Issue link: https://www.epageflip.net/i/55555
Thursday, February 16, 2012 – Daily News 3A Local Calendar Submit calendar items to P.O.Box 220, Red Bluff, 96080 or clerk@redbluffdailynews.com. THURSDAY, FEBRUARY 16 Red Bluff California HEAT Chorus - Sweet Adelines, 7 p.m., Meteer School Room 26, 695 Kimball Road, 895- 0139 Childbirth Class, 6:30 p.m., St. Elizabeth Commu- nity Hospital, Columba room, Anita 529-8377 Community Action Agency, 3 p.m. Board of Supervisors chambers Democratic Central Committee of Tehama County, 5:30 p.m., M&M Ranch House, 736-5200 Fun Senior Aerobics with Linda, 8-9 a.m., $1 per class, Red Bluff Community Center, 1500 South Jack- son Street 527-8177 Grief Support Group, 3 p.m., St. Elizabeth Com- munity Hospital, Coyne Center, Kristin, 528-4207 Ishi archery shoots, 5-9 p.m., Ron Knight Building Tehama District Fairground, $5 members, $6 guests, 527-4200 Live country music, with dinner at the Veterans Hall, 5-7 p.m. Painting session, Red Bluff Art Association, 10 a.m., Snug Harbor recreation room, 600 Rio Vista Ave., 527-4810 PAL Kickboxing, 6 p.m., 1450 Schwab St., 529- 8716 or 200-3950 Passages caregiver support group, 12:30 p.m., Red Bluff Community and Senior Center, 1500 S.Jack- son St., 229-0878 or 800 995-0878 Phoenix Comunity Support Group for those get- ting over chemical dependency, 11:30 a.m., Pres- byterian Church, 838 Jefferson St., 945-2349 Pinochle for Seniors, 12:30-3:30 p.m., 1500 S. Jackson St., Free, 527-8177 Playtime Pals Playgroup, 10 a.m., Family Resource Center, 220 Sycamore St. Ste. 101, 528- 8066 Red Bluff Exchange Club, noon, M&M Ranch House, 645 Antelope Blvd. #1 Red Bluff Joint Union High School District Board of Trustees, 5:30 p.m., 1525 Douglas St. Red Bluff Lions Club, 6 p.m., Veterans Memorial, 527-8452 Red Cross Disaster Volunteers Meeting, 6-7:30 p.m., CalFire headquarters, 604 Antelope Blvd., north side of Antelope, 934-5344 Sacramento River Discovery Center Thursday Evening Program, 7 p.m., 1000 Sale Lane, 527-1196 Sunrise Speakers Toastmasters, noon, Family Resource Center, 220 Sycamore St. Ste.101, 529- 1841 Support group for pet loss,2 p.m., Family Service Agency, 1347 Grant St., 527-6782 Swinging Squares Square Dance Club, 7 p.m., Red Bluff Community Center, 1500 S. Jackson St. For beginner or review classes, call 529-1615 Tehama County Health Planning Council, noon, Elks Lodge, 355 Gilmore Road Tehama County Planning Commission, 9 a.m., board chambers, 745 Oak St. TOPS Club (take off pounds sensibly), 9:30 a.m., First Christian Church, 926 Madison Ave., 547-7541 or Nanc347-6120, visit www.tops.org Widowed Persons Dinner, 5 p.m., call 384-2471 for location Corning Cal-Fresh and Healthy Family Appointments,1-3 p.m., Corning Family Resource Center, 1488 South St., 824-7670 Celebrate Recovery,6:15-9 p.m., Believers Church of God, 783 Solano St., dinner with $3 donation Corning Friends of the Library, 2:30 p.m., 740 Third St. burn Ave. Corning High School Board, 7 p.m., 643 Black- Corning Patriots, 6 p.m., Senior Center, 824-2332 Corning Skateboard and Bike Association meeting, 6 p.m., City Hall Council Chambers, 794 Third St. Dance with Juana, noon to 1 p.m., Family Resource Center, 1488 South St., 824-7670 Domestic Violence Information and Support Group, 1-3 p.m., Olive Room at the Corning Health- care District, 275 Solano St. 528-0226 Dual Diagnosis Group, 1:30-3 p.m., 1600 Solano St., 527-8491, Ext. 3309 Improved Order of Red Men, 7 p.m. Independent Grange 470, 20945 Corning Road, 824-1114 Soccer training, 4-6 p.m., except for holidays and rain, Woodson School Soccer Field, 150 N Toomes, 824-7680 Sewing group, 9 a.m., Family Resource Center, West and South streets, 824-7670 Women's Support Group, 6 p.m., Family Resource Center, West and South streets, 824-7670 Los Molinos Los Molinos Unified School Board, 7 p.m., Los Molinos High School cafeteria Gerber Gerber-Las Flores Community Service District, 6:30 p.m. 331 San Benito Ave. Mineral School Board, 5 p.m., 38355 Scenic Ave. Mineral Manton Manton Joint Union School Board, 6:30 p.m. Mortgage insurance? Not on your life Dear Mary: I just bought a house, and I've been getting a lot of flyers about mortgage protection insurance. Is it something good for a new homeowner or just a waste of money? -- Donna, email Dear Donna: Great ques- tions. "Mortgage protection insurance" (not to be confused with "private mortgage insurance" or PMI) is really life insurance with a specific provision that if paid out upon the death of the insured, the proceeds must go to pay off the mortgage. I do not recommend that anyone agree to this type of insurance for two reasons: It's pays only the out- standing balance on the mortgage, which is declining every month while the high premium stays the same. That's a bad deal. Second, if the homeowner were to die, the proceeds of that policy will be paid directly to the mort- gage holder. The surviving spouse will have no option in the matter. But that might not be advisable given that survivor's financial situa- tion. What if the mortgage is now that survivor's lowest interest debt? Or his or her financial counselor suggests there are much better places to use or invest that money than in paying off the mortgage? So rather than specific insurance that covers only the mortgage, I recom- mend term life insurance in an amount sufficient to replace his or her income for at least five years, including the cost of carrying that mortgage. Now, if that policy pays out, the surviving spouse has options to pay off more toxic types of debt (like Police reports The following infor- mation is compiled from Red Bluff Police Depart- ment, Tehama County Sheriff's Department, Corning Police Depart- ment and California Highway Patrol. Arrests • A 60-year-old woman was reportedly intoxicated and running in traffic at about 7 p.m. Tuesday near St. Eliza- beth Community Hospi- tal. Red Bluff Police helped sheriff's deputies with the call and the woman was escorted back to the emergency room. Deputies later arrested her on charges of public intoxication. • A 56-year-old woman reported at about 1:45 a.m. Tuesday find- ing a strange man sleep- ing on her back porch in the 100 block of Gurnsey Avenue. The 20-year-old man with a Raiders back pack was arrested for public intoxication. • Quirt Elwood Ris- ley, 54, of Corning was arrested Tuesday at the Tehama County Proba- tion Department. He was charged on warrants for cultivation of marijuana, possession of marijuana for sale, keeping a place to sell drugs, being a felon in possession of a firearm and being a pro- hibited person in posses- sion of ammunition. Bail was set at $120,000. • Heath John Chaffin, 28, of Red Bluff was arrested Tuesday at USA Gas Station on Antelope Boulevard. He was charged with possession of a controlled substance and possession of drug paraphernalia. He was also booked on warrants for possession of stolen property worth more than $400 and posses- sion of drug parapherna- lia. Bail was set at $116,000. • Elliot Charles Pot- ter-Lane, 24, of Red Bluff was arrested Tues- day in the 800 block of Locust Street. He was Lotto numbers SACRAMENTO (AP) — The winning numbers drawn Wednesday night in the California Lottery's ''SuperLotto Plus'' game were: 3 - 5 - 16 - 25 - 37 Mega Number : 16. credit card debt or student loans), pay off the mortgage (if advis- able at the time) or invest it for the future. Or some com- bination thereof. Dear Mary: I have been a mem- ber of Debt-Proof Living for years. Many years ago, you wrote about Direct Purchase Stocks (DRIPS). I would love to get resources or updated information on companies that offer DRIPS. You wouldn't believe how many people I've shared your info and books with over the years. Thanks! -- Mary, California share, but that's OK. The corpora- tion keeps detailed records of share ownership and dividends paid. Companies that offer their stock through a DRIP plan really do want you to buy directly from them, starting with just one share. To learn more about Mary Hunt Dear Mary: As you suggest, many publicly traded companies allow investors such as your- self to invest directly with the com- pany without going through a stockbroker or paying a sales com- mission on the transaction. "DRIP" is an acronym for "dividend rein- vestment plan," but "DRIP" also describes the way the plan works. With DRIPs, the dividends that an investor receives from a company automatically go toward the pur- chase of more stock, making the investment in the company grow lit- tle by little. These programs do not require an investor to purchase whole shares, which makes these plans somewhat unique. A person could, for example, buy $25 worth of stock in the company on a regular schedule, like once month. That might purchase only a portion of a charged with inflicting corporal injury on a spouse or cohabitant. Bail was set at $50,000. • Sharleta Geaninne Durham, 31, of Red Bluff was arrested Tues- day by officers from the district attorney's office in the 21700 block of Bend Ferry Road. She was charged with forgery, perjury and fraud to obtain aid. Bail was set at $65,000. • Jason Henry Monts- deoca, 30, of Corning was arrested Tuesday in the 1400 block of Yolo Street in Corning. He was charged with bur- glary, possession of stolen property worth more than $400, posses- sion of a controlled sub- stance and possession of drug paraphernalia. Bail was set at $133,000. Vandalism • Graffiti was report- ed Tuesday on the Masonic Lodge build- ing, 822 Main St. It appeared in the past two weeks and caused $100 damage. • A vacant apartment was reported vandalized Tuesday in the first block of Sandy Way. A door was kicked in sometime between Fri- day and Tuesday, caus- ing $300 damage. Theft • Ongoing theft was reported Tuesday of property from Days Inn, 5 John Sutter St. No fur- ther information was available. • A man wearing baggy jean shorts and a white T-shirt with a shaved head reportedly stole a woman's purse Everyday Cheapskate how to get started investing in DRIPS on your own, including a specific infor- mation on companies that offer these programs, I rec- ommend learning all you can at DirectInvesting.com. Dear Mary: Thank you for writing such an excel- lent article about the stu- dent who wanted full financial support for a summer mission trip. You said what I've wanted to say many times to the young people in our church and family. Many of us worked during college, and we sur- vived! With summer coming soon, I thought your readers could use a reminder from you that it's OK to say no to kids raising funds for trips, missions and special pro- grams. -- Elgie, email Dear Elgie: I don't need to do that because you just did. Thanks. Do you have a question for Mary? Email her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2099, Cypress, CA 90630. Mary Hunt is the founder of www.DebtProofLiving.com, a personal finance member website and the author of "7 Money Rules for Life," released in January 2012. from inside her resi- dence and fled from a bedroom window in the 1300 block of Johnson Street. Officers never found him. • The owner of Ben's Truck Repair on Mont- gomery Road reported Tuesday finding two men stealing items from his property. Officers got the property back and the suspects were admonished for stealing and trespassing. • Fire wood was reported stolen Tuesday from inside a residence in the 16200 block of Buffa- lo Road in Cottonwood. Disturbance • Numerous juveniles were reported at about 6:30 p.m. Tuesday run- ning around near the area of Vista Middle School. They were reportedly setting off smoke bombs and caus- ing a disturbance. Offi- cers couldn't find them. Later that evening, a fire extinguisher was report- ed stolen from the school. It is not clear if the incidents are related. Violence • A 21-year-old man showed up at a residence bleeding Tuesday night in the 22000 block of Liberal Avenue in Corn- ing. He said someone he knew had assaulted him. Medical personnel responded. After investi- gation, deputies deter- mined it was a mutual fight and no one pressed charges. However, a 19- year-old woman at the scene was reminded about a county warrant she had, and another man was arrested for an unrelated warrant from Lake County. • Multiple 911 calls came in Tuesday night about a fight between a man and woman in the 13200 block of Highway 99E. Both were bleeding and seen running in an orchard near a resi- dence. At least seven deputies responded and caught up with the sus- pects within a few min- utes. The man was arrested for battery and resisting or obstructing an officer. Medical per- sonnel were requested and the man was taken to St. Elizabeth's Com- munity Hospital. The female, a 17-year-old, was released to a parent. Animals • A neighbor's dog reportedly killed a man's sheep Tuesday in the 19200 block of Urban Lane. Burglary • At least two burglar- ies were reportedTues- day in the 600 block of San Mateo Avenue in the Gerber area. First, a 29-year-old woman reported her house was burglarized. Her front door was broken down and all of her electron- ics, a washer and dryer, kids' toys and games, television and other items were stolen. Later, a storage shed was reported burglarized in the same block. • An attempted bur- glary was discovered just after 4 a.m. Tuesday after an alarm went off at L and L Thrift, 22690 Antelope Blvd. No fur- ther information was available.