Issue link: https://www.epageflip.net/i/230868
6B Daily News – Thursday, December 19, 2013 Insurers allow more time to pay under health law WASHINGTON (AP) — Consumers anxious over tight insurance deadlines and lingering computer problems during the holidays will get extra time to pay their premiums under President Barack Obama's health care law, insurers announced Wednesday. The board of the industry's biggest trade group — America's Health Insurance Plans — said consumers who select a plan by Dec. 23 will now have until Jan. 10 to pay their first month's premium. That's 10 extra days beyond a New Year's Eve deadline set by the government. The voluntary move comes as insurers and the government try to head off anticipated problems around the first of the year, when new coverage options for the uninsured take effect under Obama's law, and when several million people whose existing policies were canceled must switch to new plans. Expect even bigger political trouble for the president if consumers who made a good-faith effort to get covered through the government's balky website show up at the pharmacy and can't get prescriptions filled, or if they turn up in the emergency room and there's no record that they are enrolled. The stakes would be higher this time because someone's health could be jeopardized. The administration applauded the industry decision. It will ''ultimately make it easier for consumers to enroll'' through the new online insurance markets, said Health and Human Services spokeswoman Joanne Peters. The federal HealthCare.gov website is now working reasonably well, but insurers still report accuracy problems with enrollment information the government is sending about their new customers. Karen Ignagni, CEO of the industry group, said the decision was taken ''to give consumers greater peace of mind about their health care coverage.'' AHIP represents about 95 percent of the industry, including the major national carriers and nearly all the BlueCross BlueShield plans. There may be a few insurers who do not follow the group's lead, so consumers are advised to check with their carrier. Consumers must pay their first month's premium on time for coverage to take effect. The move burnishes the industry's image and has no real downside, said Dan Mendelson, CEO of Avalare Health, a market analysis firm. ''It's useful for the consumer and not a problem for the plans,'' he said. Insurers will still get paid for January. ''They can book the revenue, and they don't need to worry about the cash flow,'' Mendelson said. But the announcement does more than grant extra time. It also reduces the risk that consumers switching plans could suffer an interruption in coverage because of the technology woes encountered by the federal sign-up system, and some state-run websites. That's particularly important for at least 4 million people whose existing individual plans were canceled because they did not meet standards under Obama's law. Disruptions in coverage for those consumers could have major political consequences for Obama and beleaguered HHS Secretary Kathleen Sebelius. Back in 2009, Obama had promised that people who liked their insurance would be able to keep it under his health overhaul plan. But that guarantee was shredded by the wave of cancellation notices, which crested right around the same time that HealthCare.gov was refusing to function for millions of potential customers. Obama's poll ratings took a nosedive. Under the industry announcement, consumers still must select a plan by Dec. 23 — next Monday. But instead of having to pay their first month's premium by New Year's Eve, they now have until Jan. 10. That would let them have coverage retroactive to Jan. 1. Patients who get a pharmacy or medical bill during that period can later submit it to the insurance company for payment. Insurers have complained that a significant number of the enrollments they have gotten from HealthCare.gov have problems that could prevent a consumer from getting covered on Jan. 1. That includes missing or incomplete information, duplicative entries and garble. The administration says its technical experts are aggressively tackling the problems, and that errors have been cut dramatically. But insurers say useless or corrupted files are still getting through. Government and industry are working together to clean up the records. Without the extra time granted Wednesday, a consumer who paid in early January would have had to wait until Feb. 1 for coverage. Defense bill gives Obama rare Guantanamo victory WASHINGTON (AP) — Up to half the terror suspects held at the U.S. military prison at Guantanamo Bay could be closer to heading home under a bipartisan deal reached in Congress that gives President Barack Obama a rare victory in his fight to close the prison. The deal would lift the most rigid restrictions Congress previously imposed on detainee transfers overseas and is part of a broad compromise defense bill awaiting final passage in the Senate this week. The House approved the measure last Thursday. Senate Armed Services Committee Chairman Carl Levin said the compromise could have a dramatic impact on the 160 detainees still being held at Guantanamo Bay, Cuba. ''About half of the detainees would be detainees that could be transferred to their third-world countries from which they come,'' Levin told reporters. ''About half of the detainees would remain in Guantanamo because of the prohibition on transferring them to the United States for detention and for trial.'' The defense bill marks the first time since Obama came to office promising to close Guantanamo that Congress is moving to ease restrictions instead of strengthen them. And it could signal changing political views toward the prison for terrorism suspects now that the war in Afghanistan is winding down. Obama's achievement was somewhat of a surprise, after the Republican-controlled House earlier this year voted overwhelmingly to make it harder to transfer detainees. But the deal to move in the opposite direction passed with hardly any opposition and little attention — perhaps overshadowed by more prominent defense bill debates over Iran sanctions, military sexual assaults and spying by the National Security Agency. But even with the deal, Obama still faces big obstacles to closing Guantanamo. Congress has effectively blocked him from doing so for his first five years in office, and he faces declining clout in his final three. Yet the president seems determined as part of his legacy to push for closure of the prison he argues never should have been opened and ''has become a symbol around the world for an America that flouts the rule of law.'' Congressional proponents of keeping Guantanamo open say they felt they had to allow for transfers to other countries to maintain a more important priority — a ban on detainees from coming into the United States. The administration also pushed for the ability to transfer detainees to the U.S. for imprisonment, trial or medical emergencies but lost on that front, leaving Obama a thorny predicament of what to do with captives considered too dangerous to release. Oklahoma Sen. James Inhofe, who worked on the compromise as the ranking Republican on the Senate Armed Services Committee, said he'll continue to fight to keep Guantanamo open even as some colleagues are softening their position. ''There's no place else you can house these terrorists,'' he said in a telephone interview Wednesday, adding some former detainees have re-engaged in terrorist activity. ''I look at this and I wonder why people don't want it,'' Inhofe said. ''But the president doesn't and he's going to keep trying (to close it). And this bill stops him from doing it.'' LEGAL NOTICE NOTICE OF TRUSTEE'S SALE T.S. No.: 9462-0612 TSG Order No.: 130149941-CA-MAI A.P.N.: 024-270-561 NOTE: THERE IS A SUMMARY OF THE INFORMATION IN THIS DOCUMENT ATTACHED (The above statement is made pursuant to CA Civil Code Section 2923.3(c)(1). The Summary will be provided to Trustor(s) and/or vested owner(s) only, pursuant to CA Civil Code Section 2923.3(c)(2).) YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 06/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NBS Default Services, LLC, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded 07/03/2007 as Document No.: 2007012167, of Official Records in the office of the Recorder of Tehama County, California, executed by: MICHAEL J. COOKE AND BENAYE BARBARA COOKE, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable in full at time of sale by cash, a cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and state, and as more fully described in the above referenced Deed of Trust. Sale Date and Time: 01/10/2014 at 02:00 PM Sale Location: At the main entrance to the Tehama County Courthouse, 633 Washington Street, Red Bluff, CA 96080 The street address and other common designation, if any, of the real property described above is purported to be: 359 MICHAEL DRIVE, RED BLUFF, CA 96080 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made in an "AS IS" condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $174,344.34 (Estimated). Accrued interest and additional advances, if any, will increase this figure prior to sale. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder's office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call, (714)730-2727 for information regarding the trustee's sale or visit this Internet Web site, https://www.lpsasap.com/, for information regarding the sale of this property, using the file number assigned to this case, T.S.# 9462-0612. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. NBS Default Services, LLC 301 E. Ocean Blvd. Suite 1720 Long Beach, CA 90802 800-766-7751 For Trustee Sale Information Log On To: https://www.lpsasap.com/ or Call: (714)730-2727. NBS Default Services, LLC, Suzanne Castle "We are attempting to collect a debt, and any information we obtain will be used for that purpose." A-4433108 Publish: 12/19/2013, 12/26/2013, 01/02/2014 EXPLANATION OF THE NATURE LEGAL NOTICE OF THE PROCEEDING AGAINST LIEN SALE Lien Sale December 26, 2013 @ YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale 9am to the highest bidder for cash, LOK-TITE MINI STORAGE cashier's check drawn on a 5555 HIGHWAY 99W state or national bank, check CORNING, CA 96021 drawn by a state or federal credit union, or a check drawn 1986 Swind Fleetwood by a state or federal savings and License #3WPX694 loan association, or savings asVIN # 1BJP37WOG3322713 sociation, or savings bank specified in Section 5102 of the FinanPublish: December 19, 2013 cial Code and authorized to do LEGAL NOTICE business in this state will be Lien Sale held by the duly appointed trustee as shown below, of all Airport Mini Storage will be right, title, and interest conholding an auction. veyed to and now held by the trustee in the hereinafter descriAuction will start on: bed property under and purJanuary 7, 2014 @ 11:00 AM suant to a Deed of Trust descriwww.bidcal.com bed below. The sale will be made, but without covenant or Place: Airport Mini Storage warranty, expressed or implied, 4970 Marguerite Ave. regarding title, possession, or Corning, CA 96021 encumbrances, to pay the rewww.bidcal.com maining principal sum of the note(s) secured by the Deed of Craig Dunbar #50 Trust, with interest and late Lisa Boatman #71 charges thereon, as provided in Tedra Ferguson #C18 the note(s), advances, under the The above units contain Misc. terms of the Deed of Trust, interest thereon, fees, charges and Items. expenses of the Trustee for the of the The above units will be sold to total amount (at the time Notice the highest bidder to satisfy initial publication of the of Sale) reasonably estimated to liens. We reserve the right to be set forth below. The amount halt sale of said units. may be greater on the day of See Publish: December 19 & 26, 2013 sale. Legal attached Exhibit "A" for Description EXHIBIT LEGAL NOTICE "A" THE LAND REFERRED TO IN FICTITIOUS THIS GUARANTEE IS SITUATED IN BUSINESS THE STATE OF CALIFORNIA, CITY NAME OF MANTON, COUNTY OF STATEMENT TEHAMA AND IS DESCRIBED AS File No. 2013000362 FOLLOWS: THE EAST HALF OF The following person(s) is (are) THE NORTHEAST QUARTER OF doing business as: THE NORTHEAST QUARTER OF MAIN STREET AUTO SPA SECTION 28, TOWNSHIP 30 312 Main St., Red Bluff, CA 96080 NORTH, RANGE 1 EAST, MOUNT Red Bluff Car Wash, Inc. DIABLO BASE AND MERIDIAN AC312 Main St. CORDING TO THE OFFICIAL PLAT Red Bluff, CA 96080 THEREOF. Trustor: CECIL WARThe registrant commenced to REN HELMAN, AN UNMARRIED transact business under the fic- MAN Duly Appointed Trustee: titious business name or names The Wolf Firm, A Law Corporalisted above on 12-9-2008 tion Recorded 3/2/2006 as InThis business is conducted by: strument No. 2006-004116 of OffiA Corporation cial Records in the office of the S/By: Paul Scipione Recorder of Tehama County, Paul Scipione, Sec/Treasurer California, Date of Sale: This statement was filed with 1/13/2014 at 2:00 PM Place of the County Clerk of Tehama Sale: At the main entrance to County on 11/21/2013 the Tehama County Courthouse BEVERLY ROSS at 633 Washington Street, Red Tehama County Bluff, CA. Amount of unpaid balClerk & Recorder ance and other charges: Publish: December 5, 12, 19 & 26, $253,756.21, estimated Street Ad2013 dress or other common designation of real property: 21995 LEGAL NOTICE MANTON SCHOOL ROAD FICTITIOUS MANTON, CA 96059 A.P.N.: 011BUSINESS 060-101 The undersigned TrustNAME ee disclaims any liability for any STATEMENT incorrectness of the street adFile No. 2013000369 The following person(s) is (are) dress or other common designation, if any, shown above. If no doing business as: street address or other common K & B NURSERY designation is shown, directions 8750 El Camino Ave, to the location of the property Gerber, CA 96035 may be obtained by sending a Kevin William Randel written request to the beneficia2777 Eaton Ave. Apt.#18 ry within 10 days of the date of Chico, CA 95973 The registrant commenced to first publication of this Notice of transact business under the fic- Sale. NOTICE TO POTENTIAL BIDtitious business name or names DERS: If you are considering bidding on this property lien, you listed above on 12-2-2013 should understand that there This business is conducted by: are risks involved in bidding at a an individual trustee auction. You will be bidS/By: Kevin Randel ding on a lien, not on the properKevin Randel This statement was filed with ty itself. Placing the highest bid the County Clerk of Tehama at a trustee auction does not automatically entitle you to free County on 12/2/2013 and clear ownership of the propBEVERLY ROSS erty. You should also be aware Tehama County that the lien being auctioned off Clerk & Recorder Publish: December 5, 12, 19 & 26, may be a junior lien. If you are the highest bidder at the auc2013 tion, you are or may be responLEGAL NOTICE sible for paying off all liens sePUBLIC HEARING nior to the lien being auctioned off, before you can receive clear NOTICE IS HEREBY GIVEN that title to the property. You are enthe City Council of the City of couraged to investigate the exRed Bluff will hold a public hear- istence, priority, and size of outing on the following matter at standing liens that may exist on 7:00 p.m., or as soon thereafter this property by contacting the as possible, on Tuesday, January county recorder's office or a ti7, 2014 in the Council Chambers tle insurance company, either of of City Hall, at 555 Washington which may charge you a fee for Street, Red Bluff, California this information. If you consult 96080. The City Council will also either of these resources, you consider CEQA Exemption 15308 should be aware that the same of the CEQA Guidelines exempts lender may hold more than one "actions taken by regulatory mortgage or deed of trust on the agencies, as authorized by state property. NOTICE TO PROPERTY or local ordinance". OWNER: The sale date shown on this notice of sale may be postPlease note that if this project is poned one or more times by the challenged in court, you may be mortgagee, beneficiary, trustee, limited to raising only those is- or a court, pursuant to Section sues that were raised at the 2924g of the California Civil Public Hearing or in writing de- Code. The law requires that inlivered to the Planning Commis- formation about trustee sale sion during or prior to the Public postponements be made availaHearing. ble to you and to the public, as a courtesy to those not present at SUBJECT: ORDINANCE NO. 1022; the sale. If you wish to learn REZONE NO. 220; AMENDING whether your sale date has been CHAPTER 25 OF THE RED BLUFF postponed, and, if applicable, CITY CODE SECTION 25.52 AND the rescheduled time and date SECTION 25.79 LODGING HOUSE for the sale of this property, you TO INCLUDE AS AN EXAMPLE SIN- may call (916) 939-0772 or visit GLE ROOM OCCUPANCY AND AN this Internet Web site www.nati AMENDMENT TO THE CITY CODE onwideposting.com, using the SECTION 25.239 DEFINITIONS file number assigned to this ADDING A DEFINITION FOR SUP- case 13-1460-11. Information PORTIVE AND TRANSITIONAL about postponements that are HOUSING, AND MODIFYING RED very short in duration or that ocBLUFF CITY CODE CHAPTER 25, cur close in time to the schedARTICLE XXV: DWELLING , uled sale may not immediately SINGLE-FAMILY (SECTION 25.239) be reflected in the telephone inRELATING TO THE REORGANIZA- formation or on the Internet TION OF THE BUILDING AND Web site. The best way to verify PLANNING DEPARTMENTS INTO A postponement information is to SINGLE COMMUNITY DEVELOP- attend the scheduled sale. Date: MENT DEPARTMENT 12/10/2013 The Wolf Firm, A Law Corporation 2955 Main Street, Publish: December 19, 2013 2nd Floor Irvine, California 92614 Foreclosure Department (949) LEGAL NOTICE 720-9200 Sale Information Only: (916) 939-0772 www.nationwidep T.S. No. 13-1460-11 Loan No. osting.com Frank Escalera, 0014030290 NOTICE OF TRUST- Team Lead NPP0224530 EE'S SALE NOTE: THERE IS A Publish: 12/19/2013, 12/26/2013, SUMMARY OF THE INFORMATION 01/02/2014 IN THIS DOCUMENT ATTACHED Classifieds Hunting for a PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS REQUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUMMARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/21/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN 1. House or Apartment 2. Job 3. Car or Truck 4. Lost Animals 5. Yard or Garage Sales To Subscribe Call Today! Red Bluff Daily News 527-2151 Web: www.redbluffdailynews.com