Issue link: https://www.epageflip.net/i/335597
Today REDBLUFF Al-Anon:noonto1p.m., Presbyterian Church, Jef- ferson and Hickory Dance with Juana: noon to 1p.m., Family Resource Center, 1488South St., 824-7670 Downtown Farmers Market: 5:30-8p.m., Wash- ington Street between Pine and Oak streets Nurturing Parenting Dads Program: 10a.m. to noon, 1860Walnut St. #D, Shasta Room, call Keith at 527- 8491, ext. 3012 Nurturing Skills for Teen Parents: 9-10a.m., 1900 Walnut St., 527-8491, ext. 3012 PAL Martial Arts Women's Self Defense: 5:30-6:30 p.m., 1005Vista Way, Ste. C, 840-0345 Penny Bingo: 9:30a.m., Community Center, 1500S. Jackson St. Red Bluff Derby Girls open tryouts and practice: 6:30 p.m., Tyler Jelly building at Tehama District Fairground Red Bluff Kiwanis: noon, Elks Lodge Senior Dance: 7p.m., Westside Grange, Walnut Street Soroptimist International of Red Bluff: 5:30p.m., Community and Senior Center, 1500S. Jackson St., siredbluffclub@yahoo.com Team Kid: 5:30p.m., First Southern Baptist Church, 585Kimball Road, 527- 5083 TeenScreen Mental Health Appointments: 10a.m. to 2p.m., free by appointment only, Youth Empowerment Services, 1900Walnut St., 527-8491, Ext. 3012 Tehama Coffee Party Loy- alists: 6p.m., Cozy Diner 259Main St. Waterbirth Class: 6:30- 8:30p.m., St. Elizabeth Community Hospital Colum- ba Room, 888-628-1948 Weight Watchers meet- ing: 9a.m., Hampton Inn, 1-800-651-6000 Widowed Persons Break- fast: 8a.m., call 384-2471 for location Y-FI Middle and High School Youth Group: 6:30- 8p.m., North Valley Baptist Church, 345David Ave., 527-0543 CORNING Corning Rotary: noon, Rolling Hills Casino, Timbers Steak House, 2655Barham Ave., corningrotary.org Exchange Club member- ship meeting: 7p.m., Iron Skillet Latina Leadership Group: 9a.m., Family Resource Center, West and South streets, 824-7670 School Readiness Play Group: 10-11:30a.m., up to 5 years, free, Family Re- source Center, 1480South St., 824-4111 Spanish Adult Education: 5p.m., Family Resource Center, West and South streets, 824-7670 Strategies for Success, Life Skill classes: 1:30 p.m., Family Resource Cen- ter, West and South streets, 824-7670 VFW Charity Bingo: 6p.m., Veterans Memorial Hall, 1620Solano St., 824-5957 LOS MOLINOS Bible Study: 1p.m., Sherwood Manor, 7975 Sherwood Blvd.All wel- come., Pastor Clyde Brant, 347-1330 Chamber of Commerce: 6:30p.m., 7904Highway 99E Take Off Pounds Sensibly - TOPS: 8:30a.m., 25160 Josephine St., 385-1068 COTTONWOOD Cottonwood Creek Water- shed Group educational stakeholders meeting: 6:30p.m., Community Cen- ter, 347-6637 Cottonwood Library Story Time: 11:30-12:30p.m., Cottonwood Library, 3427 Main St., 347-4818 Thursday RED BLUFF California HEAT Chorus - Sweet Adelines: 7p.m., Meteer School multipurpose room, 695Kimball Road, 895-0139 Childbirth Class: 6:30-8:30 p.m., St. Elizabeth Communi- ty Hospital, Columba Room, 888-628-1948 Fun Senior Aerobics: 8-9 a.m., $1per class, Commu- nity Center, 1500S. Jackson St. 527-8177 Good Morning Red Bluff: 7:50a.m., Cornerstone Community Bank Grief Support Group: 3-5 p.m., Coyne Center, Kristin Hoskins 528-4207 Imagination Train story hour: 4p.m., Tehama County Library Kelly-Griggs House Museum: 1-3p.m., 311 Washington St., group tours by appointment, 527-1129 Live country music, din- ner: 5-7p.m., Veterans Hall Painting session, Red Bluff Art Association: 10 a.m., Tehama District Fair- ground, 529-1603 PAL Martial Arts: 3-5p.m., ages 5-18, 1005Vista Way, Ste. C, free, 529-7950 Penny Bingo: 9:30a.m., Community Center, 1500S. Jackson St. Phoenix Community Support Group for those getting over chemical dependency: 11:30a.m., Presbyterian Church, 838 Jefferson St., 945-2349 Picture Perfect Sidewalk Sale: St. Elizabeth Commu- nity Hospital Campus Patio, 736-1326 Pinochle for Seniors: 12:30-3:30p.m., 1500S. Jackson St., free, 527-8177 Red Bluff Exchange Club: noon, M&M Ranch House, 645Antelope Blvd. #1 Rock Choir: 4p.m., 601 Monroe St., free, all welcome Senior Chair Volleyball: 1p.m. Community Center, 1500S. Jackson St. Sunrise Speakers Toast- masters: noon, 220Syca- more St. Swinging Squares Square Dance Club: 7p.m., Com- munity Center, 1500S. Jackson St., for beginner or review classes, call 529- 1615 Widowed Persons Dinner: 5p.m., call 384-2471for location CORNING Cal-Fresh and Healthy Family Appointments: 1-3p.m., Family Resource Center, 1488South St., 824-7670 Dance with Juana: noon to 1p.m., Family Resource Center, 1488South St., 824-7670 Degree of Pocahontas Sil- ver Cloud Council # 168: 7p.m. Independent Grange 470, 20945Corning Road, Bernie 824-1114or Kathy 586-1065 Dual Diagnosis Group: 1:30-3p.m., 1600Solano St., 527-8491, Ext. 3309 ESL/Citizenship classes: 9a.m. - 11a.m., Family Resource Center, West and South streets, 824-7670 Calendar Arecentcolumn brought a flood of messages to my in- box, most of them with the same mes- sage that goes some- thing like this: I want to save. I need to save. But I don't have any money to save! How can I even get started when I am so close to the edge? First, let's review: When it comes to saving money, we Americans are a pathetic lot. Here we are blessed with the highest per capita income on the face of the earth, yet most recent data shows we're saving 3.1 percent of our dispos- able income. Because that's an average, that means a whole lot of you have noth- ing saved, nothing to fall back on in the event of an emergency or unexpected expense. It feels like you're just one paycheck away from being homeless and that's a terrible way to live and one of the greatest con- tributors to our collective stress. While not wishing to throw you into a panic, I really need to get tough on this. You must start sav- ing! You have to see your- self as more important than your creditors. Get in line in front of them and pay yourself first! Just do it. When you get your pay- check, your refund, birth- day money, etc., take the first part and stash it away. You don't need a lot of money to start a real savings ac- count. You can start with an en- velope in your dresser drawer. Put a dollar in it. There. You've started saving. Make a commitment that you will keep adding to it no matter how little. The key is to save regularly, ev- ery week, rain or shine. And when you've accumulated $50, open a savings account at the bank or credit union. To help you get started, here are some very painless ways to get your stash off the ground: Stop using your debit card. The ease and conve- nience with which you use that thing is startling. You don't realize it, but it al- lows money to slip through your hands like water. For your day-to-day spending, switch to cash. It is incon- venient and that's the way it should be. Make it diffi- cult for you to spend your own money. Stop spending coins. Even if the bill comes to $4.02, hand over a $5 bill and get $.98 in coins. Now, every eve- ning empty your pock- ets, purse and wallet of all those coins into a con- tainer. If you think that won't start adding up, think again. In one year my husband and I saved $1,100 in coins simply be- cause he doesn't like to carry them around. Take the coupon sav- ings in cash. Next time you shop for groceries, ask the checker to give you the sub- total before deducting the value of all your coupons. Write your check for the subtotal, and then receive cash back for the difference. Go directly to your savings place and stash that cash. Now you're really saving at the grocery store. Stash all windfalls. A windfall is simply money you were not expecting. It might be a $1 rebate check for light bulbs, $25 from your aunt for your birthday, a quarter you found in the street or tax refund. Instead of seeing this as money to spend, save it! Automatic deduction. The most painless way to save is through automatic payroll deductions. You don't miss what you don't see. Sure you might miss that $20 or $50 in your check next week. But in time, you'll completely for- get about it. But your sav- ings account won't. Your goal should be to save 10 percent of every- thing you receive, with- out fail. Seem like an im- possible dream? Not at all. Just start small, start today and keep going one coin, one dollar, one percentage point at a time. Wouldyouliketosenda tip to Mary? You can email her at mary@everyday- cheapskate.com, or write to Everyday Cheapskate, P.O. Box 2099, Cypress, CA 90630. EVERYDAY CHEAPSKATE Start saving — just do it COURTESY PHOTO BY ROSS PALUBESKI CalFire,RedBluffFireandTehamaCountyFiredepartmentsweredispatched around 7:30 p.m. Monday to a reported vegetation fire at the Tehama District Fair- ground off Trinity Avenue in the Antelope area of Red Bluff. The first unit at scene reported a 50- by 50-foot debris burn fully involved. The fire was contained upon arrival, however extinguishment took more than an hour. Units responded from Red Bluff, Antelope, Paynes Creek, Los Molinos, Dibble Creek and Corning. FIRE Firefightersrespondtodebrisburn Passages Health Insur- ance Counseling & Advo- cacy Program announces the next Savvy Seniors event focusing on scams and how to avoid them, scheduled 10 a.m. to noon Tuesday, July 8 at the Lake- side Pavilion, 2565 Califor- nia Park Drive, Chico. Seniors are targets of scams via email, televi- sion, phone calls, mail and door-to-door salesmen ev- ery single day. If you have ever given out the requested personal information only to find out that you were scammed, then you know the turmoil that can cause financially and emotionally. This workshop will teach you how to protect yourself from fraud and abuse, de- tect it and report it. Regis- tration is required by call- ing 1-800-434-0222. If your group or agency would like a workshop, con- tact Ronda Kramer at 898- 6716. And remember, HI- CAP does not sell or endorse any insurance products. SENIORS Workshop offered on how to avoid scams Mary Hunt LassenHouse 705LutherRoad,RedBluff (530) 529-2900 www.Emeritus.com Respite Care Thereareserveralreasonsto take advantage of short term respite care FromEmeritus 100JacksonStreet, Red Bluff (530) 529-1220 NEW Membership Specials CallorComeIn for details 530-366-3166 545 Adobe Rd. Red Bluff www.redbluffdodge.com Pine Street Plaza 332 Pine Street, Suite G Red Bluff, CA (800) 843-4271 Stacy L. Garcia Hearing Aid Dispenser Lic. #7440 Every Wednesday July 2, 9, 16, 23 & 30 415KAERAVE.•REDBLUFF•527-2404 VALLEYOAKRACQUETCLUB Customer Appreciation Day & Membership Drive Saturday,June28 th • 10am-3pm Come out fora Swim,Tennis,Weights & Racquet Ball Jointheclubforthesummer Initiation fee waived with 3 month commitment Family $55 Couple $50 Single $42 Samefamilyownedbusinessforover40years. Now under new management. Still here after all these years thanks to our long term, dedicated members. Live Remote Broadcast by 95.7 The Wolf Face Painting - Hot Dogs - Blow up Pool Slide PLEASE BE ADVISED That the present owners of Gibbs Auto Body are in NO WAY related to Rex Gibbs, the original owner WEDNESDAY, JUNE 25, 2014 REDBLUFFDAILYNEWS.COM |LIFESTYLES | 5 A