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MarketWatch u DowJones 17,904.48 (+113.31) u S & P 2096.29 (+11.86) u Nasdaq 5055.55 (+25.58) RedBluff-TehamaCounty Chamber of Commerce cer- tified farmers markets offer tons of local fresh fruits and vegetables as well as many local vendors. The downtown market is open 5-8 p.m. on Wash- ington and Pine streets and continues each Wednesday through Sept. 9. Live music at every market. Kids activities will be of- fered at Wednesday markets 5:30-7:30 p.m. facilitated by the Red Bluff Parks and Rec- reation Department. The chamber's farmers markets will continue to be part of the EBT program — Electronic Benefits Transfer. We are confident that this will continue to enhance our market will help growers in- crease their sales. Applications for both markets are available now at the chamber office and on www.redbluffchamber.com. Our chamber staff mem- ber Jason Bauer will be the certified market manager again this year. He does a great job serving you and organizing the markets. For more information, call Bauer at 527-6220, ext. 301 or send an email to ja- son@redbluffchamber.com. Come listen to great live country blues and rock mu- sic tonight from Roy Dyer & the Big-uns. Thankyou renewing members Bob's Tire Center, Burger King, Casa Ramos Mexi- can Restaurant, Copy Cen- ter, CrystalArt & Apparel, Homes of Hope for VIDA, Kiwanis Club of Red Bluff, Main Street Car Wash, Presbyterian Church of Red Bluff, Red Bluff Gar- den Club, Red Bluff Sim- ple Cremation & Burial Service, Sacramento River Discovery Center, ServPro of Shasta-Trinity-Tehama Counties, Tehama Counsel- ing, Tehama County Health Partnership A er Hours Mixer Cornerstone Community Bank is having a release party event for its Red Bluff "Moving Local Dreams For- ward" television commer- cial 5:30-7 p.m. Thursday, June 25 at Studio 530 Pho- tography & Custom Fram- ing, 625 Walnut St., Red Bluff. Join us and celebrate the doers, makers, risk takers, visionaries and other com- munity members at Cor- nerstone's release party. It's a red carpet, after-hours mixer, where you can enjoy appetizers and adult bever- ages while mingling with those stars who have helped our community achieve greatness. Welcome a new member Rockin R Restaurant, 201 Antelope Blvd., Red Bluff, 528-2360, Mike Roberts, Mnsroverts92@yahoo.com Good Morning, Red Bluff The Red Bluff-Tehama County Chamber of Com- merce invites you to the best networking meeting in the county, Good Morning, Red Bluff, 7:50 a.m. Thurs- day, June 25, at Resource Conservation District of Tehama County, 2 Sutter St., behind Valero on South Main. Coffee, juice, fruits and pastries are provided. Please feel free to come and bring guests to this fantas- tic meeting. RED BLUFF CHAMBER Downtownfarmersmarketstartstonight COURTESYPHOTO A scene from the 2014downtown farmers market. Father's Day is almost here. If you're a father, espe- cially one with young chil- dren, get ready to add to your col- lection of homemade cards, ties, golf tees or other such gifts de- signed to please you. Your great- est gift, of course, is your children — and you would doubtlessly get great satis- faction from knowing that you've provided them with financial resources that can benefit their lives in many ways. So, why not use this Father's Day as a starting point for investing in your children's futures? Here are a few methods for doing just that: UGMA/UTMA — If you would like to buy and sell securities for the bene- fit of a child, you may con- sider opening a custodial account known as either an UTMA (Uniform Transfers to Minors) or UGMA (Uni- form Gifts to Minors) ac- count. You would serve as the custodian for this ac- count, giving you control of it until your child turns ei- ther 18 or 21 (depending on your state of residence), at which point he or she would take over ownership. In- vestment income from an UGMA/UTMA account can receive favorable tax treat- ment. As long as the child is under age 19 (or under age 24 and a full-time student) and does not have earned income providing more than half of his or her sup- port, the first $1,050 of in- vestment income is tax-free, and the next $1,050 will be taxed at the child's tax rate, which is typically 10%. In- vestment income above $2,100 will be taxed at the parent's tax rate. Roth IRA — Even young children can contribute to a Roth IRA, as long as they have some type of earned income from babysitting, mowing lawns or any other type of employment. Your children can fund a Roth IRA and choose from sev- eral different types of in- vestments — stocks, bonds, government securities, and so on — and withdrawals of contributions are tax-free. Roth IRA earnings are also tax-free, providing the in- vestor is at least 59½ and has had the account for at least five years. A Roth IRA can be used to help provide retirement income for your children, but it also offers penalty-free withdrawals of earnings when the money is used for a first-time pur- chase of a home. 529 Plans — If you would like to give your child the gift of educa- tion , earnings in a 529 college savings plan ac- cumulate and are distrib- uted tax free, provided they are used for quali- fied higher education ex- penses. (529 plan distribu- tions not used for qualified expenses may be subject to federal and state income tax and a 10% IRS penalty on the earnings.) Another benefit to 529 plan contri- butions is that they may be deductible from your state taxes. However, 529 plans vary, so be sure to check with your tax advisor re- garding deductibility. A 529 plan offers other ben- efits, too. For one thing, the lifetime contribution limits are generous; while these limits vary by state, some plans allow contri- butions well in excess of $200,000. And a 529 plan is flexible: If your child de- cides against college or vo- cational school, you can transfer the unused funds to another family member tax and penalty free. Living and Testamen- tary Trusts — If you would like to leave a financial leg- acy for your children, and even their children, but still maintain some control over when they receive the money and how they can use it, you might consider speaking with an estate- planning attorney about es- tablishing a trust. Some in- dividuals create a trust to offer long-term support to heirs or charities after death, whether for several decades or several genera- tions. Before you decide on any of these plans, consult with your tax and financial professionals to make sure the arrangement you've se- lected is suitable for your needs. But however you choose to help your children, your generosity will make all the Father's Days to come even more meaningful for you — so consider taking action soon. Edward Jones, its em- ployees and financial ad- visors are not estate plan- ners and cannot provide tax or legal advice. You should consult your estate-plan- ning attorney or qualified tax advisor regarding your situation. Thisarticlewaswritten by Edward Jones for use by your lcal Edward Jones Financial Advisor. Tyler Smail is a financial advisor for Edward Jones, his office is located at 733 Washington St. in Red Bluff. He can be reached at 529-3627 or tyler.smail@ edwardjones.com. FINANCES CelebrateFather'sDaybyinvestinginyourchildren'sfuture Please note that the date has been changed from Sat- urday, June 27 to Friday, June 26 at the Veterans Memorial Hall beginning at 6 p.m. for the Crawfish Boil fundraiser, sponsored by the Corning Community Foundation, the Corning Museum and the Chamber of Commerce. This event will benefit Rodgers The- atre, the museum and the chamber. Tickets are $20 and pur- chasing a ticket will give you a chance to win one of the great donated prizes. The grand prize is a pa- tio set donated by McCoy's and Corning Ace Hardware with a retail value of $399, an overnight stay at The Lodge at Rolling Hills, a painting by local artist Syl- via Meents valued at $100 and Java Lanes has do- nated Cosmic Bowling for 6 valued at $60. Even if you can'tcometothedinneryou can buy a ticket for $20 to support thetheaterand mu- seumandstillhaveachance to win a prize. There will be entertainment and an art exhibit to enjoy. We hope youwillcomeouttosupport this event and also have a great time. Fundraiser A Taste of California fundraiser is set for 1-6 p.m. Saturday, June 20 at the Red Bluff Community and Senior Center, 1500 S. Jackson St. Tickets are $25. For ticket information, call Linda Ezzat at 824-6410 or 736-1226. For credit card purchase visit: www.sup- portmercynorth.org. Tick- ets are $25. The event is presented by the St. Eliza- beth Community Hospital Auxiliary. TownHall Tehama County Supervi- sor Candy Carlson, District 2, will be holding a Town Hall Meeting 5:30-7 p.m. Monday,June22,intheTus- canRoomattheCountyAd- ministration Building, 727 Oak St. in Red Bluff. All are invited. Bring a friend. Be prepared to participate. Candy wants to hear from you. ArtShow&Auction The Corning Senior Cen- ter will have an Art Show & Auction fundraiser for the center 5-7 p.m. Monday, June 29, that will include art demonstration by Andy Freeman and display of lo- cal art and an auction. Pro- ceeds will benefit the Corn- ing Senior Center and the Corning Volunteer Fire De- partment. The Senior Cen- ter is at 1015 4th Ave. CustomerService BootCamp The Corning Chamber of Commerce is offering a free workshop for our members at 10 a.m. Friday, July 7 at the City Council Chambers, so save the date. Boot camp 2015:Refresh,Recharge,Re- connect is a two-hour, fast paced session geared to re- visit key skills with all staff in all industries. Back to ba- sics.Afunrefresheronwhat goes into providing out- standing customer service, including forming a great first and last impression; being professional and fos- tering positive internal and external customer service behaviors. Wowing your custom- ers is a must in today's eco- nomic climate. Learn how to develop meaningful relationships with your customers in or- der to build customer loy- alty and retention. Brand- ing your business and your- self. What do you want to be known for? For more in- formation or to RSVP call 824-5550 or send an email to info@corningcacham- ber.org. CORNING CHAMBER Cra wfi sh B oi l date changed to J un e 26 Ateb, Inc., the industry's leading provider of phar- macy patient care solu- tions, announced the for- mation of its inaugural Community Pharmacy Ad- visory Board. This esteemed group consists of pharmacy lead- ers, including Jarred Witt of Owens Healthcare in Red Bluff, who will serve as an "internal institute" within the organization. They will address industry issues and position com- munity pharmacy partners as industry leaders in de- livering coordinated, qual- ity patient care and driv- ing healthier outcomes. The mission of the board is to reshape the industry. By identifying and under- standing key challenges, the board can develop so- lutions to allow indepen- dent community pharma- cies to improve patient engagement, optimize medication use, stream- line overall pharmacy management and leverage value-based opportunities to create and expand new revenue streams. The board consists of 23 members, and features a mix of community phar- macy partners and At- eb's executive team. The board held its first meet- ing in May at the compa- ny's headquarters in Ra- leigh, North Carolina. 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