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Arrests • Eric Magana Moreno, 28, of Cottonwood was arrested Friday evening in the 19400 block of Little Valley Drive. He was booked into Tehama Coun- ty Jail on the felony charge of planting or cultivating marijuana or hashish and the misdemeanor of posses- sion of a controlled sub- stance. Bail was set at $27,500. • Richard Andrew Miller, 41, of Cottonwood was arrested Friday after- noon in the 19600 block of Broadhurst Road in Cotton- wood. Miller was booked on the felony charge of being under the influence and the misdemeanor of possession of a controlled substance. Bail was set at $12,500. • Alfred Russell Yokum, 59, of Corning was arrested Saturday evening in the 900 block of North Marguerite Avenue in Corning. He was booked on the felony charge of receiving known stolen property. Bail was set at $10,000. Danielle Ann Blow, 40, of Corning was also arrested. Blow was booked on the felony charge of receiving known stolen property and the misde- meanor charges of obstruct- ing or resisting a public offi- cer and being under the influence. Bail was set at $15,500. • Roger Dale Hastings, 53, of Corning was arrested Saturday afternoon in the 4000 block of East Street in Corning. He was booked on the felony charge of pos- session of a controlled sub- stance. No bail was set. • Dusty Dawn Michelle Havens, 24, of Redding was arrested Sunday evening at St. Elizabeth Community Hospital. She was booked on the felony charge of grand theft: property and the misdemeanor of proba- tion violation. Bail was set at $11,000. • Jaime Castro Oros, 31, of Red Bluff was arrested Friday afternoon at the Tehama County Sheriff's Department. He was booked on the felony charge of illegal entry. No bail was set. • A man reported at 1:06 a.m. Sunday that someone with a gun was trying to open a door and a window to his residence in the 700 block of Ash Street. Upon arrival, officers located a man, identified as Rene Rodriguez, 18, of Red Bluff, standing near the reporting party's apartment. The man was arrested for attempted aggravated tres- passing and booked. • Red Bluff Police were dispatched at 9:18 p.m. Sat- urday to Big 5, 545 S. Main St., following reports of a domestic disturbance between a man and a woman. The couple left the area prior to officer arrival, but were located in the Wal- Mart parking lot during an area check. Officers deter- mined that Robin Son, 54, had been operating the vehi- cle while under the influ- ence with a Blood Alcohol Content of more than 0.08 percent. Son was arrested and booked. Citizen's Arrest • According to Red Bluff Police logs, a man received a citation after he was placed under citizen's arrest at 5:24 p.m. Friday by a woman after he urinated in front of her children in the parking lot in front of Food Maxx. Crash • A Red Bluff man was taken by helicopter to Mercy Medical Center in Redding to be treated for minor injuries after an off- road motorcycle crash at 4 p.m. Sunday in the 18200 block of Frontier Drive near Highway 36W. David Fris- bee, 24, of Red Bluff was attempting to jump a dirt road while going up a hill side when the crash occurred. Frisbee had cleared the dirt road and was airborne when the motorcycle violently crashed into the hill side on the other side of the road. Frisbee was thrown from the vehicle, which over- turned and landed on top of him. An hour after the crash, Frisbee requested medical, was taken to Mercy, treated and released. Drugs • Reeds Creek School reported that an eighth grade student came to school with marijuana. Fire • CalFire received reports of an explosion at 9:43 p.m. Saturday in the Rancho Tehama area. Arriving on scene at 10:17 p.m. CalFire found a boat on fire on Modoc Court, cross of North Mendocino Drive. The cause of the fire, which did $4,000 damage to the boat, is under investi- gation. CalFire cleared the scene at 11:19 p.m. Odd • Someone at Tehama Tire Recapping reported at 1:12 p.m. Sunday finding a sewing machine in the bushes. Vandalism • A man reported Sun- day morning that his car had received about $500 dam- age after being egged out- side his residence in the 300 block of Pinon Way in Red Bluff. The incident is believed to have taken place between 8:30 p.m. Saturday and 10 a.m. Sunday. Tuesday, January 12, 2010 – Daily News – 3A $ Money $ 2 Lend Cash 4 Notes McKinley Mortgage Co. CA DRE # 01773837 Call 530-241-0977 800-909-1977 SOUTHERN GOSPEL CONCERT SERIES FREE CONCERT! - Southern Gospel at it's finest - Wonderful for entire family - Invite friends and family Dixie Melody Boys Thursday, January 14 TH • 6:30 p.m. 1005 So. Jackson St., Red Bluff 1st Church of God Love Offering will be taken Call 527-4877 Now! Visit: DanceRedBluff.com 12881 Baker Road, Red Bluff, CA 96080 All Ages & Abilities Welcome Dance Red Bluff New ownership: Sutcliffe and Rudnick family Wondering What to Do in the New Year? Join the Great Instructors and Dancers at Dance Red Bluff! Pre-Dance / Hip Hop / Ballet / Jazz / Modern Exciting January Special: No Registration Fee Best Dance Floor in Red Bluff Dr. Andrew Pomazal D.O.D.C. Physician & Surgeon General Medicine Accepting New Patients 528-2066 2050 Main St, Red Bluff • High Blood Pressure • Diabetes • Joint & Muscle Pain • Lung Problems Local Calendar TUESDAY, JANUARY 12 Red Bluff Antelope School Board, 5:30 p.m., Berrendos School Library, 401 Chestnut Ave. Bend School Board, 6:30 p.m., 22270 Bend Ferry Road Community BLS/CPR class, 6 p.m., St. Elizabeth Community Hospital, Columba Room, 529-8031 International Order of the Rainbow for Girls, 6:45 P.M., Masonic Hall 822 Main St. 527-6715 Photo club, 6 p.m., Red Bluff Family Resource Center, 220 Sycamore St. Suite 101, 528-8066 Playtime Pals Playgroup, 9:30 a.m., Red Bluff Family Resource Center, 220 Sycamore St. Suite 101, 528-8066 Red Bluff Rotary, noon, Elks Lodge Red Bluff Union Elementary School District board meeting, 5:30 p.m., 1755 Airport Blvd. Spanish speaking support group for special needs families, 9:30 a.m. Metteer Elementary School, 695 Kimball Road. 876-832. Childcare is pro- vided Tehama County Board of Supervisors, 10 a.m., board chamber, 727 Oak St. Tehama County Fish and Game, 8 a.m., Confer- ence E, courthouse annex Tehama County Flood Control and Water Con- servation District, 8:30 a.m., Board of Supervisors Chambers, 727 Oak St. Tehama County Genealogical and Historical Society, 6:30 p.m. Red Bluff Library, 529-6650 Tehama County Local Childcare Planning Council, 12:30 p.m., Tehama County Department of Education, 1125 Lincoln St., 528-7380 Tehama County Patriots, 6 p.m., Westside Grange Hall, 20794 Walnut St. Veterans of Foreign Wars Post 1932, 7 p.m. Vet- erans Building, Oak St. Corning City Council, 7:30 p.m., City Hall, 794 Third St. Spanish Adult Education, 1:30 p.m., Corning Family Resource Center, West and South streets, 824-7670 Women's Support Group, 6 p.m., Corning Family Resource Center, West and South streets, 824-7670 Gerber El Camino Irrigation District, 6:30 p.m., 8451 Highway 99W, 385-1559 Cottonwood Evergreen School Board, 5 p.m., 19500 Learning Way WEDNESDAY, JANUARY 13 Red Bluff Adult Wood Carving Class, 10 a.m. to noon, Vet- erans Memorial Hall, 735 Oak St., 824-5669 Al-Anon, noon to 1 p.m., Presbyterian Church, Jefferson and Hickory Elks duplicate bridge, noon, Elks Lodge, 355 Gilmore Road, 528-9418 Mentor Gathering, 5:30 p.m., Red Bluff Family Resource Center, 220 Sycamore St. Suite 101, 528- 8066 Nondenominational Bible Talk, 7:30 p.m., 12620 Hwy 99E, 521-5671 PAL Youth Carving Class, 3-4:30 p.m., Red Bluff Community Center, 1500 S. Jackson St., free, 824- 5669 Parks and Recreation Commission, 6 p.m., Red Bluff Community and Senior Center, 1500 S. Jackson St. RBHS Adult Education, free computer classes, Intro to Computers 4-5:25 p.m. and 5:30-7 p.m., Room 205, RBHS main campus, 200-2661 or 529- 8757 Red Bluff Cemetery District Board of Trustees, 4 p.m., Oak Hill Cemetery office Red Bluff Kiwanis, noon, Elks Lodge Retired Public Employees Association, Chap- ter 18, noon, Veterans Hall Senior Dance, 7 p.m., Westside Grange, Walnut St. Tehama County Library story time, 9:30 a.m., 645 Madison St. 527-0604 Waterbirth class, 5 p.m., St. Elizabeth Communi- ty Hospital, Columba Room, Anita 529-8377 Widowed persons breakfast, 8:30 a.m., Cozy Diner, men and women welcome, 527-3138 Corning Computer class, 6 p.m., Corning Family Resource Center, West and South streets, 824-7670 Corning Elementary School Board, 7 p.m., 1590 South St. Strategies for Success, Life Skill classes, 1:30 p.m., Corning Family Resource Center, West and south streets, 824-7670 Must we pay to know our credit scores? Somewhere between having no clue what your credit score is and paying $16 every few weeks to get a copy of it lies a healthy middle ground. Think of your credit score as you do your weight. You need to weigh yourself occasionally to stay on top of things, but most health professionals consider it obsessive for people to weigh them- selves every day. Same with your credit score. It's good to know where you are now in order to establish a baseline. If you never have checked your FICO score, now would be a good time to do that. You can purchase your FICO score for about $16 at http://www.myFICO.com. After that, an "annual checkup" should be adequate under normal circum- stances. There are times when you may anticipate changes in your score. Per- haps you decided to opt out from a big interest rate increase by your credit card company. Perhaps you are applying for a new mortgage or you plan to finance a car. You want to monitor your credit score closely for six to eight months before that event. But do you really need to buy the real thing that often? Probably not! Recently, I wrote about credit score estimators. MyFICO offers its free FICO Score Estimator (type "estimator" in the search box at h t t p : / / w w w. m y F I C O . c o m ) . Upon your answering a few questions about your current financial situation, the esti- mator will give you a score range. Though not totally accurate, this range can give you an idea as to where your credit score is right now. Another estimator is offered by Credit.com (at www.credit.com/calcula- tors/score), so you should have an opportunity to compare estimates. In addition to the estimator, our friends at Credit.com have introduced a new tool, which is also com- pletely free, to help you better manage your credit score. Credit Report Card is different from estimators, in that it makes a "soft" inquiry into your credit file. This is the same type of inquiry that would be triggered if you ordered a free copy of your credit report. It does not go against you in any way and is not seen as an inquiry to potential lenders looking into your file. To use the Credit Report Card, you must register at Credit.com. Then fill out the form with your spe- cific information, including your Social Security number. Your report card will be broken down into the five areas that FICO considers: your payment history, debt usage, credit age (longevity), account mix and inquiries. You will get a letter grade from A to F in each area, with an explanation for each that will help you to understand what all of those areas mean for your big picture and what you might do to improve your score. Once registered at Cred- it.com, you can get your Credit Report Card as often as you like to monitor changes and to track improvements to your score. Paying off debt is a lot like losing weight. Both require self-control, com- mitment and the discipline not to "weigh in" every day. Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including her latest, "Can I Pay My Credit Card Bill With a Credit Card?" You can e-mail her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. Mary Hunt Everyday Cheapskate Police reports Toastmasters ring in the New Year The Toastmasters meet- ing hosted by Chico club Dec. 31, 2009 rang in the New Year with its District- Area gathering. Clubs from Hooker Creek, Oroville, Paradise, Redding and Red Bluff were represented. Through the theme of "Truth and Whoppers," dif- ferent groups of toastmas- ters in each group worked cooperatively to positively critique and enhance one another's oral presentations. Among those who presented were four members of the Red Bluff Sunrise Speakers; Jan Shillingburg, Cheryl Weibling, Barbara Cowley and Patricia Rose. The meeting concluded with the Toastmaster of the event telling the five reasons to be a Toastmaster: 5) You get to live vicari- ously through others' adven- ture stories. 4) You can have a blank mind in front of a room full of people and still be applauded. 3) You get to talk about yourself for 4-6 minutes and not be interrupted. 2) You feel better about yourself and you make a difference to those around you. Being a Toastmaster does wonders for a person's self-confidence. 1) It's fun. Sunrise Speakers Toast- masters meet noon to 1 p.m. the first, third and fourth Thursdays and 6-7 p.m. the second Thursday of each month. All meetings are held at 220 Sycamore St. in Red Bluff. All those 18 years of age and older are welcome. The next meeting will be 6-7 p.m. Thursday. For information call 527- 3598 or 527-7127.