Issue link: http://www.epageflip.net/i/720000
Firm Foundations Insurance & Benefits Centerand Dale Penne, RHU As a 1977 Red Bluff High graduate and the son of Gena and the late Gene Penne, I have never shied away from wanting to help people. My family has had its healthcare challenges over the years. These personal situations and my business experiences have given me the perspective that has changed who I am today. As a father, I watched my son fight a life-threatening immune disorder. As a husband, I supported my wife while she went through numerous surgeries and also dealt with lung cancer. She's now over seven years' cancer free. As a bowling proprietor with 65 employ- ees, I provided many with benefits, including medical coverage. I was also an insurance purchaser, paying three family coinsurance maximums in one year because my agent didn't advise me otherwise. So, I'm sure that you can see that with me, this is personal, and we know that it is personal for our clients as well. Firm Foundations has given me the platform from which to serve, and I've made it my personal mission to help the citizens of Tehama, Butte and the sur- rounding counties. I know that health insurance is important in our lives, and that people need help, want help, but don't always know how to get it. At Firm Foundations, we Listen to your needs and goals, Educate you on your options, Guide you in obtaining the best value for your situation with compli- ant plans, and Support you with superior service and current tools, for your continued success. With my years of experience as a health plan administrator and by earning the Registered Health Underwriter, (RHU) designation, I bring all the current and valuable strategies to bear on your individual or group situation and needs. I invite you to check out how you can benefit by making us your insurance broker. Give us a call today and we will do our best to serve you well. We offer: • Medicare Supplements • Individual Plans • Group Benefits • Life Insurance • Disabilit y Insurance • Worker's Compensation Medicare: • W e help you understand the "in' s and out' s of Medicare. • We help you identify supplemental plan types and which one may fit your needs best. • We provide a customized search for the best prescription drug coverage available to you. • We focus on your expectations and financial needs. •You will have on-going policy support and an annual review Individual & Family Insurance: • We take the time to listen to your individual concerns. • We educate you on the insurance options available to you. • We represent and shop the top carriers and plans • We help you make an appropriate choice that best suits your needs and interest. • We serve as your dedicated personal advocate. Small Business Benefits: • Dedicated Account Manager • Unlimited HR Consulting • Navigation of Healthcare Reform & Employer Mandates • Employee Handbook/Policy and Job Description Templates • Personalized Online Employee Onboarding, Enrollment & BenefitsAvailable • Section 125 Premium Only Plan • COBRAPlanAdministration • Employee Benefit Kits • Periodic Employee & Manager trainings and seminars • Claim and Carrier Issue Resolution Assistance •And many more FREE services to make your employee benefit plan and HR function more manageable and effective What others have to say about us: Call us at (530) 891-4673 CALic #0D72065 Orvisit wwwFirmFoundationsInsurance.com Did you know that you can change yourMedicare Supplement at any time with yourgood health? Why wait foryourbirthday to start saving and to get great service? Call us today at 891-4673. 1530 Humboldt Rd., Ste. 5 Chico, CA 95928 I received a bill for$3,000 for something we thought was covered. I was beside myself. I called Firm Foundations and they went to bat forme. The insurance company reprocessed the claim and all I owed was $18! -Vicky Z. Call us today and let us compare yourcur- rent plans, price and you can benefit from ourawesome support team! Dale Penne, RHU dpenne@firmfoundationsinsurance.com Knowledgeable, innovative and an incr edible re sour ce for our company!As the insurance industry changes and becomes more complex, I appreciate theirability to provide technical and moral support to oursmall Human Resource Department. -Andrea S. Very knowledgeable, upfront and innovative.They custom- ized a medical insurance package that kept ourcosts down, enhanced ourbenefits and kept in line with ourphi- losophy of providing excellent benefits to ouremployees. - Ronnie B. It is an absolute pleasure to work with Firm Foundation! You are all so knowledgeable, compassionate, capable, and great communicators!Avery impressive group and we are so comforted to have your help with ourhealth insurance! - Laura M. Si Hablamos Español We are family friendly so enjoy a treat on us! Valuable Coupon, Courtesy of SATURDAY, AUGUST 27, 2016 REDBLUFFDAILYNEWS.COM | ADVERTISEMENT | 5 A