Issue link: http://www.epageflip.net/i/469528
OvertheyearsI'veno- ticed something. Peo- ple who live comfortably do not do so because they are particularly wealthy. It's because they are dis- ciplined. They pos- sess finan- cial matu- rity. They live according to principles and rules that they impose upon them- selves. I have a feeling that Jane, today's first tipster, is one of those people. Qui- etly disciplined, financially mature. LUXURY TAX. When- ever I spend money on a "want" (as opposed to a need), I tax myself with a self-imposed rule that I must deposit 10 percent of the total into my savings account immediately fol- lowing the purchase. — Jane SUPER CLEANER. I mix rubbing alcohol and water 50/50 in a spray bot- tle. I clean virtually ev- erything you can think of with this mixture. It leaves no streaks and it kills germs. I usually pay less than $1 for a bottle of store-brand rubbing alco- hol and it usually makes two bottles of cleaner. Cheap on the pocketbook and safer for the environ- ment. — Samantha MUSTY DRAWERS. To sweeten old drawers I have always used a mixture of chlorine bleach and water. If badly stained, I use the bleach full strength. I have never known it to harm the wood. I do the same with unfinished, stained and dirty frames. After bleaching they can be var- nished or painted. — Ellen COUPON POUCHES. I use those plastic zipper pouches that kids use for pens and pencils to orga- nize my coupons and re- bates. They have a clear front and three holes punched in the side. I have several for different cat- egories of coupons or re- bates and place them in a small three-ring binder. You can either color-code them or use a label maker to label the front of each pouch. Place an additional pouch in the back of your binder to hold receipts, re- bate forms and UPC's for easy storage. I also keep a supply of small white en- velopes, postage stamps, index cards and pens for easy rebate filling while I'm waiting places. The binder can also be used to keep track of clothing sizes of family members, shopping lists, to-do lists, etc. Make it something you'll never leave home without — Jennifer TANGY CLEAN. Sev- eral months ago my dish- washer started oozing suds every time I used it. It was obviously clogged somewhere with soap. My old-time appliance repair- man gave me the best tip yet. Fill the soap cups with TANG Breakfast Drink and run the dishwasher empty through one cycle. Mine came out clog-free and spotless. — Sharon QUICK SHARPEN. If your scissors are getting dull, take some aluminum foil and cut through 4 or 5 times. The result is that your scissors will be much sharper. — Sharon NO MORE STICKY. I use dryer sheets to re- move the sticky residue left from price stickers. I discovered this by ac- cident a few years back when I got tired of look- ing at the residue on my washer and dryer that was left by the stickers. I picked up a dryer sheet that had fallen out of the dryer, rubbed it on the residue and it came right off. I then tried it on my refrigerator and it worked again. I recently rubbed a dryer sheet on my address book and, sure enough, the sticky residue came off that, too. — Cindy EmailMaryatmary@eve- rydaycheapskate.com. EVERYDAYCHEAPSKATE Financially mature people Passages Health Insur- ance Counseling & Advo- cacy Program is sched- uled to present Welcome to Medicare workshops for those turning 65 this year or younger adults who will be entitled to Medicare due to a disability. As people get closer to Medicare eligibility, there are several things to con- sider. In light of the fact that Medicare's cover- age is much like employer group coverage it's impor- tant to know what ques- tions to ask: How will my retiree plan work with my Medicare; can I delay en- rolling into Medicare and not be penalized; do I need a drug plan and are there programs available to lower my Medicare health and prescription costs? Workshops are scheduled for 1-3 p.m. Tuesday, March 17 at the Red Bluff Commu- nity Center, 1500 S. Jackson St. and 2-4 p.m. Thursday, March 12 at Lakeside Pavil- ion, 2565 Lakeside Village in Chico. Registration is required by calling 898-6716. This free workshop is designed for baby boomers and oth- ers who will be new to Medi- care this year who want to understand how their Medi- care benefits work. Family members or caregivers are also welcome to attend. People who are new to Medicare will be deluged with information from dif- ferent insurance companies marketing their products. Ronda Kramer, program manager for Passages HI- CAP warns signing up with the wrong plan, or not do- ing anything may cost new Medicare recipients thou- sands of dollars, and they may not be able to make changes if enrollment dead- lines are missed. For more information, call 1-800-434-0222. If your group or agency would like a workshop, call Katherine Tilman at 898-5927. HICAP does not sell or endorse any insurance products. Passages helps older adults and family caregiv- ers with important services to empower them to remain confident in their ability to sustain and enjoy indepen- dent lives. For more infor- mation, visit www.passag- escenter.org. SENIORS HICAPoffering Medicare workshops for baby boomers Mary Hunt COURTESYPHOTO Veterans Service Officer Kelly Osborne poses with members of the Marine Corps League. The Marine Corps League, Detachment 1140, Tehama and Red Bluff made a presentation Feb. 18 to Veterans Services Of- ficer Kelly Osborne of two framed photos. One of the photos shows Osborne at the Spring Vet- erans Service Officers Con- ference in Sacramento with two other service officers from neighboring counties and Assemblyman James Gallagher. The other photo was taken on Feb. 10 in front of the Tehama County Ad- ministration Building and included Tehama County veterans from the Marine Corps League, Am Vets, VFW, DAV and the Amer- ican Legion and their re- spective auxiliaries. Both photos were in support of AB 171, which would bring additional funding for the counties with smaller veteran pop- ulations. In the Board of Super- visors meeting on Feb. 10, County Administrator Bill Goodwin read a letter that he and Osborne put together to the board re- questing its support for AB 171. The board did support the letter and Osborne de- livered it to Gallagher and Sen. Jim Nielson. In Osborne's report to the Marines she requested that veterans and their families remain as patient as they have been with her office. She also requested that the other veterans organi- zations in Tehama County call her office at 529-3664 to schedule a briefing at their respective meetings. Osborne will be asking for a few volunteers from the veterans service orga- nizations to help with the new Tehama County ID machine, which is being set up. Volunteers may be re- quired to undergo a back- ground check and other county employment rules and regulations may be re- quired as well. The Tehama County Veterans Collaborative is newly founded and its non profit status is un- der the umbrella of Te- hama Together while its own status is being ob- tained. The Veterans Collabora- tive is planning a 2nd An- nual Veterans Expo lead- ing up to Memorial Day in May. Benefit information for veterans and their fam- ilies is becoming more available and they are all encouraged to look into the service organizations in Tehama County, which include the American Le- gion (Red Bluff Post 0167 at 528-1026 and Corning Post 45 at 518-3152), Veter- ans of Foreign Wars (Los Molinos at 384-1301 and Red Bluff at 528-1026), Am Vets (Corning Post 2002 at 526-2883), Disabled Ameri- can Veterans (529-4579) the Marine Corps League, De- tachment 1140, Tehama/ Red Bluff (888-MCL-1140), the Military Family Sup- port Group (529-2416) and the Tehama County Vet- erans Collaborative (527- 2223). Veterans present photos to service officer MARINE CORPS LEAGUE With the March 2 tax deadline fast approaching for many farmers and fish- ermen, the Internal Reve- nue Service is reminding these and other individual filers that the new IRS Di- rect Pay tool offers taxpay- ers the fastest and easiest way to pay the taxes they owe. Available at IRS.gov/di- rectpay, this free online tool allows individuals to securely pay their income tax directly from checking or savings accounts with- out any fees or pre-registra- tion. More than 2.8 million tax payments totaling over $6.3 billion have been re- ceived from individual tax- payers since Direct Pay de- buted last year during the tax-filing season. Direct Pay offers individ- ual taxpayers an easy way to quickly pay the amount due on their return or tax bill, or make quarterly esti- mated tax payments with- out having to write a check, buy a stamp or find a mail- box. Payments can even be scheduled up to 30 days in advance. Direct Pay is available 24 hours a day, seven days a week. Any taxpayer who uses the tool receives in- stant confirmation that their payment was sub- mitted. More information about Direct Pay is avail- able on IRS.gov. Direct Pay cannot be used to pay the federal highway use tax, payroll taxes or other business taxes. Taxpayers who wish to e-pay their federal busi- ness taxes should enroll in the Electronic Federal Tax Payment System (EFTPS), or click on the Pay Your Tax Bill icon to check out other payment options. Farmers and fishermen who chose to forgo mak- ing quarterly estimated tax payments for 2014 gen- erally must file their 2014 federal return and pay any tax due by Monday, March 2. The normal March 1 deadline is pushed back a day because this date falls on a Sunday this year. IRS Tax deadline nears for farmers and fishermen CHICO Never before has the sludge metal, exper- imental band Old Man Gloom played a show in Chico. But, the supergroup will be performing at 7:30 p.m. Monday at Café Coda, 265 Humboldt Ave. Old Man Gloom is com- posed of Santos Montano on drums, Nate New- ton on guitar and vocals, Aaron Turner on guitar and vocals and Caleb Sco- field on bass and vocals. The band is composed of members that are also part of the projects with plenty of success. Turner was previously part of Isis the Band, while Sco- field also plays in Cave In. Newton plays bass in Mas- sachusetts legendary band Converge and is the vocal- ist and guitarist of Doom- riders. Easily considered a supergroup amongst the underground metal scene, Old Man Gloom's 2014 re- lease of The Ape of God I and The Ape of God II are both heavy, raw yet atmo- spheric. Playing alongside is Deathwish Inc. post-punk and modern hardcore band Coliseum. With an album slated to drop May 5, Coliseum brings an en- ergized set. Tickets for the all-ages show can be purchased at the door for $18. CH IC O Modern metal takes stage "LAUGHYOURWAYTOA BETTER MARRIAGE" Full Seminar on DVD By Mark Gungor Starting March 1, 2015 Join us on the 1st and 3rd Sundays at 6pm. Showing at First Baptist Church of Red Bluff 501 P ine Street Regular Haircut $ 2 00 off KWIK KUTS FamilyHairSalon 1064SouthMainSt.,RedBluff•529-3540 ANY RETAIL PRODUCT 20 % off withanychemicalserviceof $50 or more Notgoodwithotheroffers Expires 3/31/15 With coupon Reg. $13.95 CNAs, On-Call, $13/hr. at Red Bluff Health Care Call 527-6232 555 Luther Rd. EOE (530) 529-1220 100 Jackson Street Red Bluff $25AMonthwith No Enrollment Fee Offer Expires 2-28-2015 Call for details RUNNINGS ROOFING SheetMetalRoofing ResidentialCommercial • Composition • Shingle • Single Ply Membrane Ownerisonsiteoneveryjob ServingTehamaCounty 530-527-5789 530-209-5367 NoMoney Down! "NoJobTooSteep" " No Job Too Flat" FREE ESTIMATES CA. LIC#829089 Locallyowned business offering high value, low cost energy for decades. Call Liam at 526-1551 or visit www.sacriversolar.com Lic# 996900 40 Chestnut Avenue Red Bluff 530-330-1096 BRING BALANCE TO YOUR BODY Bring balance to your LIFE LeBarre startinginMarch! Balance, Agility, Resistance, Recovery & Eloquence! LIFESTYLES » redbluffdailynews.com Thursday, February 26, 2015 MORE ATFACEBOOK.COM/RBDAILYNEWS AND TWITTER.COM/REDBLUFFNEWS A4