Issue link: https://www.epageflip.net/i/55077
Friday, February 10, 2012 – Daily News 3A Local Calendar Submit calendar items to P.O.Box 220, Red Bluff, 96080 or clerk@redbluffdailynews.com. FRIDAY, FEBRUARY 10 Red Bluff Al-Anon, 6-7 p.m., Presbyterian Church, Jefferson and Hickory Celebrate Recovery, 7 p.m., Bethel Assembly of God, 625 Luther Road, 527-0445 or 366-6298 Knit for Kids, 9:15 to noon, Presbyterian Church, 838 Jefferson St., 527-0372 SATURDAY, FEBRUARY 11 Red Bluff Airplane Display Days, 8 a.m. to 1 p.m., Red Bluff Airport, 1760 Airport Blvd., 527-6547 BMX racing, 5:30 p.m., Red Rock BMX Track, Tehama District Fairground, $10 Decorative Brushes of No. California, 10 a.m., Red Bluff Community and Senior Center, 1500 S.Jack- son St., 527-7449 or decorativepainters.org Red Bluff Outlaws Karts Points Race 12, 10 a.m. gates, 1 p.m. qualifying, Tehama District Fairground, 527-2477, 567-5286, www.rboutlaws.com Tehama County Young Marine Drills, 9 a.m. to 3 p.m., 1005 Vista Way, Ste.C. 366-0813 Weight Watchers meeting, 8:00 a.m. and 9:30 a.m., weigh-in starts half-hour before meetings, 485 Antelope Blvd., #N, next to Bud's Jolly Kone, 1-800- 651-6000 Los Molinos Senior Dance, 7 p.m., Senior Center, Josephine Street, 384-2100 SUNDAY, FEBRUARY 12 Red Bluff Airplane Display Days, 8 a.m. to 1 p.m., Red Bluff Airport, 1760 Airport Blvd., 527-6547 Celebrate Recovery, 6-8 p.m., Vineyard Christian Fellowship, 738 Walnut St., 527-2449 WHEE Picnic and Prayer Circle, 4:20 p.m., 22116 Riverside Ave. MONDAY, FEBRUARY 13 Red Bluff 3101 Antelope 4-H, 6:30 p.m., Antelope School, 527- Cardiac Support Group, 7 p.m., St. Elizabeth Community Hospital, Columba Room, 527-5077 English as a Second Language class, 5:30-8:30 p.m., Red Bluff High School Adult Ed building, 1295 Red Bud, 736-3308, same time Tuesday and Wednes- day and 9 a.m. to 12:20 p.m. Thursdays, free child- carefrom 9 a..m. to 12:20 p.m. classes in Richlieu Hall, 900 Johnson St. Line Dancing, beginners at 9 a.m.; intermediate at 10 a.m.; Red Bluff Community Center, 1500 S. Jack- son St. Head Injury Recreational Entity, 10 a.m., St. Eliz- abeth Community Hospital, Coyne Center, Rusty, 529- 2059 Key to Life, 6 p.m., Family Resource Center, 220 Sycamore St. Ste. 101, 528-8066 Masterworks Chorale rehearsal, 6:45 p.m. to 8 p.m., Red Bluff Presbyterian Church, 838 Jefferson St., 527-4203 PAL Martial Arts, age 5 - 18, 3-5 p.m., 529-7920, www.tehamaso.org. Red Bluff Community Band rehearsal, 7-9 p.m., Red Bluff Presbyterian Church, 838 Jefferson St., 727- 8744 Salvation Army Writing Class, 9:30-11:30 a.m., 940 Walnut St., 527-8530 Spartan Athletic Booster Club, 6:30 p.m. Red Bluff Union High School Library Sun Country Quilters Community Service Group, 9 a.m.to 3 p.m., Family Resource Center, 220 Sycamore St. Ste. 101, 528-8066 TeenScreen Mental Health Appointments, 10 a.m. to 2 p.m., free, by appointment only, Youth Empowerment Services, 1900 Walnut St., 527-8491, Ext. 3012 Tehama County Sheriff's Search and Rescue, 7 p.m., Stillwell Training Center, Park Avenue near Baker Road, 527-7546 US citizenship preparation class, 5:30-8:30 p.m., Red Bluff High School Adult Ed building, 1295 Red Bud, 736-3308, same time Tuesday and Wednesday Corning Alcoholics Anonymous, noon Monday through Friday, 5 p.m. Thursday, 7 p.m. Monday, Tuesday and Saturday and 1 p.m. Sunday, 783 Solano St., behind the church Bingo, 5:15 p.m. early bird, 6:30 p.m. regular games, Maywood Grange, Highway 99W just past Lib- eral Avenue, 833-5343 Corning 4-H, 7 p.m., Woodson Elementary School, 527-3101 Corning Neighborhood Watch, 5:30 p.m., City Hall, 794 Third St. Narcotics Anonymous, 7 p.m., 820 Marin St., 385- 1169 or 566-5270, meetings are every day through Saturday with an additional meeting at noon Mondays Olive 4-H, 6:30 p.m., Maywood School, 527-3101 Sewing group, 9 a.m., Family Resource Center, West and South streets, 824-7670 Spanish Adult Education, 5 p.m., Family Resource Center, corner of West and South streets, 824-7670 Debt: The good, bad and really ugly All debt falls into one of three categories: reasonable, toxic and neutral. Reasonable, or good, debt is the result of borrowing money to buy something that has a high likelihood of increasing in value, and in so doing will increase your net worth. Buying a home with a low-risk mortgage would be an example of reasonable debt because as the debt is repaid and the home appreciates in value, your net worth will increase proportionately. That is financially reasonable, without imposing an unreasonable financial risk for you, the borrower. A rea- sonably small amount of student loan debt can also come under the umbrella of good or reasonable debt, provided it meets certain crite- ria (as described below), because you have a reasonable likelihood of getting a better-paying job after you graduate than the job you would've had without the education. Toxic debt is exactly as the name implies: dangerous and financially life-threatening. Toxic debt includes credit-card debt, payday loans and other high- or variable- rate borrowing. Toxic debt is dead- ly and should be avoided entirely. Toxic debt is not secured by collat- eral, and the interest rates are typi- cally so huge they could choke a horse. If you have toxic debt, it needs to be paid off quickly and then avoided in the future by every means possi- ble. I cannot state this too strongly: Toxic debt is haz- ardous to your wealth. Neutral debt includes all other borrowing that is neither good because it's not going to increase wealth in any way nor bad because it's not exactly toxic. With these definitions in mind, let's look at Rule 7: Borrow Only What You Know You Can Repay from "7 Money Rules for Life" (excerpt- ed with permission from Revell Publishing). The following safe Mary Hunt borrowing guidelines apply to all forms of borrowing -- all forms of debt. 1. Borrow the least you can get by with to achieve your intended result, not the most that the lender will approve. Never let a lender determine how much you should borrow. Mortgage lenders will try to nudge you into the "most house you can qualify for," not the house you can afford. Everyday Cheapskate 2. Repay debt quickly, rather than stretching it out as far as possi- ble. Opt for the largest payment you can handle, not the smallest the lender will approve. Auto lenders, as one example, will try to steer you into a long-term loan of 60 to 72 months, pointing out that your pay- ment will be smaller. This is great for them because dragging it out over a longer period of time with smaller monthly payments means you'll be paying a lot more interest over the term of the loan. That adds up to a big payout for the lender, but that's a lousy deal for you. 3. Have an escape plan. You need to have a plan in mind to pay off the debt early in the event life takes an unexpected turn, either by selling the collateral or paying the debt with other resources or assets. Mary Hunt is the founder of www.DebtProofLiving.com and author of 20 books, including her January 2012 release, "7 Money Rules for Life." You can email her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2099, Cypress, CA 90630. Utility to reward olive producer for efficiency CORNING — Bell Carter Foods Inc. of Corning is receiving a rebate from Pacific Gas and Electric Company today for energy efficiency improve- ments at its waste water treatment facility. Bell Carter will not only reduce its electricity usage with the improvements, but is getting a $114,475 energy efficiency incentive from PG&E, according to a release issued Thursday by the utili- ty. The check is a rebate to acknowledge energy savings generated from a special aeration project constructed to reduce energy use at Bell Carter's Police reports The following infor- mation is compiled from Red Bluff Police Depart- ment, Tehama County Sheriff's Department, Corning Police Depart- ment and California Highway Patrol. Arrests • Two men were arrest- ed Wednesday evening during a traffic stop of a white 1997 Dodge Intre- pid at Circle K off of Jackson Street. A sheriff's K9 unit assisted Red Bluff Police on searching the vehicle. The dog alerted officers to narcotics inside. John Charles Weibling, 27, of Red Bluff was charged with being under the influence of a controlled substance, possession of a controlled substance and transporta- tion of a controlled sub- stance. Bail was set at $43,000. During the same incident, officers arrested Ryan Christopher Everett, 26, of Red Bluff. Everett, also known as Playboy or Anthony Monteiro, was charged with parole viola- tion and is being held without bail. •William Leo Buck- ley, 56, of Corning was arrested Wednesday in the 600 block of Solano Street in Corning by drug task force agents. He was charged with possession of a controlled substance, possession of a narcotic and possession of drug paraphernalia. Bail was set at $33,000. • Nathan Arthur Web- ster, 32, of Red Bluff was arrested at 4 p.m. Wednesday in the 300 block of Main Street. He was charged with parole violation and is being held without bail. Vandalism • A rock was thrown through the windshield of a gray 2003 Ford Eclipse Wednesday in the 2400 block of Cimarron Drive. • A rock was reported thrown through a vehi- cle's window in the 2500 block of Wildwood Avenue. Items were taken from the vehicle. • About nine yard lights were reported dam- aged Wednesday at a resi- dence on Rio Vista Lane. Damages were estimated at $111. Burglary • A silver 2004 Chrysler PT Cruiser was reported broken into Wednesday in the area of COMPLETE AUTO REPAIR All makes and models. We perform dealer recommened 30K, 60K, 90K SERVICES AT LOWER PRICES Smog Check starting at $ (most cars and pick-ups) 2595 + cert. Pass or FREE retest 527-9841 • 195 S. Main St. K W I K K U T S Family Hair Salon $200 REGULAR HAIRCUT off with coupon Not good with other offers 1064 South Main St., Red Bluff • 529-3540 Reg. $13.95 Expires 2/29/12 3 Day Sale February 9, 10 & 11 50%off Clarks Floral inside Clark's Drug Store 2126 Solano St. Corning 824-3502 waste water treatment facility. As a result of this energy-efficient system, Bell Carter is estimated to reduce electrical consump- tion by 2,743,404 KWH, and reduce the cost of treating the waste water by $329,208 annually. It will reduce the company's carbon footprint by 788 tons, and the energy saved is the equivalent of what is needed to power 257 homes. The check presentation from PG&E will take place at 11 a.m. today at company headquarters, 1012 Second St., in Corning, the same location as the processing plant. Baker Road and Park Avenue. A CD player was taken from the vehicle. Theft • A subdivision was reported vandalized and stolen from Wednesday in the area of Acacia Street and Carl Court. Lots and the roadway were dam- aged by drivers four- wheeling and spinning in the area. Also, 30 cement retaining wall bricks, val- ued at $5 each, and a pal- let of rocks, valued at $150, were taken within the last couple months. • A man hailed a police officer Wednesday after- noon to report his chrome single speed Mongoose bicycle, valued at $300, had been stolen from his yard the day before in the 700 block of Lay Street. • A tool box and equip- ment were reported stolen Wednesday in the 800 block of Ashmount Avenue. • Jewelry was reported stolen Wednesday from a residence in the 1200 block of Southpointe Drive. Violence • A man, seen coming into a businesses bath- room with a bloody face, was reportedly a victim of assault Wednesday evening in the 1000 block of South Main Street. The victim was taken by ambulance to St. Eliza- beth Community Hospi- tal. No further informa- tion was available. Alarm • The sheriff's K9 unit was used at about 6 p.m. Wednesday to search the lower floor of Flournoy School on Paskenta Road when the school's alarm company alerted deputies about an open door. They found no reason for the alarm and the school was secured. Fire • Cedar and Washington streets were blocked off for about half an hour due to a vehicle fire reported at 8:45 a.m. Thursday. Fire personnel arrived on scene to find a fire in the engine compartment of a 1989 Mercury Grand Mar- quis belonging to Peri Williams, 49, of Red Bluff. Red Bluff Fire respond- ed with two engines and five personnel. The fire was controlled by 8:55 a.m. Cause of the fire is believed to be vehicle fluids leaking into the engine compart- Newly Remodeled! RIDGEWAY PARK RECREATION HALL & GYMNASIUM Available for events, meetings & team practices Tehama County Parks for reservation information Reasonable rates Call An alcohol-free facility 528-1111 Theresa Asato O.D. and Mitch Martin O.D. Valentines Day Frame Show Please join us on Tuesday, February 14th from 9am - 3pm. Browse our amazing selection of frames and sunglasses. Enter our special drawings Receive 25% off your lens and frame purchase when choosing from our featured frames from Europa Eyewear. (Restrictions apply). Hope to see you there!!! 1031 Washington St., Red Bluff, Ca 96080 (530) 527-2211 Call for an eye exam today!!!