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SACRAMENTO TheCalifor- nia State Fair is making it easy to support non-profits again this year through its non-profit ticket sales pro- gram. Non-profit organizations can earn $1 back for each State Fair ticket their sup- porters purchase online at CAStateFair.org. This program enables the California State Fair to partner with community non-profits in a way that supports their fundraising efforts and promotes the California State Fair as a community gathering place that celebrates the best of the Golden State. Non-profits do not have to handle any ticket stock or cash, because it is com- pletely digital. Once the non-profit meets the crite- ria for participation, the or- ganization simply sends out a special promo code to its supporters. Non-profits interested in participating, simply ap- ply as follows: Complete a short application to be con- sidered as a potential par- ticipant. The application is available at CAStateFair. org/non-profit-tickets. Send the completed application to boxoffice@calexpo.com for approval. CALIFORNIA StateFairhelpsnon- profits raise funds By Cate Kortzeborn Are you looking for a nursing home for yourself or a loved one? People go to nursing homes for different reasons. They may be sick or hurt and require ongoing nurs- ing care. They may have had surgery and need time to recuperate. Or they may have chronic care needs or disabilities that make long- term nursing care a neces- sity. Many communities have nursing homes. But how do you pick one that's best for you or your family member in need? The first step is to learn about the available facili- ties in your area. You can do that in a number of ways. Ask people you trust, like your family, friends, or neighbors if they've had personal experience with nursing homes. They may be able to recommend one to you. Ask your doctor if he or she provides care at any lo- cal nursing homes. If so, ask your doctor which nursing homes he or she visits so you may continue to see him or her while you're in the nursing home. If you're in the hospi- tal, ask your social worker about discharge planning as early in your hospital stay as possible. The hos- pital's staff should be able to help you find a nursing home that meets your needs and help with your transfer when you're ready to be dis- charged. Medicare provides a handy way to check out lo- cal nursing homes, using our Nursing Home Com- pare website: www.Medi- care.gov/nursinghomecom- pare. Nursing Home Compare provides a wealth of infor- mation on quality of care and staffing levels at more than 15,000 nursing homes certified for Medicare and Medicaid patients through- out the United States. One excellent feature is the star rating system. Facilities can receive from one to five stars, with five stars being the highest rating. These star ratings give you a quick snapshot of the facility. Keep in mind that Medi- care covers short-term nursing home stays follow- ing hospitalization, but gen- erally doesn't cover long- term care stays in a nursing home. Medicare coverage of home and community- based long-term care ser- vices is very limited. Medicaid covers long- term nursing home stays, and may include cover- age of home- and commu- nity-based services (HCBS). HCBS provide opportuni- ties for people with Medic- aid to get services in their own home or community. These programs serve a variety of groups, includ- ing people with mental ill- nesses, intellectual or devel- opmental disabilities, and/ or physical disabilities. But a nursing home may not be the best option. A va- riety of community services may help with your per- sonal care and activities, as well as with home modifica- tion and equipment to sup- port you staying at home. Some services, like vol- unteer groups that help with things like shopping or transportation, may be low cost or may ask for a voluntary donation. Some services may be available at varied costs depending on where you live and the services you need. These home services and programs may be avail- able in your community: Adult day care; Adult day health care, which offers nursing and therapy; Meal programs; Senior centers; Friendly visitor programs; Help with shopping and transportation; Help with legal questions, paying bills, and other financial matters. How do you find such lo- cal services? Try the Elder- care Locator, a guide to help older adults and their care- givers connect to services, including long-term care services and supports. Visit www.eldercare.gov, or call 1-800-677-1116. CateKortzebornis Medicare's acting regional administrator for Arizona, California, Hawaii, Nevada, and the Pacific Territories. You can always get answers to your Medicare questions by calling 1-800-MEDICARE (1-800- 633-4227). MEDICARE Finding a nursing home COURTESYPHOTO RedBluffHighSchoolstudentAlyssaShankwaspresentedaplaqueand$100checkasRedBluffRotary's Student of the Month for May. One of Alyssa's teachers summed up her many wonderful qualities by say- ing, "An amazing young lady of more potential than she realizes." From le : Rich DuVarney, Tehama County superintendent of schools, Alyssa and her parents Stacy and Les Shank and Haley Carter, Red Bluff High School counselor. ROTARY STUDENT HONORED In my fifth-grade mind, my teacher, Mr. James M. Migaki, was the smart- est man to ever have lived. Ev- ery day was special in Mr. Miga- ki's class. He taught us the im- portance of learning from history so we never repeat its mis- takes. That lesson became very real when he said that every moment counts as history, whether it was five years ago, last year, last month or last week. Mr. Migaki said some- thing is only a mistake if you can't fix it. Sometimes he would let us retake our tests to learn from history and fix our mistakes. Speaking of learning lessons from past events, what can we learn from that Bernie Madoff char- acter? He's the guy who pulled off a $50 billion Ponzi scheme by ripping people off for decades, claiming to be invest- ing their fortunes, paying them inexplicable returns on their money and all the while stealing from them blind. There are sev- eral important lessons we all need to learn from this bit of history. These are my top five: Number 1: Know what you own. No mat- ter what type of assets or investments you have, make it your business to know exactly where your money is. If your fund manager or broker can- not give you an explana- tion you can understand, that is not necessarily a reflection on you; it could be that person is more unsure than you are. Keep asking questions, keep researching and keep digging, and don't stop until you are able to describe each of your as- sets and investments in 25 words or less. Number 2: Know who's managing the store. Madoff's clients were too trusting when they handed their money over to this mysteri- ous stranger. I can imag- ine that the mystery sur- rounding the old gent gave some of them some kind of weird confidence. That was dumb. Number 3: Don't fall for unbelievable deals. Re- member the old adage: If it's too good to be true, you can bet that it is. Get rid of your lottery mental- ity. There are no get-rich- quick deals out there. If you think you see one, fig- ure out what it really is; then run. Number 4: Trust, but verify. I don't know what kind of annual account- ing documents and re- cords Madoff's clients received, but now we know that whatever they may have received was all fake. A moderate ef- fort on his clients' be- half to verify their tax re- turns would have proba- bly shown the truth. Number 5: Don't as- sume someone else will protect you. There's no doubt the Madoff crowd assumed they had some kind of protection against being stung by a scoun- drel. After all, most securi- ties professionals and oth- ers carry insurance to cover clients in the event of an embezzlement scan- dal. Apparently, the un- suspecting investors in the Madoff scheme never thought to ask about in- surance. Whether you think you're protected or not, speak up. Ask ques- tions, even if you think you might appear dumb. Perhaps the best thing we can learn from the Madoff caper is this: Dumb questions are a lot better than dumb mis- takes. Would you like to send a tip to Mary? You can email her at mary@ everydaycheapskate. com, or write to Everyday Cheapskate, 12340 Seal Beach Blvd., Ste. B-416, Seal Beach, CA 90740. EVERYDAY CHEAPSKATE LessonslearnedfromtheMadoffscandal Mary Hunt CHICO Children and teens are invited to attend any of several summer camp offerings at the Gateway Science Museum this sum- mer. The museum will hold three sessions of Discovery Summer Camp, which pro- vides youth the chance to connect with their inner scientists and experience some of what the Univer- sity has to offer. "We've had Discovery Camps since we opened in 2010, with a whole range of themes," said Jessica Ed- munson,scienceandeduca- tionalactivitiescoordinator for the museum. "Children always have a great time and learn so much." Each camp includes a tour of campus, a visit to University science labo- ratories, and a field trip to Butte Creek Ecological Preserve. The curriculum and outings are facilitated by four camp counselors with support from univer- sity faculty and staff. The first offering is Ju- rassic Junior Scientist Camp, which runs June 20- 24 for children in grades 4 through 6. The weeklong adventure will allow camp- ers to explore fascinating themes such as paleontol- ogy, paleoecology and geol- ogy while exploring Califor- nia's history. They will dig up fossils, rocks and min- erals, explore huge geologic events and discover earth's changes through time. The cost to attend is $210. From June 27 to July 1, children in grades 4 through 6 can attend Fo- rensics Junior Detective Camp. Acting as super sleuths, they can solve case study mysteries using de- ductive reasoning and the scientific method. Partic- ipants will use DNA anal- ysis, fingerprinting and chromatography to analyze evidence and draw conclu- sions. The cost is $210. Older students in grades 7 through 9 are eligible for the Jurassic Senior Insti- tute from July 11-14. Partic- ipants will take an in-depth look into paleontology, pa- leoecology and geology. They will discover the im- portant role DNA plays in thestudyofancienthuman, animal and plant remains while focusing on lab tech- niques, critical thinking and scientific reasoning. The cost is $225. All camps run from 9 a.m. to 3 p.m., and regis- tration fees include ma- terials, snacks and lunch. Those interested are en- couraged to register early, as registration is limited. Members and multiple reg- istrants receive discounts. For more information, visit www.csuchico.edu/ gateway/explore/Summer Camp.shtml, or contact Jessica Edmunson at 898- 5130. 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