goals. • Protect your assets with insurance. Revisit your disability and life insurance coverage to make sure your family is protected in case you are no longer able to work or suffer an untimely death. Long-term care insurance for you or your parents may also be an option to help offset the asset-drain- ing cost of nursing home or home health care. • Put yourself first. As you count down to the end of your career, make sure your retirement plan remains a high priority among your financial obligations. While you can finance many things in life, it’s hard to put retire- ment on a credit card. Don’t be a Sandwich Gen- eration martyr by putting your own needs after those of your adult children or aging parents. You’ll be a much more valuable par- ent and child with your own financial house in order. Alan Foley is a financial advisor and business financial advisor for Ameriprise Financial, 2150 Main St., Ste. 8, and can be reached at 528-1328. Leadership simulcast offered ship Live Simulcast May 18. In his presentation, Leading in the New Business Real- ity, Blanchard will discuss the challenges leaders face in keeping people focused, productive and motivated and how you can create an aligned organization that can move nim- bly, yet boldly, toward the future. To find the nearest host location and register, visit http://guest.cvent.com/d/j6Vt3WEXUkKqF9Or6XBTug/6 74c/P1/5S? The simulcast is sponsored by Express Employment Professionals. Gayle’s Tuxedo Rentals New Location 223 Main St. 527-1381 736-1341 inside Flower Boutique across from Taco Bell COMFORT SERVICE INC. Air Conditioning & Heating Tehama Counties Factory authorized Bryant Dealer Your First Call For Comfort • RESIDENTIAL • COMMERCIAL • NEW CONSTRUCTION • SALES • SERVICE • REPAIRS 24 HOUR SERVICE 530 529-1990 Lic #593323 www.CascadeComfort.com $10 OFF SERVICE CALL Mention this ad for Whatever it takessm CASCADE Beauty Salon in the chamber spotlight • Business Spotlight – Ingenue Beauty Salon, 1948 Solano Street in Corning. Phone 824-4295. They are open Monday through Saturday, 7:30 a.m. until the last appointment. Sue Henderson, owner of Ingenue, has been in the beauty business for 44 years and has owned The Ingenue for 34 years. She specializes in styling, perms, coloring, weaving, cutting and facial wax- ing. She also has two tanning beds, one stand-up and one lay-down, for that fun vacation, special occasion or the prom. Sue has 4 employees, Laura, Becky, Abby and Jeanie. She has been a chamber member for so many years our records don’t go back that far! Sue said, "We offer all types of hair service and a line of hair products. Men, women and children are wel- come. It’s a very rewarding business as we provide a service and have personal contact with many peo- ple. Some of my clients have been with me for 44 years." Sue and her husband Bogy have seven children. They are: Rod and Jon Tishner, Todd, Tami, Julee, Troy and the late Rusty Henderson. They also have eleven grandchildren. Bogy retired after 49 years with Crane Mills. Their family, olive orchard and the cattle ranching keeps them busy. When they have a chance to get away they love to camp and fish. When asked if there are any future changes Sue answered, "I plan to retire in 2013 and sell the busi- ness so I can enjoy the "golden years". • Grief Support - 6:30 – 8:30 p.m., Tuesday, April 19, St. Elizabeth Hospice presents a two-part series, Grief: Finding Sunlight Through the Rain, at St. Elizabeth Community Hospital Coyne Center, 2550 Sister Mary Columba Dr. in Red Bluff. Topics will be: What is grief? Am I normal? Why we grieve differently, Healthy coping, How long will it take? The second session will be Tuesday April 26, 6:30 – 8:30 p.m. Topics will be: Holidays and other rough spots, Barriers to the healing process, Recog- nizing signs of healing. Kristin Hoskins, GC-C Bereavement Coordinator from St. Elizabeth Hos- pice will be the presenter. There is no charge to attend. Pre-registration would be appreciated but is not required. For question or to pre-register please contact Kristin at St. Elizabeth Hospice 528-4207. • Corning in the Evening – Next Thursday, April 14th at 5:30 p.m. the Corning Healthcare District along with Northern Valley Catholic Social Service will host the monthly event at the Corning Family Research Center, West and South streets. At North- ern Valley Catholic Social Service their aim is "to reach out in care and love to those in need, "by fighting poverty and strengthening families with a broad spectrum of programs and services at the Family Resource Centers in Corning and Red Bluff. They provide referrals, help with food and clothing, health workshop for seniors, parent education and life-skills classes. They have planned this launch event to inform the community about the File of Life. The File of Life is a red plastic refrigerator magnet with a pocket that holds a card containing pertinent med- ical information for emergency responders, care- givers, police officers and anyone who needs prompt access to important health information. This column is prepared and submitted by the Corning Chamber of Commerce. ——— A Clean, Reliable, Trustworthy, COMPLETE AUTO REPAIR All makes and models. We perform dealer recommened 30K, 60K, 90K SERVICES AT LOWER PRICES Smog Check starting at $ (most cars and pick-ups) 2595 + cert. Pass or FREE retest 527-9841 • 195 S. Main St. Chimney Company... Possible? ”Their tarps are always clean and my home is always clean afterward. What I like best is their reliability and quality.” “I can trust them!” Dr. Evan Reasor Flue Season 527 3331 THE Chimney Professionals WE STAND BEHIND YOUR RETURN. GUARANTEED. ©2010 HRB Tax Group, Inc. 1315 Solano St, Corning, CA 96021 530-824-7999 120 Bell Mill Road, Red Bluff, CA 96080 530-527-7515 Mon-Fri 9 am to 7 pm No. 1 China Buffet CHINESE RESTAURANT Open 7 Days A Week Now Under New Ownership Lunch: $5.75 - Mon-Sat 11am-3pm Dinner: $8.25 - Mon-Thurs 3:30-9:30pm Carry out rates Lunch: $2.99 lb. COUPON Dinner: $3.99 lb. Bring in This Coupon to Receive Free Drinks with meal purchase Expires April 30, 2011 343 S. Main St. Red Bluff 530-527-8889 (No Checks) COUPON OPEN April 9th

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