Issue link: https://www.epageflip.net/i/6806
The following infor- mation is compiled from Red Bluff Police Depart- ment, Tehama County Sheriff's Department, Corning Police Depart- ment and California Highway Patrol. Arrests Benjamin David Haley, 20, Red Bluff, was arrested Wednesday morning at Walmart on suspicion of burglary. Bail was set at $10,000. Violence A man was treated early Wednesday morning at St. Elizabeth Commu- nity Hospital for injuries suffered in an assault but declined to share informa- tion about his attacker. Theft •A 20-inch Kenda bicy- cle wheel was reported stole Wednesday morning from a bike rack on Aloha Street. The loss is $20. •About $20 in cash, $3 in change, a black cell phone charger and a black Maglite power adapter were report- ed stolen Wednesday after- noon on Larkspur Lane. The loss is $90. •A boy reported a Ver- izon flip phone stolen Wednesday evening from an unlocked vehicle at the Tehama County Library. Drugs •A man trying to sell goods online reported being offered medical marijuana instead of cash Wednesday morning on Garryana Drive. •Someone reported Wednesday afternoon that a juvenile was offered drugs at Red Bluff Apart- ments. A police reported was taken but no arrests were made. Crash • Raymond Vondran, 30, of Chico was flown to Enloe Medical Center for minor injuries after crash- ing into a tree at 2 p.m. Wednesday on South Avenue, east of Hall Road in the Corning area. Vondran was driving west on South Avenue about 55 to 60 mph when he allowed the vehicle to drift across the opposing traffic lane and onto the south shoulder. The vehi- cle spun clockwise in the mud and the left side of the vehicle hit an olive tree. Alcohol use is not suspected to be involved in the incident. Friday, February 12, 2010 – Daily News – 3A Beautiful Hair & Nails Welcomes: Anneliese Peterson For appts or directions Call: 200-Hair Providing: Cuts, Colors, Styles and smiles for the whole family Open Mon.-Fri. Located on the corner of Lincoln & Walnut RIDE ON Senior Transport Available Weekdays Jean Hanson - Driver Call Ahead cell: 949-6351 car: 526-7137 home: 527-5996 Lic: 8995 B.B.Q. Bud's 22825 Antelope Blvd. 528-0799 Best BBQ Around Cooked Fresh Daily FAST FRIENDY SERVICE 2 Local Calendar To add an upcoming event in the Local Calendar, submit information well in advance to the Daily News, attention Calendar, P.O. Box 220, Red Bluff, 96080 or e-mail to clerk@redbluffdailynews.com. Include a contact name and telephone number. FRIDAY, FEBRUARY 12 Red Bluff Al-Anon, 6 to 7 p.m., Presbyterian Church, Jeffer- son and Hickory Artists' Reception and Exhibition Opening, 5 p.m., Red Bluff Art Gallery, 601 Walnut St. Celebrate Recovery, 6:15 p.m., Vineyard Christian Fellowship, 738 Walnut St. 527-2449 Knit for Kids, 9:15 to noon, Presbyterian Church, 838 Jefferson St., 527-0372 Magic of the Movies screening of A League of Their Own, 7 p.m., State Theatre Corning Adult Wood Carving Class, 10 a.m. to noon, Corn- ing Senior Center, 1015 Fourth Ave, 824-5669 Spanish Adult Education, 8:30 a.m. and 1:30 p.m., Corning Family Resource Center, West and South streets, 824-7670 SATURDAY, FEBRUARY 13 Red Bluff 4th Annual Search for Talent Competition, 7 p.m., Veterans Hall, 735 Oak St. $5 adult, $3 ages 12 to 6 , free ages 5 and younger Decorative Brushes of No. California, 10 a.m., Red Bluff Community Center, 1500 S. Jackson St. Red Roses with Hattitude Valentine Exchange, Green Barn Restaurant, 527-5895 Tehama County Resource Conservation Dis- trict Gardening Workshop, 8 a.m. to 2 p.m., Jr. Arts Building, Tehama District Fairground, 527-3013, ext. 3 Tehama Together potluck meeting, 4 p.m., Tehama Together Office in Business Connections, 332 Pine St., 585-2190 Los Molinos Los Molinos Volunteer Fire Department Pan- cake Breakfast, 8 to 11 a.m., Masonic Lodge, 25020 Tehama Vina Rd. Cost is $6 adults, $4 children 10 and younger MONDAY, FEBRUARY 15 Red Bluff Al-Anon, 6 p.m., Presbyterian Church, Jefferson and Hickory Computer Class, 4 p.m. and 5:30 p.m., room 205 on RBHS main campus, 200-2661 Gastric Bypass Support Group, 6 p.m., St. Eliza- beth Community Hospital, Columba room, 529-3066 HIRE (Head Injury Recreational Entity), 10 a.m., St. Elizabeth Community Hospital, Coyne Center, Rusty, 529-2059 Key to Life, 6 p.m., Red Bluff Family Resource Center, 220 Sycamore St. Suite 101, 528-8066 Red Bluff Community Band, 6:45-8:45 p.m., Red Bluff Community / Senior Center, 1500 S. Jackson St., 527-3486. Retired and Active Federal Employees (NARFE), 11:30 a.m., Elks Lodge, for more informa- tion call Karen at 585-2494 Sun Country Quilters Community Service Group, 9 a.m. to 3 p.m., Red Bluff Family Resource Center, 220 Sycamore St. Suite 101, 528-8066 Corning Kirkwood School Board, 5 p.m., 2049 Kirkwood Road Narcotics Anonymous, 7 p.m., 815 First St., 385- 1169 or 566-5270, meetings are daily through Satur- day, noon Mondays and no meeting the third Wednes- day Sewing group, 9 a.m., Corning Family Resource Center, West and South streets, 824-7670 Spanish Adult Education, 5 p.m., Corning Family Resource Center, West and South streets, 824-7670 Strategies for Success, Life Skill classes, 1:30 p.m., Corning Family Resource Center, West and South streets, 824-7670 Los Molinos Senior Dance, 7 p.m., Los Molinos Sr. Social Club, Los Molinos Senior Center, Josephine St. Gerber Gerber Union Elementary School Board, 6 p.m., 23014 Chard Ave. Flournoy Flournoy Elementary School Board, 6 p.m., 16850 Paskenta Road TUESDAY, FEBRUARY 16 Red Bluff City Council, 7 p.m. City Hall, 555 Washington St. Diabetic Education, 12:30 p.m. St. Elizabeth Com- munity Hospital, Columba Room, 529-8031 Playtime Pals Playgroup, 9:30 a.m., Red Bluff Family Resource Center, 220 Sycamore St. Suite 101, 528-8066 Red Bluff Rotary, noon, Elks Lodge Tehama County Health Partnership, 1 p.m. to 3 p.m., 1135 Lincoln Street. 527-6824 Tehama County Resource Conservation Dis- trict, 8 a.m., USDA Service Center, 2 Sutter St., Ste. D Tehama County Patriots, 6 p.m., Trinity Landmark Missionary Church, 20920 Hampton Rhodes Drive Chocolate Company Hwy. 99E 6 miles South of Red Bluff 527-3026 10am-6pm daily Heart Trays • Plates & Boxes Complete line of Sweets made by the Chocolatier Pumpkinland Come in and see our new lower prices We are open and NOT CLOSING Everyday 7am-3pm 200 So. Main St. Red Bluff, Ca 529-9488 BUY TWO GET 3RD FREE! equal or lesser value Anything on the menu Police reports If you've been living in a house of cards, read carefully. Just three weeks from now -- on Feb. 22 -- the Credit Card Accountability Responsibility and Disclosure Act (CARD Act) of 2009 goes into effect. Beware. Along with some new protections, the rules allow for more subtle and costly traps for unwary cardholders. Americans have nearly $900 billion charged on their credit cards. More than half of those cardholders are paying only the minimum monthly payment. If you're one of them, you've likely been hit with high- er interest rates and lower credit limits in the last few months, in advance of the tougher restrictions. The CARD Act requires that the card company mail your bill 21 days before it is due, up from the current 14-day requirement. And it requires those under age 21 to have an adult co-signer who will take responsibility for unpaid bal- ances. You'll see one of the new bene- fits when you open your bill. Now the card issuer will be required to show you, in graphic format, the difference between making only the minimum monthly payment vs. paying more than the mini- mum each month -- a dramatic reminder of the costs of carrying a balance. The new law does not cap inter- est rates, but it does limit the abili- ty of the card issuer to raise your rates. The new rules say they can't hike your rate on existing balances unless you're 60 days late with your payment. But they can raise rates on future purchases at any time, and without giving a reason, although they must give you a 45- day warning. Card issuers have plenty of other ways to make money off you if you're hooked on credit. That's why it's so important to read the fine print on any notice the card issuer sends you. Those costly changes may come in a separate mailing, which you might toss away as a pitch for a new card, or as a "statement stuffer" -- little sheets of paper in your bill that you routinely throw away when you open it. Here's one trick that card issuers are using to get around the rules: The prohibition against raising rates applies only to fixed-rate cards. That's why many card issuers are now sending n o t i c e s announcing that your card is now a variable-rate card -- with a rate tied to the prime rate, plus 7 or 8 percentage points. Cur- rently, the prime rate is a low 3.25 percent. But watch out if rates start to rise again. There are other ways the card issuers can trap you. For instance, there's no law against creating new penalties and fees on existing cards. That's why so many issuers have started to charge an annual fee. Some even charge an extra fee to receive a paper state- ment. Or a fee if your card remains inactive. And here's the real kicker. There are no restrictions to prevent the card issuer from lowering your credit limit. That impacts your credit report because it looks like you're maxed out. And it makes it easier to inadvertently go over your credit limit, triggering a penalty. Be sure to "opt-out," telling the card issuer to deny a transaction if it would trigger an over-limit fee. There's really only one way to avoid all of these traps: Pay down your credit-card balance faster, using this strategy: If you take the current minimum monthly payment, double it, and keep paying that same amount every month without charging another penny, your card will be paid off in less than three years. That formula applies no matter how large your bal- ance, or how high the interest rate. In fact, now you'll see the benefits of that strategy explained on your credit card bill, which must show you the amount you must pay monthly to eliminate your balance in three years. In these days of finan- cial hardship, it may be impossible for many peo- ple to make larger pay- ments. But short of win- ning the lottery, it's the fastest way out of credit card debt. Don't fall for those debt-settlement compa- nies. Most require you to divert your current pay- ments to an account giving them the leverage to negotiate. Meanwhile, your credit is further ruined -- and they take their fees before negotiating any settlement. If you're really over your head in credit card debt, call Consumer Credit Counseling Services at (800) 388-2227. That will connect you to the nearest local office, where you can receive reliable advice either in person or over the telephone. You can pay down your debt, but it takes discipline and income to do it. And that's The Savage Truth. Terry Savage is a registered investment adviser and is on the board of the Chicago Mercantile Exchange. She can be reached at www.terrysavage.com. She is the author of the new book, "The New Savage Number: How Much Money Do You Really Need to Retire?" Terry Savage The Savage Truth on Money Beware of credit card changes Mendocino OHV trail system closed The Mendocino National Forest's Off- Highway Vehicle (OHV) trail system will be closed to vehicle traffic for through Feb. 24. The closure order covers the entire forest, including the Grindstone and Upper Lake Ranger Districts and is sched- uled to lift Wednesday, Feb. 24, conditions per- mitting. The closure is the result of wet weather patterns over the past month saturating trails. Additional storm sys- tems in the forecast are likely to bring more water to the forest and trail system. Using the trails in their current condition would result in damage not only to the trails, but would also impact other resources including soils, water quality, and wildlife habitat. "We appreciate the public's understanding and cooperation with the temporary OHV trail system closure," said Forest Supervisor Tom Contreras. "By closing the trails now and pre- venting further damage, we are reducing the risk of longer closures for costly repairs and restoration efforts. Wait- ing for things to dry out will help us continue to provide quality recre- ation areas for OHV rid- ers." The Emergency Trail Closure for the Mendo- cino National Forest is formally referenced under Order Number 08- 10-01. Violation of this clo- sure order is punishable by a fine of no more than $5,000 for an individual, $10,000 for an organiza- tion, or up to six months imprisonment or both. For more information, call the Mendocino National Forest at 530- 934-3316 or visit www.fs.fed.us/r5/men- docino.