Issue link: https://www.epageflip.net/i/46631
Thursday, November 3, 2011 – Daily News 3A Local Calendar Submit calendar items to P.O.Box 220, Red Bluff, 96080 or clerk@redbluffdailynews.com. THURSDAY,NOVEMBER 3 Red Bluff California HEAT Chorus - Sweet Adelines, 7 Childbirth Class, 6:30 p.m., St. Elizabeth Commu- nity Hospital, Columba room, Anita 529-8377 Fun Senior Aerobics with Linda, 8-9 a.m., $1 per p.m., Meteer School Room 26, 695 Kimball Road, 895- 0139 class, Red Bluff Community Center, 1500 S. Jackson St. 527-8177 Grief Support Group, 3 p.m., St. Elizabeth Com- munity Hospital, Coyne Center, Kristin, 528-4207 Latino Outreach, noon., Family Resource Center, 220 Sycamore St. Ste. 101, 528-8066 Live country music, 5-7 p.m., dinner, Veterans Hall National Alliance on Mental Illness, Tehama County Chapter Meeting, 6 p.m., County Department of Education, 1445 Vista Way., 527-5631 Painting session, Red Bluff Art Association, 10 a.m., Snug Harbor recreation room, 600 Rio Vista Ave., 527-4810 PAL Kickboxing, 6 p.m., 1450 Schwab St., 529- 8716 or 200-3950 Pinochle for Seniors, 12:30-3:30 p.m., 1500 S. Jackson St., Free, 527-8177 Playtime Pals Playgroup, 9:30 a.m., Family Resource Center, 220 Sycamore St. Ste. 101, 528- 8066 Phoenix Comunity Support Group for those get- ting over chemical dependency, 11:30 a.m., Pres- byterian Church, 838 Jefferson St., 945-2349 Red Bluff Exchange Club, noon, M&M Ranch House, 645 Antelope Blvd. #1 Red Bluff Lions Club, 6 p.m., Veterans Memorial, 527-8452 Sunrise Speakers Toastmasters, noon, Family Resource Center, 220 Sycamore St. Ste.101, 529- 1841 Swinging Squares Square Dance Club, 7 p.m., Community and Senior Center, 1500 S. Jackson St., beginner or review classes, 529-1615 Tehama County Drug and Alcohol Advisory Board, noon to 1 p.m., 818 Main St. Tehama County Peace Officers Association meeting, non-hosted happy hour 5:30 p.m., non-host- ed dinner, 6 p.m., business meeting 6:20 p.m., M&M Ranch House on Antelope Boulevard Tehama County Public Health Advisory Board, noon-3:15 p.m., 1860 Walnut St., Shasta Conference Room, 527-6824 TOPS Club (take off pounds Sensibly), 9:30 a.m., First Christian Church, 926 Madison Ave., 547-7541 or Nanc347-6120, visit www.tops.org Widowed Persons Dinner, 5 p.m., call 384-2471 for location Corning Am-vets, 4 p.m., Corning Veteran's Memorial Hall, 1620 Solano St. Cal-Fresh and Healthy Family Appointments,1-3 p.m., Corning Family Resource Center, 1488 South St., 824-7670. Celebrate Recovery,6:15-9 p.m., Believers Church of God, 783 Solano St., dinner with $3 donation Corning Patriots, 6 p.m., Senior Center, 824-2332 Domestic Violence Information and Support Group, 1-3 p.m., Olive Room at the Corning Health- care District, 275 Solano St. 528-0226 Dual Diagnosis Group, 1:30, 1600 Solano St., 527-8491, Ext. 3309 Improved Order of Redmen # 203, 7 p.m. Inde- pendent Grange 470, 20945 Corning Road, 824-1114 Soccer training, 4-6 p.m., except for holidays and rain, Woodson School soccer field, 150 N. Toomes, 824-7680 Sewing group, 9 a.m., Family Resource Center, West and South streets, 824-7670 Women's Support Group, 6 p.m., Family Resource Center, West and South streets, 824-7670 FRIDAY,NOVEMBER 5 Red Bluff Al-Anon, 6 to 7 p.m., Presbyterian Church, Jeffer- son and Hickory Bingo, doors at 5 p.m., early birds at 6 p.m. Community and Senior Center, food available Downtown Red Bluff ArtWalk, 5-9 pm downtown Red Bluff, www.tehamaarts.org First Five Tehama Strategic Meeting, 8 a.m.- noon, Tehama County Department of Education, 1135 Lincoln St. Guided bird walk and plant sale, 8 a.m. Sacra- mento River Discovery Center, 1000 Sale Lane, 527- 1196 Guns and Hoses Basketball Fundraiser, 6 p.m., Berrendos Middle School, Chestnut Ave., $5, 228- 2139 Knit for Kids, 9:15 a.m. to noon, Presbyterian Church, 838 Jefferson St., 527-0372 Tehama County Education Foundation, board meeting, 7:30 a.m., County Department of Education, 1135 Lincoln St. Lotto numbers SACRAMENTO (AP) — The winning num- bers drawn Wednesday night in the California Lottery's ''SuperLotto Plus'' game were: 2-7-22-27-32 Meganumber: 12 Refinancing a mortgage requires homework Dear Mary: My wife and I are thinking of refinancing our home mortgage. We have 17 years remaining on our current mortgage, and we're both 54 years old. We have no debt other than the mort- gage and our cars. What are your thoughts on paying a credit repair company to clean up our credit? We've been married for six years, and we're unsure how our ex-spouses' credit may still affect us. We want a better interest rate and would like to drop the mort- gage insurance. Before we tackle refinancing, we would like to have the best credit score possible. -- S.L., email Dear S.L.: Before you do a thing, both of you need to order your individual free credit reports from www.AnnualCreditReport.com and your credit scores from www.MyFico.com. You need to know for certain what you are dealing with. You can dispute neg- ative items on your credit reports that are factually incorrect, but not those that, unfortunately, are true. I would discourage you from paying some fly-by-night credit repair outfit that promises to "clean" your report of negative marks. There is nothing they can do for you that you cannot do for yourself. Don't fall for their scams, which usually involve committing fraud or trying to overwhelm the credit bureaus with dis- putes that often result in only temporary improve- ment, if that. A better course is to contin- ue using credit respon- sibly and paying your bills on time. Over time, provided no new nega- tive information is being reported to your credit files, your credit will begin to improve, and that will be reflected in your credit scores. In the meantime, con- tact your current lender and several others, too. Find out what credit scores they are requiring to refinance mortgages, how much equity you'll need to avoid private mortgage insurance or PMI (typically lenders require least 20 percent equity) and their current interest rates. That will give you a good idea of where you are and where you need to be to refinance into a more favorable mortgage. I hope for you that you can do this before interest rates begin to rise. Dear Mary: How does one decide when it makes better sense to buy a "new" car than to keep fix- ing the old one? My car is in Cyndi, Maine Dear Cyndi: All cars require repairs as they age. But that does- n't meant it's time to trade it in for a new batch of big car payments. Today's typ- ical car payment of about $400 a month will more than cover a lot of repairs and should keep your car going for many more years. Mary Hunt Everyday Cheapskate Here's my suggestion: Set up a savings account into which you faithfully make $400 monthly pay- ments to yourself in the months you aren't paying for repairs to your current vehicle (which will be most months). In five years, you'll have saved about $24,000, which should be plenty to buy another car with all cash. That's an incentive that should keep you plenty happy to drive this car until its wheels fall off! Do you have a question for Mary? Email her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. Mary Hunt is the founder of www.DebtProofLiving.com, a personal finance member website. Dinner event moved indoors Occupy Red Bluff The 100-Mile Harvest Din- ner scheduled tonight at Bianchi Farms in Dairyville has been moved due to weather concerns to the Fidelity Build- ing, 710 Main St. in Red Bluff. The event promises an evening of fun, food and a live auction featuring experiences of Tehama County. The charming atmosphere Police reports The following infor- mation is compiled from Red Bluff Police Depart- ment, Tehama County Sheriff's Department, Corning Police Depart- ment and California Highway Patrol. Arrests • A caller reported late Tuesday that a man had jumped a fence and came his yard. When the caller yelled at the man to stay out of the yard, the man reportedly challenged him to fight. Officers found the suspect and admon- ished him for the incident. Then, they arrested the suspect on an outstanding warrant. • A woman called to report early Tuesday that a man with shoulder length hair was hanging on her fence, intoxicated and asking for help with his vehicle in the 7200 block of Highway 99E in Los Molinos. The man was then walking along the railroad tracks. Deputies found the man near Englehorn Road and Sherwood Boulevard. The 53-year-old Corning man had two misdemeanor warrants for his arrest and was arrested at the scene. His charges were failure to appear and being under the influence of a con- trolled substance. Bail was set at $10,000. • Monica Starr Souza, 28, of Red Bluff was The North State's premier supplier of stoves STOVE JUNCTION The Over 25 years of experience NOW OPEN! Sales • Service • Installation *Wood Stoves * Pellet Stoves * Gas Stoves Tues-Sat 9am-5pm Closed Sunday & Monday 22825 Antelope Blvd., Red Bluff www.thestovejunction.com 530-528-2221 Fax 530-528-2229 Historic Downtown Red Bluff Art Walk Friday, November 4th 5pm – 9pm • Visit all Downtown venues • Enjoy Red Bluff hospitality at its finest Downtown Red Bluff Business Assoc. & Tehama County Art Council Sponsored by Join us for an evening of Art, Wine tasting & Music Event is free to the public Meet local artisans of the indoor venue will easily preserve the spirit of the har- vest while keeping guests warm and dry. The event begins at 6 p.m. with dinner at 7 p.m. and the auction starting immediately following dinner. For information, send an email to info@discoverearth.us. arrested Tuesday at the probation department. Souza, also known by the last names of Rice and Sanchez, was charged with three counts of pro- bation violations, second degree burglary, giving a false check or certificate and using an account without permission. No bail was set. • Tara Renee Zupon, 40, of Cottonwood was arrested Tuesday in the 18200 Rainbow Canyon Drive in Cottonwood. She was charged on warrants for theft from an elder by a caretaker and grand theft of money, labor or properties of more than $400. Bail was set at $65,000. • Norman Eugene Beckley, 40, of Red Bluff was arrested Monday on Antelope Boulevard at the Sacramento River. He was charged with petty theft with a prior jail term enhancement and giving false identification to a specific public officer. Bail was set at $18,000. Theft • Items were reported stolen early Tuesday from an unlocked vehicle in the 1200 block of Britt Lane. A burglary report was taken. • A JVC stereo face- plate, valued at $100, was reported stolen Tuesday from a red 1986 Suzuki in the 600 block of Arm- strong Court. ENGLAND'S BOOKKEEPING SERVICES Check Book Balance Email acownteen@yahoo.com Call or Text 530 739-9413 Appreciation Day Veterans Complimentary Pancake Breakfast Nov. 13th 8 to 11:30 for all Veterans $5 for all others Veterans Memorial Hall Oak@ S. Jackson TCMFSG - Tehama County Military Families Support Group DRBBA - Downtown Red Bluff Business Association. Financial Statements Payroll Sales Tax Occupy Red Bluff will meet at 11 a.m. Saturday at Main and Walnut streets, at the clock tower. Any unhappy citizens, disappointed in corrupt politicians who support Wall Street Corporations that pay-off millions to CEOs and sit on their profits while we lose our homes, jobs, pensions, health care, schools, teachers, police and firemen are invited. The group is not affiliated with any particular political party. The group is non-violent but is demanding changes. Big Bird • A woman reported Tuesday morning that she found an ostrich in her pasture in the 23000 block of Rodeo Avenue of Gerber. She didn't know who the animal belonged to, but deputies found the owner who came to retrieve it. Vandalism • A blue 2003 Chevro- let Tahoe was reported spray painted Tuesday in the 300 block of South Jackson Street. Pinhead • An employee at Food Maxx called police Tues- day evening when a per- son dressed as "Pinhead" from the movie Hellraiser was standing outside a store office and scaring employees. It turned out it was an employee playing a prank on coworkers. Collision • A two vehicle colli- sion at 3:08 p.m. Tues- day on Highway 99W, north of Capay Road sent one man to the hos- pital. John Iverson, 61, of Chico was driving south on 99W when he stopped for a school bus with flashing lights and was rearended by Crystal Rothgery, 21, of Orland. Iverson's passenger, 52-year-old Luis Lynd- sey, was taken to St. Elizabeth Community Hospital to be treated for minor injuries. Hit and run • The California Highway Patrol is look- ing for the driver of a white Chevrolet pickup involved in a hit and run at 2:10 p.m. Tuesday on Main Street, south of Lake California, in the Cottonwood area. Lisa Amen, 44, of Cottonwood was driving north on Main Street when she stopped for a stop sign. The driver of a pickup behind her failed to see she stopped and rearended her 2007 Honda before taking off. The pickup is described as a white 1980s model Chevrolet pickup with blue pin- striping that may have had a plate similar to BOBBIT. The driver is described as a man in his 30s or 40s. Anyone with infor- mation is asked to con- tact Red Bluff CHP at 527-2034. Kick Off The Holiday Season Tehama County Arts Council and Downtown Business Association Presents Art Walk Friday, November 4th from 5-9 pm Featured Artists Cary Freeman - Photography Paula Nitzke - Pet Portraits Father & Son Artists Cuco Oropeza - Nature Photography Jordan Oropeza - Pencil Art Enjoy music with the Reflections Wine tasting by The Grape Escape Gold Exchange The Happening Place To Be Select Jewelry Tonight only 50% off 413 Walnut St • 528-8000 decent condition, but it's starting to have wear-and-tear issues. -- Speakers, Ceremonies, Music Sponsored by