Issue link: https://www.epageflip.net/i/362000
Myfrugalityphi- losophy is that I scrimp like crazy on things that don't matter to have the money for things that do. Makeup is important to me. I'll forego other things that aren't that im- portant to me so I can afford quality makeup. For years, my makeup of choice has been M.A.C., sold online, at cosmetics counters in high-end de- partment stores and in exclusive M.A.C. stores, worldwide. My big news is that M.A.C. and I have parted company. It's taken a while, but with consider- able research and many trials (and errors), I have now replaced each of my M.A.C. items with a drug- store product. My criteria was that the replacement had to be cheaper, but of an equal or better quality. While my new choices are available in drugstores such as Walgreens, CVS, Rite Aid, Target and Wal- Mart, I order online. I can get everything at Ama- zon, in one order. And I find that Amazon's prices are very competitive, if not cheaper. This just works for me because not ev- ery drugstore or discount store carries every brand. For specific links, please visit everydaycheapskate. com/mac. Foundation. For years I've used M.A.C. Studio Fix Fluid ($27) in color C3. And I've found an alter- native that I like so much better — Revlon Colorstay Whipped Creme Makeup. Color 250 (Medium Beige) is a great match. It has full coverage, it's lightweight and just plain amazing. I like it a lot better than what I have been using. About $10. Pressed Powder. I've re- placed M.A.C. Studio Fix Powder color C3 ($27) with Physicians Formula Magic Mosaic Pressed Powder. It is light, glides on and doesn't get clumpy-look- ing during the day. Love it. About $15. Primer. I got hooked on M.A.C. Pre + Prime Skin ($30) primer be- cause it improves the lay- down and application of foundation and powder. My new primer is not ac- tually sold as a makeup product, but it is an amaz- ing gel that doubles as a fabulous face primer. You have to trust me on this — I would not lead you astray! Monistat Chaf- ing Gel is outstanding and outperforms any primer I know. Amazon, about $10. Eyeliner Pencil. I've re- placed M.A.C. eyeliner pencil ($16) with Prestige Waterproof Eyeliner. It is smooth, glides on better and, unlike my previous choice, it is waterproof. About $6. Mascara. M.A.C. Studio Sculpt Lash is excellent at $16. But I've switched to Loreal Voluminous Mas- cara, which is an excellent alternative. About $6. Lipstick. This is a big- gie for me. For years I have worn M.A.C. lipstick in color Sequin ($16) and hesitated about making a switch. But I have. My new lipstick of choice is L'Oreal Paris Colour Riche matte finish in 560 Saucy Mauve. About $6. Overall, I figure that I've cut the cost of makeup by more than half, with- out making any sacrifices. I couldn't be happier. MaryHuntisthefounder of www.DebtProofLiving. com, a personal finance member website. You can email her at mary@eve- rydaycheapskate.com, or write to Everyday Cheap- skate, P.O. Box 2099, Cy- press, CA 90630. EVERDAYCHEAPSKATE How I stopped the M.A.C. attack Mary Hunt Millions of people en- joy hobbies that are also a source of income. Some ex- amples include stamp and coin collecting, craft mak- ing and horsemanship. You must report on your tax return the income you earn from a hobby. The rules for how you report the income and expenses de- pend on whether the activ- ity is a hobby or a business. There are special rules and limits for deductions you can claim for a hobby. Here are five tax tips you should know about hobbies: 1. Is it a Business or a Hobby? A key feature of a business is that you do it to make a profit. You often en- gage in a hobby for sport or recreation, not to make a profit. You should consider nine factors when you de- termine whether your ac- tivity is a hobby. Make sure to base your determination on all the facts and circum- stances of your situation. For more about 'not-for- profit' rules see Publication 535, Business Expenses. 2. Allowable Hobby De- ductions. Within certain limits, you can usually de- duct ordinary and neces- sary hobby expenses. An or- dinary expense is one that is common and accepted for the activity. A necessary ex- pense is one that is appro- priate for the activity. 3. Limits on Hobby Ex- penses. Generally, you can only deduct your hobby ex- penses up to the amount of hobby income. If your hobby expenses are more than your hobby income, you have a loss from the activity. You can't deduct the loss from your other in- come. 4. How to Deduct Hobby Expenses. You must item- ize deductions on your tax return in order to deduct hobby expenses. Your ex- penses may fall into three types of deductions, and special rules apply to each type. See of Publication 535 for the rules about how you claim them on Schedule A, Itemized Deductions. 5. Use IRS Free File. Hobby rules can be complex and IRS Free File can make filing your tax return eas- ier. IRS Free File is available until Oct. 15. If you make $58,000 or less, you can use brand-name tax software. If you earn more, you can use Free File Fillable Forms, an electronic version of IRS pa- per forms. Free File is avail- able only through the IRS. gov website. For more on these rules see Publication 535. You can get it on IRS.gov or by call- ing 800-TAX-FORM (800- 829-3676). TAX TIP Basic tax tips about hobbies COURTESYPHOTOBYROSSPALUBESKI RedBluffFire,CalFire,TehamaCountyFireandaSt.Elizabethambulanceweredispatchedaround5p.m. Saturday to a traffic collision at 240 Antelope Blvd. near Sale Lane in Red Bluff. The first unit at scene reported one lane blocked eastbound with four patients total. One patient was transported to St. Elizabeth Community Hospital with minor injuries. All others refused medical aid. TRAFFIC MINOR INJURIES Today RED BLUFF Community Basic Life Support: 6-10p.m., St. Elizabeth Community Hospital, Columba Room, 888-628-1948 Cribbage Club: 6p.m., Cozy Diner, 259S. Main St., 527-6402 Fun Senior Aerobics: 8-9a.m., $1, Community Center, 1500S. Jackson St. 527-8177 Healthier Living with Chronic Conditions: 5:30- 8p.m., St. Elizabeth Com- munity Hospital, Wright Room, 888-628-1948 Homeschool Support Group: 7p.m., North Valley Baptist Church, 345David Ave. International Order of the Rainbow for Girls: 6:45 p.m., Masonic Hall 822 Main St. 527-6715 PAL Kickboxing: 6p.m., 1450Schwab St., 529- 8716or 200-3950 Penny Bingo: 9:30a.m., Community Center, 1500S. Jackson St. Photo club: 6p.m., Com- munity Center,1500S. Jackson St., 528-8066 Pinochle for Seniors: 12:30-3:30p.m., 1500S. Jackson St., free, 527-8177 Red Bluff Derby Girls open tryouts and prac- tice: 6:30p.m., Tyler Jelly building at Tehama District Fairgrounds Red Bluff Rotary: noon, Elks Lodge Red Bluff Union Elemen- tary School District board meeting: 5:30p.m., 1755Airport Blvd. Take Off Pounds Sensibly TOPS: 10a.m., First United Methodist Church, 525 David Ave., 824-0556or 529-1414 Tehama 4-H: 7p.m., First Baptist Church , Pine Street, 527-3101 Tehama County Board of Supervisors: 10a.m., 727 Oak St. Tehama County Fish and Game Commission: 8a.m., Conference E, courthouse annex, 527-2095 Tehama County Ge- nealogical and Historical Society: 6:30p.m., library, 529-6650 Tehama County Tea Party Patriots: 6p.m., Grange Hall, 20794Walnut St. Tehama County Young Marines Parent Meeting: 5:30-7p.m.,332Pine St., 366-0813 Veterans of Foreign Wars Post 1932: 1p.m. Veterans Building, Oak Street Westside 4-H: 7p.m., Reeds Creek School Gym, 527-3101 WWE self defense train- ing for women: 5:30-7 p.m., 1005Vista Way, Ste. C CORNING City Council: 7:30p.m., City Hall, 794Third St. Dance with Juana: noon to 1p.m., Family Resource Center, 1488South St., 824-7670 ESL/Citizenship classes: 9a.m. - 11a.m., Family Resource Center, West and South streets, 824-7670 Soccer training: 4-6p.m., Woodson School Soccer Field, 150N Toomes, 824- 7680 Women's Support Group: 6p.m., Family Resource Center, West and South streets, 824-7670 GERBER El Camino 4-H: 7p.m., Gerber School Cafeteria, 527-3101 El Camino Irrigation Dis- trict: 6p.m., 8451State Route 99W, 385-1559 LOS MOLINOS Los Molinos Women's Club meeting: 1p.m., Vet- eran's Hall, 7900Sherwood Blvd. School Readiness Play Group: 10-11:30a.m., up to 5years, free, First Steps Family Resource Center, 7700Stanford Ave., 384- 7833 MANTON Manton 4-H: 7p.m., Man- ton Grange, 527-3101 COTTONWOOD Evergreen School Board: 5p.m., 19500Learning Way Wednesday RED BLUFF Al-Anon: noon to 1p.m., Presbyterian Church, Jef- ferson and Hickory Downtown Farmers Mar- ket: 5-8p.m., Washington Street between Pine and Oak streets Nurturing Parenting Dads Program: 10a.m. to noon, 1860Walnut St. #D, Shasta Room, call Keith at 527-8491, ext. 3012 Nurturing Skills for Teen Parents: 9-10a.m., 1900 Walnut St., 527-8491, ext. 3012 PAL Martial Arts Wom- en's Self Defense: 5:30- 6:30p.m., 1005Vista Way, Ste. C, 840-0345 Parks and Recreation Commission: 7p.m., City Hall, 555Washington St., 527-8177 Penny Bingo: 9:30a.m., Community Center, 1500S. Jackson St. Red Bluff Airport Com- mission: 5:30p.m., City Hall, 555Washington St. Red Bluff Cemetery Dis- trict Board of Trustees: 4p.m., Oak Hill Cemetery office Red Bluff Kiwanis: noon, Elks Lodge Red Bluff Derby Girls open tryouts and prac- tice: 6:30p.m., Tyler Jelly building at Tehama District Fairground Retired Public Employees Association, Chapter 18: noon, Cozy Diner Senior Dance, 7p.m.: Westside Grange, Walnut Street Soroptimist Internation- al: 5:30p.m., Community Center, 1500S. Jackson St., siredbluffclub@yahoo. com Team Kid: 5:30p.m., First Southern Baptist Church, 585Kimball Road, 527- 5083 TeenScreen Mental Health Appointments: 10a.m. to 2p.m., free by appointment, 1900Walnut St., 527-8491, Ext. 3012 Tehama Coffee Party Loyalists: 6p.m., Cozy Diner 259Main St. Tehama County Library story time: 9:30a.m., 645 Madison St. 527-0604 Tehama County Mosquito Abatement District: noon, 11861State Route 99W Tehama Shooters Associ- ation: 6:30p.m., Red Bluff Community Center, 1500S. Jackson St. 527-8727 Waterbirth Class: 6:30- 8:30p.m., St. Elizabeth Community Hospital Columba Room, 888-628- 1948 Weight Watchers meet- ing: 9a.m., Hampton Inn, 1-800-651-6000 Widowed Persons Break- fast: 8a.m., call 384-2471 for location Y-FI Middle and High School Youth Group: 6:30-8p.m., North Valley Baptist Church, 345David Ave., 527-0543 CORNING Corning Elementary School Board: 7p.m., 1590 South St. Corning Rotary: noon, Rolling Hills Casino, Tim- bers Steak House, 2655 Barham Ave., corningrotary. org School Readiness Play Group: 10-11:30a.m., up to 5years, free, Family Re- source Center, 1480South St., 824-4111 Spanish Adult Education: 5p.m., Family Resource Center, West and South streets, 824-7670 Strategies for Success, Life Skill classes: 1:30 p.m., Family Resource Center, West and south streets, 824-7670 VFW Charity Bingo: 6 p.m., Veterans Memo- rial Hall, 1620 Solano St. LOS MOLINOS Bible Study: 1p.m., Sher- wood Manor, 7975Sher- wood Blvd., all welcome, 347-1330 Chamber of Commerce: 6:30p.m., 7904Highway 99E. CALENDAR http://www.facebook.com/scoopsofredbluff 905WalnutSt. | Red Bluff • 528-1698 11am-9pm • 7 days facebook.com/scoopsofredbluff Cometryour GelatoPies NAVIGATE the rapids of parenting Parenting is one of life's greatest joys. However parents will face many difficult challenges with their kids and teens when they tran- sition through different ages and grades. Just when things are going smoothly, parents suddenly find themselves thrown into rough waters, challenging even the strongest of families with no end in sight. These troubled waters are transitions and phases kids normally go through as they mature and grow from birth to adult- hood. August 14, 2014 • 6:30-8:30 Red Bluff Community Center one night only! RiverCommunity Church getintheriver.org FREE childcare nursery to age 5! 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