Issue link: https://www.epageflip.net/i/415476
DearMary:I work hard every day and don't have the energy to get out in the evenings. I spend my free time with longtime friends, so I don't meet single men. I know several peo- ple who have found partners online. I'm deter- mined to find a man for myself before the end of 2009. Online dating ser- vices may be the way. Are there coupons online for special deals? — B.F. Dear B.F.: There sure are. Google "Online Dating Coupons" and you'll turn up a love boatload of on- line coupon codes for any number of dating sites. Just be careful out there, hear? Dear Mary: We are bet- ter off than most. We have no credit-card debt, we have cash stashed away in a safe in our house and we have about $5,000 in sav- ings. Our 401(k) accounts and Roth IRA's have a to- tal current value of about $50,000. My husband is 41, and I'm 35. We have two kids and college 529 college savings plans for them. Our mortgage is our biggest payment. Should we pay down our mort- gage with extra income or put the extra money into our retirement accounts? — Peggy Dear Peggy: My sug- gestion is that you need to grow your Contingency Fund (emergency fund) first. You need at least enough money in that ac- count to live without any income for six months. That's probably more than $5,000. I'm think- ing at least $20,000. Am I right? Once your CF is fully funded, it's a tossup on whether you should ag- gressively invest in paying off your mortgage or in- vest in the market to build wealth for retirement. I'm sure we could find plenty of experts to argue both options. Personally, I'm re- ally big on achieving 100 percent equity in a home. That means you own it outright, which guaran- tees you a rent-free re- tirement. Given the state of the economy and un- certainty in so many ar- eas, that kind of security sounds really good to me. Dear Mary: My mother- in-law has a leather couch that is only about two years old. Several months ago her cat relieved her- self on the sofa and I?mean more than once. Mom has tried everything she can think of to get the odor out. Most cleaners that claim to take out odors don't say whether they're safe for leather, so we've been leery about us- ing them. Can you recom- mend something that will help? Otherwise, she may have to buy a new couch. — Suzanne Dear Suzanne: Yes, I can. Nok-Out is an amaz- ing product that elimi- nates odors and does not just try to cover them up with fragrance. It is the only thing I know of that eliminates animal odors — especially cat odors — and cigarettes, too. As for your specific problem involving leather, I asked owner Ted Osburn, and he responded: "Nok-Out does not harm leather at all. The one caution I always state is that because the pores of leather are so dense, it may take more than one application to penetrate to the site of the contamina- tion and completely elim- inate the odor. For leather furniture, spray until lightly moistened and then scrub the leather with a sponge dipped in Nok- Out. The scrubbing pro- cess seems to encourage penetration, rather than just letting it soak in. Af- ter about five minutes, wipe away any residual moisture and let dry nat- urally. It's a good idea to upend the sofa, and spray the bottom of the furni- ture, skirting (if any) and all wooden surfaces. When buttons or other deco- rative touches are pres- ent, and along any seam- ing, spray carefully and thoroughly to enhance the penetration process." Nok-Out is the only thing I know of that re- ally works on really diffi- cult odors. As a bonus, it contains no fragrance, is EPA certified, non-toxic and disinfects against bac- teria and viruses. It's also hypoallergenic. You can learn more and order Nok- Out at NokOut.com, or call Ted toll-free, 866 551- 1927. Make sure to men- tion code DPL for a special discount. EVERYDAYCHEAPSKATE In search of discount on love Mary Hunt Today REDBLUFF California HEAT Chorus - Sweet Adelines:7p.m., Meteer School multipur- pose room, 695Kimball Road, 895-0139 Childbirth Class: 6:30- 8:30p.m., St. Elizabeth Community Hospital, Columba Room, 888-628- 1948 Communication and Healthy Relationships: 6-8p.m., Family Resource Center,, 529-1500ext 118 Fun Senior Aerobics: 8-9a.m., $1, Community Center, 1500S. Jackson St. 527-8177 Grief Support Group: 3-5 p.m., Coyne Center, Kristin Hoskins 528-4207 Imagination Train story hour: 4p.m., Tehama County Library Kelly-Griggs House Museum: 1-3p.m., 311 Washington St., group tours by appointment, 527-1129 or 527-5895 La Leche League: 11a.m., Sunrise Bible Fellowship, 956Jackson St., 347-0562 or 527-6818 Live country music, with dinner: 5-7p.m., Veterans Hall Painting session, Red Bluff Art Association: 10 a.m., Tehama District Fair- ground, 529-1603 PAL Martial Arts: 3-5p.m., ages 5-18, 1005Vista Way, Ste. C, free, 529-7950 Penny Bingo: 9:30a.m., Community Center, 1500S. Jackson St. Phoenix Community Support Group: 11:30a.m., Presbyterian Church, 838 Jefferson St., 945-2349 Pinochle for Seniors: 12:30-3:30p.m., 1500S. Jackson St., free, 527-8177 Red Bluff Exchange Club: noon, M&M Ranch House, 645Antelope Blvd. #1 Red Bluff Lions Club: 6 p.m., Veterans Memorial, 527-6616 Rock Choir: 4p.m., 601 Monroe St., free, all wel- come Senior Chair Volleyball: 1p.m. Community Center, 1500S. Jackson St. Sunrise Speakers Toast- masters: noon, 220Syca- more St. Swinging Squares Square Dance Club: 7p.m., Com- munity Center, 1500S. Jackson St., beginner or review classes, 529-1615 Tehama County Planning Commission Workshop: 9a.m., 727Oak St., 527- 2200 Widows Association of Red Bluff - Dinner: 5p.m., call 527-4659for location Women's Domestic Violence Information and Support Group: call for group time and location, 528-0226 CORNING Cal-Fresh and Healthy Family appointments: 1-3p.m., Family Resource Center, 175Solano St., 824- 7670 Corning Friends of the Li- brary: 2p.m., 740Third St. Degree of Pocahontas Silver Cloud Council #168: 7p.m. Independent Grange 470, 20945Corning Road, 824-1114or 586- 1065 Domestic Violence In- formation and Support Group: call for group time and location, 528-0226 Dual Diagnosis Group: 1:30-3p.m., 1600Solano St., 527-8491, Ext. 3309 Nutrition Class: noon to 1:30p.m., Spring Mt. Apts, Edith Ave., Lia Gray, 528- 7947, Free, open to the public Soccer training: 4-6p.m., Woodson School soccer field, 150N Toomes Ave., 824-7680 COTTONWOOD Cottonwood Creek Wa- tershed Board of Direc- tors: 5:30p.m., 3645Main St., 347-6637 Friday RED BLUFF Celebrate Recovery: 7 p.m., Bethel Assembly of God, 625Luther Road, 527- 0445or 366-6298 Red Bluff Rotary Club Sunrise: 7a.m., M&M Ranch Weekend Childbirth Class: 5p.m.-10p.m., Columba, 888-628-1948, redbluff.mercy.org/classes_ and_events CORNING Car Show: 5-9p.m., Bar- tels Giant Burger, 22355 Corning,Road, local car clubs welcome, 824-2788 ESL/Citizenship Class: 9-11a.m., Monday and Friday, Family Resource Center, 175Solano St., 824- 7670 Resume Workshop-Work First: Red Bluff, call Fam- ily Resource Center, 175 Solano St., 824-7670 LOS MOLINOS Narcotics Anonymous: 7-8p.m., 25204Jose- phine Ave, Wednesday and Friday. Calendar Red Bluff Sunrise Rotary held its annual Soup, Salad and Pasta dinner Nov. 1, raising more than $3,000 to help pay for dictionaries and scholarships for local students. Those who attended the fundraiser, 131 in all, walked away with a pasta bowl and plate handcrafted by Randy Holbrook, a Ro- tarian, local business owner and potter. Sunrise Rotary is a small club, but large enough to make a significant differ- ence in the community. Many of the club's projects have a focus on educating and encouraging youth in Tehama County. Each year the club provides dictionar- ies to every third grade stu- dent and college scholar- ship assistance to deserv- ing students. If you are interested in becoming a Sunrise Rotar- ian, you are welcome to at- tend one of the club's weekly meetings, which are held at 7 a.m. Fridays at M&M Ranch House. SOUP, SALAD AND PASTA Ev en t ra is es m or e th an $ 3, 000 COURTESY PHOTO Sunrise Rotary club members, from le , Marcy Stevens, Cheryl Weibling and Linda Durrer pose with guest Judy Beck during the club's Soup, Salad and Pasta Dinner Nov. 1. Community and healthy relationship classes Spanish Classes are 6-8 p.m. Wednesdays through Nov. 26, Corning Family Resource Center, 175 So- lano St., Corning. English Classes are 6-8 p.m. Thursdays through Nov. 6-20, Corning Family Resource Center, 175 So- lano St., Corning. For more information call 529-1500 Car Seat Safety 1-3 p.m. English, 3-5 p.m. Spanish, Nov. 20, 1860 Wal- nut St. Daily Early Learning Ac- tivities Monday: Story hour, 10 a.m. at Corning Library, 740 3rd St. Tuesday: Play group 10 a.m. at Los Molinos First Steps Center, 7700 Stan- ford Ave. Wednesday: Stor y hour, 9:30 a.m. at Red Bluff Library, 645 Mad- ison St. Thursday: Play Group , 10 a.m. at West Street School, 1480 South St. Friday: Play Group, 10 a.m. at Jackson Heights School, 225 Jackson St., Room #21. Your preschool age child can have a free early learn- ing experience every day of the week. For more infor- mation, call 384-7833 or 824-4111. LIFT Tehama Project Homeless Con- nect and Recycle the Warmth will be joining forces to provide Tehama County with a one day em- powerment event connect- ing families in need, 9 a.m. to 3 p.m., Nov. 14, Tehama District Fairground. The event will provide low in- come and homeless indi- viduals with services such as, food, medical, dental, clothing and housing. If you have additional ques- tions, call 527-6159. TRAX will be offering free rides, call 528-4136. Mobile dental clinic Nov. 17 through Dec. 5, except during the holi- day Nov. 27-28, Family Re- source Center. The mobile dental clinic provides dental care to children younger than 7 and pregnant women with or without insurance. For more information or to schedule an appointment call 520-6913 Nurturing parent classes for building healthy and caring families Classes are held 5-7 p.m. every Tuesday in English and Spanish at West Street Elementary School. Dinner will be served and space is limited so, RSVP to Fernando Villegas 527-8491 ext. 3068. Nurturing Parenting is a proven program for par- ents and their children that is internationally recognized for enhanc- ing self worth, empathy, discipline and empower- ment. CLASSES Pa re nt in g ed uc at io n op po rt un it ie s fo r No ve mb er www.lassenmedial.com RedBluff 2450 Sister Mary Columba Drive (530) 527-0414 Red Bluff & Cottonwood Locations LAST CLINIC November 15th 9am-1pm LASSEN MEDICAL FLU SHOT CLINICS Lassenmedical.com Cottonwood 20833 Long Branch Drive (530) 347-3418 LicensedCNA Wanted RedBluff ExcellentpayandBenefits Join our friendly team. Apply in person at Brentwood 1795 Walnut St. in Red Bluff or call Dan at 530-527-2046 Complimentary Lifestyle Coaching Needhelpovercomingbadhabits? Struggling with depression, diabetes, hypertension, heart disease? Need a friend to come alongside and hold you accountable? Interested in improving your diet or losing weight? Wish you knew a health-care professional who has time to listen? Adventist Compassion Care, a non-profit organization sponsored by the Red Bluff Seventh-day Adventist Church, is launching a new service offering free lifestyle coaching. Physicians and dentists will be available every Saturday from 9:30 – 10:30 to counsel with anyone who would like to improve their quality of life, either physically, mentally or spiritually. 527-3733 The location is 720 South Jackson Street Red Bluff. Children'sprogrammingavailable Regular Haircut $ 2 00 off KWIK KUTS FamilyHairSalon 1064SouthMainSt.,RedBluff•529-3540 ANY RETAIL PRODUCT 20 % off withanychemicalserviceof $50 or more Notgoodwithotheroffers Expires 11/30/14 With coupon Reg. $13.95 LIFESTYLES » redbluffdailynews.com Thursday, November 13, 2014 » MORE AT FACEBOOK.COM/RBDAILYNEWS AND TWITTER.COM/REDBLUFFNEWS A4