Issue link: https://www.epageflip.net/i/9232
Saturday, April 17, 2010 – Daily News – 3A Local Calendar To add an upcoming event in the Local Calendar, submit information well in advance to the Daily News, attention Calendar, P.O. Box 220, Red Bluff, 96080 or e-mail to clerk@redbluffdailynews.com.Include a contact name and telephone number. SATURDAY, APRIL 17 Red Bluff 42nd Annual Rodeo Doubles Bowling Tourney, Lariat Bowl 55th Annual Round-Up Parade, 10 a.m., down- town, featuring Budweiser Clydesdales BlackhawkConcert, 7 p.m., Tehama District Fair- ground, tickets 527-1000 or Round-Up Office at Fair- ground Red Bluff Kiwanis Pancake Breakfast, 6-10 a.m., Red Bluff Elks Lodge, $5, fundraiser for Kiwanis Kids Camp Red Bluff Round-Up, 1:30 p.m., Tehama District Fairground, tickets call 527-1000 or RedBluffRound- Up.com SUNDAY, APRIL 18 Red Bluff 42nd Annual Rodeo Doubles Bowling Tourney, Lariat Bowl Cowboy Church, 10 a.m., Tehama District Fair- ground Red Bluff Round-Up Tough Enough To Wear Pink Day, 1:30 p.m., Tehama District Fairground, tick- ets call 527-1000 or RedBluffRound-Up.com Corning Evangelist services, 7 p.m., Family Bible Church, 609 Marin St., 824-9989 MONDAY, APRIL 19 Red Bluff Al-Anon, 6 p.m., Presbyterian Church, Jefferson and Hickory Gastric Bypass Support Group, 6 p.m., St. Eliza- beth Community Hospital, Columba room, 529-3066 Head Injury Recreational Entity, 10 a.m., St. Eliz- abeth Community Hospital, Coyne Center, Rusty, 529- 2059 Key to Life, 6 p.m., Red Bluff Family Resource Center, 220 Sycamore St. Suite 101, 528-8066 Red Bluff Community Band, 6:45-8:45 p.m., Red Bluff Community and Senior Center, 1500 S. Jackson St., 527-3486 Retired and Active Federal Employees, 11:30 a.m., Elks Lodge, call Karen at 585-2494 Sun Country Quilters Community Service Group, 9 a.m. to 3 p.m., Red Bluff Family Resource Center, 220 Sycamore St. Ste. 101, 528-8066 Tehama County Military Family Support Group, 6 p.m., Green Barn, 529-1852 Corning Kirkwood School Board, 5 p.m., 2049 Kirkwood Road Narcotics Anonymous, 7 p.m., 815 First St., 385- 1169 or 566-5270, daily through Saturday, noon Mon- days, no meeting the third Wednesday Sewing group, 9 a.m., Corning Family Resource Center, West and South streets, 824-7670 Police reports The following infor- mation is compiled from Red Bluff Police Depart- ment, Tehama County Sheriff’s Department, Corning Police Depart- ment and California Highway Patrol. Arrests •Bruce Duggins Anthony, 30, Red Bluff, was arrested Thursday afternoon at the TCSD on suspicion of evading a peace officer and violat- ing probation. Bail was set at $65,000. •Jamie Geane Henry, 32, Red Bluff, was arrest- ed Thursday evening on South Main Street, near Lariat Bowl, on suspicion of obstructing or resisting an officer and battering an officer. Bail was set at $27,500. •A 16-year-old boy, a Red Bluff Union High School student, was arrested Thursday morn- Help for homeowners in the foreclosure battle The stories of desperate homeowners are heart-rend- ing. In spite of their best efforts, and in spite of gov- ernment plans and bank announcements, they're caught in a never-ending cycle of paperwork and red tape as they try to avoid fore- closure. Many home- owners try to maintain their good credit but are told they must be two or three months late on pay- ments before the lender will even talk to them about a modification. They comply and then are told that their credit is too bad for a chance at a refinancing. They send in paperwork, only to find it lost. They place phone calls to "help lines," only to wind up speaking to an automaton in India named Larry. Many are told to send in lower monthly payments for a "trial" modification -- only to be lost in the system. In fact, some receive fore- closure notices because the bank department that is accepting their lower pay- ments never contacted the bank department that is pur- suing foreclosure. Now, the balance is shift- ing. Desperate homeowners are striking back. And they're finding a new ally at Foreclosure Defense.com. Adam Ackerman and his partner Mark Laskowski are not lawyers. But they are smart businessmen and real estate investors. Adam's father lost his job three years ago, at age 53, and almost lost the family home. Adam watched as his dad went through his life savings trying to get a loan modification while strug- gling through the red tape. And in the process, a busi- ness was born. The two partners researched all of the legal remedies possible against lenders, coming up with defenses based on fraud, predatory lending and slop- py paperwork. Then they gathered a group of attor- neys who were willing to pursue cases that would either delay foreclosure long enough to give families a chance to regroup, or force the lenders into modi- fications because it was simply easier than fighting with the home- owner's attor- neys. Says Acker- man: "I sit across from them, and I tell them I can't guarantee any- thing and neither can any attorney. But I also tell them that if you do nothing, you will lose your home. That's a fact. Foreclosure defense is the best strategy to imple- ment if you are interested in saving and keeping your home." He points out that indi- viduals are at a huge disad- vantage when dealing with financial institutions and their attorneys. "In today's economy, the only real way to save your home is to put up a fight and protect every- thing you worked your life to get, by using the legal system to protect your rights. As a homeowner, you do have rights, but most people don't have any idea these strategies exist." Foreclosure Defense Group acts as a marketing and education firm, as well as maintaining a communi- cations database that allows clients to stay in touch with the attorneys and move the process along efficiently. Think of it as a sort of "Match.com" for struggling homeowners and lawyers who specialize in this type of work. Started in Chicago, they are expanding their network of attorneys nation- wide. Let me warn you right here: The attorneys who work with ForeclosureDe- fense.com don't take every case. And they charge a one-time fee ranging from $495 to $750 if they decide to take your case, plus a monthly retainer of $750 and a fee of 20 percent of Members of all three Tehama County city councils, the Board of Supervisors and the county School Board will meet at 6 p.m. Monday at 727 Oak St. in Red Bluff to dis- cuss the county’s economic future. Headlining the event is Chabin Concepts President Audrey Taylor, who will give a presentation on a federally-funded econom- ic analysis her company developed for the county. ing at the school on suspi- cion of stealing a laptop computer from a teacher. He was later booked into the Tehama County Juve- nile Justice Center. Violence •A six-person fight reportedly left a woman bloody Thursday evening on Stoney Ford Place. A suspect, reportedly wear- ing a blue shirt, left on police arrival. •A 10-year-old boy at Olive View School was reported hit by his moth- er’s boyfriend Thursday morning. Theft A digital video camera was reported stolen Thursday evening on Kimball Road from a res- idence. It is believed the camera was stolen some- time in the last 23 days. Odd A woman reported receiving a bill for nearly $100 in Colombia House Records charges Thurs- day afternoon on Old Mission Drive. Arrests • A 32-year-old Washington man was arrested about 10 p.m. Thursday in the area of Highway 99W and Solano Street in Corn- ing. Corning Police Officers contacted two men walking on High- way 99W and discov- ered Travis Dale Barker had two outstanding felony warrants for transportation of mari- juana and failing to reg- ister as a sex offender. He was transported and booked Bail was set at $20,000. Theft • Police responded to reports of a theft about 11:27 p.m. Thursday in the area of Marguerite Red Bluff Tritons Swim Team Try Outs Rio Skin & Body Works Spa Deana Owens and Kelsey Maeder Now Offering Welcomes One hour Massage and One hour Facial Package Only $ 99 Open: Monday-Saturday Call 527-7762 810 Rio Street, Red Bluff Gift Certificates Available expires: 4/30/10 April 17th 4-6pm April 18th 9am-12pm Tehama Family Fitness More try out dates to be announced “Must be 5 yrs or older & be able to swim discernable strokes (not dog paddle) For questions call Karen 528-8919 or mnb731@yahoo.com Cowboy Steak Special BREAKFAST $1099 Lunch or Dinner 1 lb. Ribeye Steak Soup or Salad 1 lb. Ribeye Steak 3 eggs, choice of potatoes & toast Choice of Potatoes & Dinner Bread OPEN: $1299 7 days a week 5:30am - 9pm 259 S.Main St. Red Bluff Limited time offer expires March. 31, 2010. Other conditions and restrictions may apply. See store for full details. Offer valid only at NorCal AT&T Authorized Retailer stores. Rebate debit card offer. Price before mail-in rebate is $149.99. Must purchase BlackBerry Unlimited Plan and sign new 2 year service agreement ot qualify for discounted pricing and rebate. Retail price Blackberry Pearl 8110 is $399.99. any mortgage reduction of principal they obtain for you. I've always advised not paying upfront for help because of the potential for a rip- off. But Ackerman explains that this monthly lawyer's fee is usually well below the amount the homeowner was supposed to be paying on the mortgage. So the legal tactics allow homeowners to stay in their home longer, at less cost, while they work to find a new job or simply save up money for an eventual move. You're probably pay your mortgage and were only asking for some kind of sensible resolution on the part of the bank. Terry Savage The Savage Truth on Money wondering exactly what the attorneys do to earn that money. The first step is to research all the loan docu- ments -- not only the mort- gage contract, but the appli- cation, the various forms, the "good-faith disclosure" and other documents that could provide grounds for determining if there is any kind of fraudulent activity on the part of the lender. In fact, many of these documents cannot be found. But the critical one is the mortgage note the buyer signed. Since so many loans have been sold and resold, it is quite possible the original note cannot be found. That in itself can be grounds for delaying a foreclosure -- as well as becoming hugely annoying to the attorneys hired by the bank to pursue the foreclosure. And that's what Foreclo- sure Defense is all about. Says Ackerman: "Our goal is to become such a pain to the attorneys on the other side that they'll find it easier to do a modification than pursue the foreclosure." And there you have it. It's not pretty to think of using this kind of tactic when you really wanted to County, cities to hold joint meetingMonday Taylor has previously shared the study’s findings with local governments, including the Board of Supervisors. The study calls for playing up agricultur- al tourism, building up existing businesses instead of attracting new ones and using state or federal grants to pay for environ- mentally friendly, green energy projects. More information is available by calling 527-4655. Avenue at Mooney Court. The reporting party identified Darrin James Cook, 24, of Corning as the suspect. Officers learned cook was on felony probation for burglary and responded to his resi- dence on Mooney Court. A probation Mon.-Fri. 10:30 to 5:30 Sat. 11-3 40 Crafters in 1 Shop! Or Rent a Space to Sell Your Crafts 650 Main St., Red Bluff (530) 528-2723 Come & Shop Crafter’s Boutique search was made and the items taken from a vehicle were found. He was booked into Tehama County Jail on the charges of posses- sion of stolen property, petty theft with prior charges and violation of a court order. Bail was set at $22,120. 8th Annual FIBER ON THE FOOT May 1-2 • 9 to 5 Fiber Livestock Festival Family fun Handcrafter’s Paradise Plus 6 other events at the TDFG www.fiberonthefoot.com 530-528-8120 10 Gilmore Rd. Red Bluff Corner of Antelope & Gilmore But you remember the old saying: "Fight fire with fire." Banks are hiding behind incompetent people who sometimes answer the phone, systems that lose the paperwork, astoundingly contradictory responses and hired lawyers who are com- pensated only if they push you through to fore- closure. Now it's time for homeowners to fight back using the legal system that has, until now, worked against them. It's time to stop calling, stop pleading, stop crying -- and hire an advocate who can at least get their attention in a way the lenders recognize -- in the courts. Maybe then the banks will pay attention instead of lip service to the idea of cus- tomer service. And that's The Savage Truth. Terry Savage can be reached at www.terrysavage.com. 530-528-8120 10 Gilmore Rd. Red Bluff Corner of Antelope & Gilmore