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COURTESYPHOTO Pictured are Marine Corps League members John Minton, Gil Arellano, Buddy Male, Pat Brosnan, David Camacho and Roy Fansler and their guests, the family of U.S. Army Veteran Enan Irwin from Magalia. Marine Corps League members John Minton, Gil Arellano, Buddy Male, Pat Brosnan, David Camacho and Roy Fansler and their guests, the family of U.S. Army Veteran Enan Irwin from Magalia, sat down at Kalico Kitchen in Paradise July 18 after Detachment 1140 opened the Paradise Gun Show with rifle volleys and taps. This was performed with special honors to the US Marines and Sailor who were killed in Chattanooga, Tennessee and to those who were injured. Detachment 1140 performs these services for all veterans and their families at funerals and for various patriotic occasions upon request. Contact De- tachment 1140 Honor Guard Commander Buddy Male at 528-8813 for information. MARINECORPSLEAGUE I know what you're thinking: "simplify" and "spending" in the same sen- tence? Ha! Like that's even possi- ble when we have credit cards, bank accounts, bills, bill- paying op- tions, fees, penalties and interest rates to keep track of. How can we possi- bly make spending sim- ple? By knowing the right tricks. Choose to be- come accountable, and then use every tactic you can to streamline — and de-stress — your finan- cial life. If you can pare things down as follows, you're well on your way. Usecash When it comes to pay- ing for things like grocer- ies, gas and other daily routine items, there is nothing easier than pay- ing with cash. You can't overdraft it and you won't have to worry about fees and interest. Once it's spent, that's it. Done. So simple. Organize with envelopes This is quite possibly the most effective money management technique. Get a stack of envelopes and label one for each of the ways you'll be spend- ing your cash (food, gas and so on). Place the appropriate amount of cash in each envelope. There. You've got a spending plan. As a bonus, you'll have a handy place to keep the receipts from each of those categories. And they'll be neatly orga- nized by category if you need to return something in the future, or prepare your taxes. Kids on allowance For most families, kids plus money equals a big black hole. It's the con- stant money drip for food, friends, movies, food, games, school, tickets, food. Bring sanity to your finances by determining a set amount for each child per month. Then, create an en- velope with that child's name on it and put the cash inside. Call it an al- lowance. Now, whether you or the child man- ages that money is up to you. Either way, it's a set amount you can plan on. And when it's gone? No more spending until the next fill up. Store cards Most retailers, includ- ing supermarkets and gas stations, offer some kind of gift card these days. Use them to simplify your finances. Let's say you in- tend to spend $400 for groceries this month. Buy a $400 gift card from your supermarket and use it as you would a debit or credit card dur- ing the month. When you swipe it, the amount of that purchase will be de- ducted from the total pre- paid amount available. You can't "borrow" money from a store gift card and it's fee-free, too. If you stick with it, you're guar- anteed to stay on a bud- get. Track your charges Whenever you use a credit or debit card, take 30 seconds to record that transaction in the same way you record the checks you write. Enter it in red ink. Later, when your bank statement or Visa bill arrives, you'll be able to quickly double-check the red entries. At first glance these tactics may appear to be too simple to be effective. Just try them. You'll be pleasantly surprised. MaryHuntisthefounder of www.DebtProofLiving. com, a personal finance member website. You can email her at mary@ everydaycheapskate. com, or write to Everyday Cheapskate, 12340 Seal Beach Blvd., Ste. B-416, Seal Beach, CA 90740. EVERYDAY CHEAPSKATE Five moves to simplify your spending Honor guard detail performs in Paradise Mary Hunt The fact that Cali- fornia's record-setting drought has a direct im- pact on water use comes as little surprise as water conservation measures are in effect throughout the state, including ju- risdictions in Tehama County. However, few in the Golden State recognize the intertwined relation- ship between water con- servation and energy conservation. Under- standing the connection between water and watts not only helps you use water and energy wisely, but also saves you money. California received only 12 percent of its av- erage snowpack this win- ter, meaning there has been dramatically less runoff this spring into rivers and reservoirs storing water behind hy- droelectric dams. With less water, hy- droelectric power gener- ation is hampered as the system requires an am- ple force of water to turn turbines. According to the U.S. Energy Informa- tion Administration, dur- ing the first six months of 2014, hydropower sup- plied only 10 percent of in-state electricity gen- eration, down from 20 percent during the first six months of each year from 2004 through 2013. Largely due to the drought, the Califor- nia Energy Commission has turned to fossil fu- els to fill the energy gap. This translates to a util- ity rate increase for resi- dents, so Californians are spending more money for electricity than in aver- age years. The drought-induced switch from hydroelec- tric to fossil fuel power generation also produces undesirable environ- mental impacts such at- mospheric carbon diox- ide emissions that has led to long-lasting, neg- ative effects on our cli- mate while also impact- ing our health as well as economic and ecological vigor. Capitalizing on alter- natives to fossil fuels such as solar and wind energy production dur- ing drought is ideal as these sources consume trivial amounts of water to operate with less en- vironmental impact. Yet there is an instant, less expensive and more re- liable way to save wa- ter and energy: conser- vation. Each one of us must make choices to use en- ergy and water wisely and invest in helping our state stay golden. Energy Upgrade Cal- ifornia® is urging you to learn how saving wa- ter can also save energy by considering the fol- lowing: • More than 19 percent of the energy used in Cal- ifornia goes to water-re- lated activities. Pumping heating, treating, and de- livering water to homes and businesses for use in cooking, bathing, clean- ing, and irrigating re- quire energy. • Install water-efficient plumbing products with the WaterSense label to conserve water and re- duce your energy bill. • Repair leaky fau- cets and toilets promptly. A faucet that leaks 60 drips per minute wastes more than 3,153 gallons per year and wastes en- ergy too. • The amount of hot water you use in your home or business di- rectly affects the amount of energy you use and is reflected on your util- ity bill. • Run your washing machine with full loads using cold water. • Take shorter show- ers (five minutes or less). A five-minute shower can use up to 25 gallons less water than a 10-minute shower or a bath. Since you won't be heating as much water, you'll save energy too. Making every drop of water count and opti- mizing each watt of en- ergy will help reduce de- mand on the energy grid, improve energy security, safeguard our shared wa- ter resources for gener- ations to come, and save you money. Visit www. EnergyUpgradeCA.org for water and energy conservation tips, re- bates, incentives, and more. This article was submitted by the Resource Conservation District of Tehama County, a California Special District that assists citizens with managing, conserving and improving the natural resources of Tehama County. Energy Upgrade California is a state initiative to educate residents and small business consumers about energy management. CONSERVATION Connecting water and watts Choose to become account- able, and then use every tactic you can to streamline — and de-stress — your financial life. FollowusonTwitterandFacebook. volume6,number2 Spring 2015 Courtesy of National Park Service Digital version hosted online for the foreseeable future! http://www.ifoldsflip.com/i/513858-spring-2015 Onlineviewerscan"turnpages"ondigitaleditionandclick through direct to advertisers' websites! Copies available at the Red Bluff Daily News. Extra copies are also available at the Red Bluff Chamber of Commerce Local Business Customer Appreciation Days: "Thank you, "Thank you, Tehama County!" Tehama County!" Spacereservationsdeadline:Tuesday,July28 Here'syourchanceto"gopublic"withyourappreciationofthe support of local consumers, hopefully with a sale or special offers to keep their spending at home on the big payday weekend at the end of July! All ads published throughout regular sections of the daily editions on FULL SIZE PAGES! Contact your Daily News advertising representative Suzy Noble Gayla Eckels snoble@redbluffdailynews.com geckels@redbluffdailynews.com (530) 737-5056 (530) 737-5044 Quarter Page: One day Print: $253.70 Three-Day Print + FREE Internet Display: $470.00 Half Page: One day Print: $326.20 Three-Day Print + FREE Internet Display: $578.30 Full Page: One day Print: $420.20 Three-Day Print + FREE Internet Display: $717.80 July 30-A ug ust 1, 2015 Options & Extras: • ONE day Daily News print or THREE DAY Daily News print + FREE Internet display!* *6,000 online impressions over the 3 days of the promotion! 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