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8A Daily News – Saturday, April 7, 2012 Glory Days & maturity MINNEAPOLIS (MCT) — A former CEO enrolled in clown school. A corporate communications executive started a photog- raphy business. A high school science teacher became an outdoors guide. And a lifelong accountant wanted to work at Disney- world. "He loved the atmos- phere, it was lighthearted, it wasn't counting numbers day after day," said career coach Linda Miller, who worked with all four. When she asked the accountant what sort of job he'd like at Disneyworld "he said, 'You know what? I really don't care.'" lifestyles Why seniors don't want to retire Data will be a boon for history buffs By Allison Pries The Record (MCT) Call it a second phase, an encore, a reinvention. Just don't call it retirement. More people are entering their mid-60s — stuck, per- haps, with dismayingly skimpy savings accounts, but blessed with sound health and many years ahead of them — and decid- ing that retirement doesn't top their agenda. "We figure 20 or 30 years is too much to play tennis or golf or sit around outside," said Miller, 60, who three years ago made a transition of her own, from corporate communications manager in the Twin Cities to career coach with 2Young2Retire, an organi- zation that helps people choosing later-life work. Statistics reflect the trend. Between 1993 and 2009, workforce participa- tion by men ages 62 to 74 grew by 39 percent, accord- ing to the Urban Institute. Participation by women in that age group grew by 60 percent. "Ninety percent of work- ers age 60 to 64, or 5.4 mil- lion men and women, say they enjoy going to work," the institute reported. "The share increases to 97 per- cent of workers 70 and older, or 3 million people." Of workers surveyed in a 2012 study by the Employ- ee Benefit Research Insti- tute (EBRI), 37 percent plan to postpone retirement until sometime after they turn 65 — triple the proportion two decades ago. Finances are a major concern, especially since the recession slashed retire- ment accounts and home She is planning a high-school reunion for all classes that graduated from Tenafly High School in the 1940s. The data could help her track down who lived in town at that time and provide a conversa- tion piece at the reunion. MCT photo Kathy DeYoung has chosen to work past the normal retirement age and is in sales at teh Coach store in Edina, Minn. done shows that, even when the money issue is put aside, people don't want to do nothing," said Tammy Erickson, author of "Retire Retirement: Career Strate- gies for the Boomer Gener- ation" (Harvard Business School Press, 2008). Especially not for years on end. When pensions were introduced in the late 19th century, average life expectancy was 47 and most people worked until they died. Now, the average 65-year-old can expect to live another 18 to 20 years. Take a few trips, play a little golf, do some gardening, clean the garage — and then what? values. Sixty percent of workers in the EBRI study reported nest eggs of less than $25,000, excluding their homes and any pen- sions. And only a third of all those surveyed have pen- sions. They worry about medical and long-term care bills even more than they do basic expenses. But money isn't the only reason people keep working. "All the research we've "When I talk to people about what they want to do when they retire, most of them have very short-term ideas," Erickson said. "They want to take a cruise or something like that. They don't ask themselves, what are you going to do in 20 years ... 30 years?" So some people simply stay at their jobs as the birth- days tick past. Others start their own businesses. Or grab the opportunity to do socially relevant work they set aside during their high- earning years. Or retrain _ often in community col- leges — for jobs in growing industries such as health care, education, nonprofit work, technology and ser- vices for the elderly. knowledge. But with 8.3 percent unemployment, Erickson acknowledged that "it's still pretty tough" for older job seekers. Work- ers older than 62 are less likely to be laid off, but have a harder time finding new jobs. When, or if, they do, it's often for lower pay. But in a satisfying twist "My speculation is that the more mature the individ- ual, the more self-reflective or self-aware they are, the more likely to recognize that they need to retool, to kind of reinvent them- selves," said Jeff Hudson, program director for contin- uing education and cus- tomized training at Nor- mandale Community Col- lege in Bloomington, Minn. But will employers be open to hiring them? Age need not hinder perfor- mance — age-related short- comings are often out- weighed by reliability, com- mitment and accumulated of fate and demographics, experts predict that within the next decade workplaces may become more welcom- ing to the gray-haired. That's because there simply won't be enough younger workers to replace the esti- mated 77 million boomers. Industries may even go out of their way — offering lengthy leaves and other enticements — to lure older workers into jobs for which, conveniently enough, they will be quite well suited. Already, millions of jobs in certain industries are going unfilled, said Rick Miners, coauthor, with his wife Jeri Sedlar, of "Don't Retire, Rewire!" (Alpha, 2007). "We've got to get over ageism," Miners said. "We always talk about saving our natural resources ... we need to do something to save our human resources." "People are quite interested in those things," she said. "It becomes very personal." The release of questionnaires will provide the most detail to date of life at that time, experts say. While reports for towns, counties and states were initially released in 1942, the individual census forms can help people track family members or pro- vide a clearer picture of what a town or neighbor- hood was like 72 years ago. "Because of the massive advances in computer technology and data analysis, we'll be able to see lots more things about the data than people did in 1942," said Andrew Beveridge, a professor of soci- ology at Queens College in New York. That detail will include who lived on which streets, where immigrant groups clustered and who was unemployed. Henry Bischoff, a retired Ramapo College histo- ry professor and the historian for the Hermitage, a national historic landmark in Ho-Ho-Kus, N.J., said the meticulous way the census is taken, "really does help you see what's going on in society, where peo- ple are moving, the size of their families and eth- nicity." The individual 1940 Census forms released Mon- day are of particular interest to people who make a business — or a hobby — of genealogy, demogra- phy and history. "I think it's fascinating," said Alice Rigney, Tenafly, N.J.'s borough historian. "In terms of hard, reliable facts, the census is a really important baseline," Bischoff said. "It's a very solid contribution to research." At Ancestry.com, a website that makes a busi- ness out of connecting people with data on long- dead relatives, a countdown to the release was post- ed on the home page. About 87 percent of present-day Americans are either in the 1940 census or have a relative listed, according to Dan Jones, the site's vice president of global content. "This information will bring family historians that much closer to learning more about these past generations, enabling them to discover and confirm more facts about their lives and per- sonal stories," Jones said. The site plans to offer, for free until December 2013, data on where relatives' lived, if they owned their home and their highest level of education, he said. The accessibility of the information will make it more widely viewed than previous releases of forms from the early 1900s, said William Frey, a demog- rapher at the Brookings Institution. "The fact that you can print out forms on your own printer at home," will make the data appealing even to people who don't normally have an interest in historic documents, Frey said. "The ease with which you can do it will be tempting." Scam watch: Beauty queen accused of grand theft alleged cons, frauds and schemes to watch out for. By Stuart Pfeifer Los Angeles Times (MCT) Here is a roundup of TIONS LOAN MODIFICA- Prosecutors in Santa Clara County, have accused a former Mrs. Pakistan World of entic- ing desperate homeown- ers to pay her tens of thousands of dollars in a loan-modification scam. The Santa Clara County district attor- ney's office charged Saman Hasnain and her husband, Jawad, with 17 counts of grand theft, accusing them of bilking 17 homeowners, the San Jose Mercury News reported. In the scheme, prose- cutors allege, Hasnain and her husband told homeowners that for an advance fee of at least $4,500, they would negotiate with banks to reduce the homeowners' mortgages and forgive overdue payments. But the couple did not nego- tiate with banks; rather, they absconded with the money and returned to Pakistan, prosecutors said. The newspaper said the couple had fled to Red Bluff Garden Club Invites you to attend their 51st May 4 & 5, 2012 Friday and Saturday 10 a.m. to 6 p.m. Annual Standard Flower Show "Fun & Flowers from the 50s" Home Arts Bldg., Tehama District Fairgrounds For Information or to enter call 527-9403 Huge Plant Sale Classic Car Show Kid's Flower Planting Activity Lahore, Pakistan. Consumer advocates recommend never pay- ing an advance fee to a loan-modification firm. Instead, payments should be made only after loans have been modified. infected with viruses, according to the Internet Crime Complaint Center. Computer security officials are warning the public that a computer virus is being transmit- ted through emails that appear to be from utility companies. The email says a utili- ty bill needs to be paid, and it instructs recipients to click a link to view the bill. link have reported that their computers were People who click the UTILITY BILLS Law enforcement experts caution that peo- ple should click email links only if they are confident that they know — and trust — the per- son who sent the email. NEW PICKPOCK- said. The stolen informa- tion can be used to make duplicate credit cards, which are then used to make unauthorized pur- chases. 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