Issue link: https://www.epageflip.net/i/52570
Thursday, January 12, 2012 – Daily News 3A Local Calendar Submit calendar items to P.O.Box 220, Red Bluff, 96080 or clerk@redbluffdailynews.com. THURSDAY, JANUARY 12 Red Bluff California HEAT Chorus - Sweet Adelines, 7 p.m., Meteer School Room 26, 695 Kimball Road, 895- 0139 Childbirth Class, 6:30 p.m., St. Elizabeth Commu- nity Hospital, Columba room, Anita 529-8377 Fun Senior Aerobics with Linda, 8-9 a.m., $1 per class, Red Bluff Community Center, 1500 South Jack- son Street 527-8177 Grief Support Group, 3 p.m., St. Elizabeth Com- munity Hospital, Coyne Center, 528-4207 Ishi archery shoots, 5-9 p.m., Ron Knight Building Tehama District Fairground, $5 members, $6 guests, 527-4200 La Leche League, 11 a.m., Sunrise Bible Fellow- ship, 956 Jackson St., 347-0562 or 527-6818, or email hurton@sbcglobal.net Live country music, with dinner, 5-7 p.m., Veterans Hall Painting session, Red Bluff Art Association, 10 a.m., Snug Harbor recreation room, 600 Rio Vista Ave., 527-4810 PAL Kickboxing, 6 p.m., 1450 Schwab St., 529- 8716 or 200-3950 Phoenix Comunity Support Group, for those get- ting over chemical dependency, 11:30 a.m., Presbyter- ian Church, 838 Jefferson St., 945-2349 Pinochle for Seniors, 12:30-3:30 p.m., 1500 S. Jackson St., free, 527-8177 Playtime Pals Playgroup, 9:30 a.m., Family Resource Center, 220 Sycamore St. Ste. 101, 528- 8066 Red Bluff Exchange Club, noon, M&M Ranch House, 645 Antelope Blvd. #1 Red Bluff Lions Club, 6 p.m., Veterans Memorial, 527-8452 Reeds Creek School District Board of Trustees, 4:40 p.m. Sunrise Speakers Toastmasters, noon, Family Resource Center, 220 Sycamore St. Ste.101, 529- 1841 Swinging Squares Square Dance Club, 7 p.m., Red Bluff Community and Senior Center, 1500 S.Jack- son St., beginner or review classes, 529-1615 Tehama County Planning Commission Work- shop, 9 a.m., 727 Oak St., 527-2200 TOPS Club (take off pounds sensibly), 9:30 a.m., First Christian Church, 926 Madison Ave., 547-7541 or Nanc347-6120, visit www.tops.org Widowed Persons Dinner, 5 p.m., call 384-2471 for location Corning Cal-Fresh and Healthy Family Appointments,1-3 p.m., Family Resource Center, 1488 South St., 824- 7670 Celebrate Recovery,6:15-9 p.m., Believers Church of God, 783 Solano St., dinner with $3 donation Degree of Pocahontas Silver Cloud Council # 168, 7 p.m. Independent Grange 470, 20945 Corning Road, Bernie 824-1114 or Kathy 586-1065 Domestic Violence Information and Support Group, 1-3 p.m., Olive Room at the Healthcare Dis- trict, 275 Solano St. 528-0226 Dual Diagnosis Group, 1:30-3 p.m., 1600 Solano St., 527-8491, Ext. 3309 Soccer training, 4-6 p.m., except holidays and rain, Woodson School soccer field, 150 N Toomes Ave., 824-7680 Sewing group, 9 a.m., Family Resource Center, West and South streets, 824-7670 Cottonwood Cottonwood Creek Watershed Board of Direc- tors, 5:30 p.m., 3645 Main St., 347-6637 FRIDAY, JANUARY 13 Red Bluff Al-Anon, 6-7 p.m., Presbyterian Church, Jefferson and Hickory Knit for Kids, 9:15 to noon, Presbyterian Church, 838 Jefferson St., 527-0372 SATURDAY, JANUARY 14 Red Bluff Airplane Display Days, 8 a.m. to 1 p.m., Red Bluff Airport, 1760 Airport Blvd., 527-6547 BMX racing, 5:30 p.m., Red Rock BMX Track, Tehama District Fairground, $10 Red Bluff Outlaws Karts Points Race 10 — Red Bluff Yamaha Perpetual Trophy, 10 a.m. gates, 1 p.m. qualifying, Tehama District Fair- ground, 527-2477, 567-5286, www.rboutlaws.com St. Elizabeth Auxilliary Crab Feed, 5 p.m. Tehama District Fairground, $40 tickets, advance purchase only, 529-8002 Tehama County Young Marines Meeting and Drill, 9 a.m., 1005 Vista Way, Ste. C. 366-0813 Lotto numbers SACRAMENTO (AP) — The winning num- bers drawn Wednesday night in the California Lottery's ''SuperLotto Plus'' game were: 2-5-11-12-30 Meganumber: 24 Tues.-Fri. 10am-5pm Sat. 10am-2pm Closed Sun. & Mon. Lenders prefer student's pay ahead, not down Dear Mary: I read your book "How to Debt-Proof Your Mar- riage." You talked about pay- ing down the mortgage prin- cipal with a 13th payment each year (adding one- twelfth of one payment each month to your regular pay- ment, so that after 12 months you have added one full payment). How can I do this to my student loans? When I pay extra, it's record- ed as if I paid ahead, but I want to pay it down. I pay online, but I don't see any options for designating my extra payment be applied to pay down the principle. -- Anna, email Dear Anna: Great idea, and yes, you absolutely can do this. All edu- cation loans, including federal and private student loans, allow for penalty-free prepayment. This means you can make extra pay- ments to reduce the balance of the loan, or even pay off the entire bal- ance early, without having to pay extra fees. However, the law also allows for lenders to apply a prepayment to "future installments by advancing the next payment due date," unless otherwise specified by the borrow- er. The lender wants you to "pay ahead," rather than "pay down," and that's what your lender is doing because you have not "otherwise specified." Do this: Include a note with any prepayments that you make, indi- cating that you want the prepay- ment applied to reduce the principal balance of the loan. When you do this, watch very closely for how the lender applies the prepay- ment amount. You may also need to contact the lender multiple times to get them to credit your prepayment to the out- standing principal bal- ance. If you need a little ammunition to make your point, mention the Higher Education Opportunity Act of 2008, which amended the Truth in Lending Act to add section 140(e) and allows for early repay- ment or prepayment of any private education loan without fees or penalties. Dear Mary: Are there any legiti- mate work-at-home data-entry jobs? The companies I've found either have bad things written about them or they want an upfront fee. -- John, email Dear John: There are legitimate opportunities out there, but it requires a lot of diligence and persis- tence to find them. A growing trend for many retailers is to outsource Mary Hunt their customer service operations to third-party companies like Alpine Access (AlpineAccess.com) and Working Solutions (WorkingSolu- tions.com), who then hire home- based workers to handle customer service. The reps, who typically work 20-30 hours a week, take calls for large and small companies. While the hourly rate is about $9, agents can earn up to $20 an hour with incen- tives and bonuses. Many companies also provide benefits like health and den- tal insurance and a match- ing 401(k) plan. Everyday Cheapskate Another idea is to search for companies in your area who are looking for part- time employees with your skill set. Contact them with the idea of working from home as an independent contractor. It just might be a win-win situation that benefits both of you. Good luck in your search. Do you have a question for Mary? Email her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. Mary Hunt is the founder of www.DebtProofLiving.com, a personal finance member website. Temporary closure of Crystal Creek Falls area The Crystal Creek Falls and Quarry area will be periodically closed weekdays begin- ning immediately while park staff and contrac- tors install a new park- ing area, restroom facili- ty, paved path and picnic area to make the falls site accessible to indi- viduals with disabilities. During this period, workers will plant vege- tation as part of the restoration of the Crys- tal Creek Quarry. This closure is necessary to provide for the safe use of heavy equipment. The National Park Service anticipates these weekday closures will last through Jan. 27. Please call the Park Vis- itor Center at (530) 246- 1225 for Crystal Creek Falls trail status. The origin of the quarry site began with the construction of the Central Valley Project, which created Whiskey- town Dam and the reser- voir behind its earthen mass. The water of Whiskeytown Lake comes from seven year- round streams that flow into the lake, and a diversion of water from the Trinity River. Blasted and dug from solid rock, the tunnel extends 10.8 miles from Lewiston reservoir to Judge Francis Carr Pow- erhouse, where the water reaches and sustains Whiskeytown Lake. The Crystal Creek Rock Quarry is comprised of the accumulated tail- ings, estimated at 250,000 cubic yards, removed from the moun- tains as the eastern side of the Clear Creek Tun- nel was built in the late 1950s. For more information on Whiskeytown National Recreation Area, please call or stop by the park's Visitor Center. You can also visit the park website at www.nps.gov/whis. California GOP launches fact check website Assemblyman Jim Nielsen (R- get deficit. Gerber) announced Tuesday, Jan. 10, that in order to better inform Californians about how their tax dollars are being spent by the government, Assembly Republi- cans are launching www.CABud- getFactCheck.com, an interactive, non-partisan web site, dedicated to provide key budget facts. "We live in a day and age when we can and should empower the greater public by sharing with them various studies, facts and findings which influence the leg- islative decision-making process in the government," said Nielsen. "For example, there has been a great deal of noise about tax increases and how that should be the solution to the California bud- Police reports The following infor- mation is compiled from Red Bluff Police Depart- ment, Tehama County Sheriff's Department, Corning Police Depart- ment and California Highway Patrol. Arrests • Mayra Amaris Men- doza, 19, of Red Bluff was arrested Tuesday in the 1300 block of Debo- rah Drive after an alterca- tion with her mother. An initial call came in just after 8 a.m. about some- one chasing a woman out of her apartment. Family members came to help and they were given infor- mation about restraining orders. The suspect refused to talk to officers. Less than two hours later the suspect had reportedly attacked and tried to choke the victim and she was put under citizen's arrest until officers took custody of her. The 50- year-old mother had a minor visible injury from However, revenues are growing at a strong pace; in fact, personal income tax collec- tions are 10 billion dollars higher than what the Governor projected previously, proving once again that the real problem that we have is state spending and not the lack of adequate revenues." Nielsen said that through this new medium available to all Cali- fornians, they now have the opportunity to hold government more accountable and investigate in greater depth crucial state issues which impact their lives and pocketbooks. The web site is meant to be interactive, allowing individuals to leave comments, ask questions, or share their opinions in writing the fray. Mendoza was arrested on charges of misdemeanor battery. Bail was set at $3,000. • A woman was arrest- ed on unrelated county warrants after she and one other person were found during a deputy investiga- tion of a suspicious vehi- cle. The other occupant in the vehicle was cited and released on charges of possession of drug para- phernalia and expired reg- istration on a blue 1995 Volvo. • David John Nelson, 45, of Red Bluff was booked Tuesday on war- rants for three counts of failure to appear after a written promise, second degree burglary, petty theft with prior offense and two counts of public intoxication. Bail was set at $18,000. Theft • A woman reported Tuesday that two people she knew had taken fix- tures from a house that went into foreclosure in BOOK BARN 619 Oak St., Red Bluff (530) 528-Book 2665 This amazing group comes to you directly from Nashville where much of today's Southern and Country Gospel sound originated. The Blackwood Legacy is led by 36-year Southern Gospel veteran, Rick Price, who spent much of his career with the Blackwood Brothers. Rick was privileged to have been mentored by the late Cecil Blackwood, and was inducted into the Gospel Music Hall of Fame with the legendary quartet. Realizing that "the road to the future is paved with memories of the past". Rick has surrounded himself by today's most talented musicians and singers. Joining him are contem- porary worship musicians, Luke Yates, an amazing piano player and vocalist, and tenor Daniel Childs, grandson to the late Cecil Blackwood. Be prepared for a time of music and ministry that will appeal to all ages. COMING SATURDAY JANUARY 14 6:00 PM ABUNDNT LIFE FELLOWSHIP 21080 LUTHER ROAD RED BLUFF, CA 96080 530.528.2499 and even video format. "Over the past few years, many fee and tax proposals like the 'Fire Tax,' that impact peo- ple's lives, have been inserted into the budget with little to no public or legislative input," said Nielsen. "Through this new medium, you will now have the chance to see the entire picture and to participate in the budget process. I encourage all Califor- nians to express their opinions and ideas through this new web- site." Assemblyman Nielsen repre- sents the Second Assembly Dis- trict, which includes: Butte, Colusa, Glenn, Modoc, Shasta, Siskiyou, Sutter, Tehama and Yolo counties. the 1400 block of Kimball Road. • A white 2009 Kia Sportage, lic. no. 6EGH147, was reported stolen Tuesday from the 700 block of Vista Way. Violence • Two Tehama County Jail inmates were report- edly in a physical fight Tuesday evening. Both declined medical atten- tion and claimed it was self defense. Neither decided to press charges. Juveniles • Two students from Evergreen Middle School in Cottonwood were reportedly sent to the principal's office after being caught smoking marijuana on campus. Burglary • An 81-year-old man reported Tuesday that his house was burglarized in the 7300 block of Rain- bow Ridge Road. Culprits got in through a dog door and took a pocket watch. Vandalism • Damages were reported Tuesday to win- dow shutters on a mobile home in the Rio Vista Mobile Estates. The Blackwood Legacy