Issue link: https://www.epageflip.net/i/41453
8A Daily News – Wednesday, September 7, 2011 Commerce business Join the Red Bluff-Tehama County Chamber of Commerce at the Elks Lodge on Thursday evening, Sept. 29 to induct the new slate of directors and welcome Greg Stevens as chairman of the chamber. The evening will begin with a social hour and no host bar at 6 p.m. The program will com- mence with a buffet dinner and program including an update on the Tehama County Branding Project, induction of Stevens, publisher of the Daily News, as the new chairman as well as new directors. The chamber is proud to present awards to community businesses and leaders including: • Gene Penne Award for Busi- ness and Community Leader- ship: This award will be presented to a current or former representative of a business member of the Red Bluff-Tehama County Chamber of Commerce who has demonstrated exceptional personal commitment to the Red Bluff and Tehama Coun- ty business community. The award, Grandparents Day falls on Sept. 11 this year. While not as widely observed as Mother's Day or Father's Day, Grandparents Day nonetheless serves a valu- able purpose in reminding us of the importance of grandparents in the lives of their grandchildren. If you're a grandparent your- self, you already know the joy your grandchildren bring you, and through the years, you have probably been generous with them in many ways. At the same time, though, you probably need to strike a balance between your heartfelt gifts and your financial goals. It can be challenging to achieve that balance. For one thing, you and your fel- low grandparents have not been stingy in your giving over the past several years. America's grandparents provided an estimated $370 billion in financial support to their grandchildren ENGLAND'S BOOKKEEPING SERVICES Check Book Balance Email acownteen@yahoo.com Call or Text 530 739-9413 Financial Statements Payroll Sales Tax & first presented in 1998, is named for Gene Penne, a former Red Bluff civic leader and Chamber President whose leadership and contributions to the community set the standard for the award's recipients who have followed, including Dan Cargile, Orville Jacobs, Kevin Brunnemer, Ron Clark, Gary Napier, Bill Moule, Cindy Brown and John Yingling. • Business of the Year: This award will be presented to honor a Tehama County business which has effectively demonstrated "best practices" in customer service, community service and a track record of support for the local busi- ness community. • The Chamber Spirit Award: This award will be present- ed to an individual who has inspired, motivated and mobilized others with his or her ideas, charac- ter, hard work, leadership by exam- ple, cooperation, follow-through and results. • The Chamber Beautification between 2004 and 2009, according to a survey by the MetLife Mature Market Institute. This averages out to $8,661 per grandparent household over that same period. However, many of these same grandparents may not be accumulating sufficient financial resources to enjoy the retirement lifestyle they've envisioned. In fact, the median balance of retire- ment accounts for 55- to 64-year-olds is only about $100,000, according to the Center for Retirement Research. That's not a lot of money for an age group that could spend two or even three decades in retirement. So, as a grandparent, what steps might you take to bolster your retirement savings while simultane- ously helping your grand- children? Here are a few ideas: • Maintain permanent life insurance. Once your •Weight Loss • Kickboxing • Muscle Tone • Boot Camps • Strength Training & Sport Specific Training J J & No Gym, No Problem! We come to you! or email: in.homefitness@yahoo.com Call Jacob (530) 529-0095 In Home Fitness enterprise Your chamber: Wheels in motion Award: This award will be present- ed to a Tehama County Business that has added to the attraction and curb appeal of their neighborhood by enhancing the appearance of their storefront, interior and sig- nage. Join us for an evening of celebra- tion as we put the wheels of progress in motion. Tickets must be purchased by Sept. 23 and are avail- able for $20 at the chamber office, by calling 527-6220 or online at www.redbluffchamber.com. New members: Tonya Redamonti - Realtor, HomeRanch Properties; Tehama Tees and Screen printing; Los Amigos Taqueria & Meats; JD's Lawn Care and Pool Mainte- nance; Tehama County Friends of the Library; Psycho Fitness; Food Mart 76; Tehama Mini Stor- age; Mapleton Communications; ACN information technology Kristin Behrens is past president of the Red Bluff-Tehama County Chamber of Commerce and works for St. Elizabeth Community Hospital. Grandparents may need to balance gifts and goals children are grown, you may feel less compelled to carry life insurance. But the right type of life insurance can benefit you throughout your life. Permanent life insurance offers you the chance to build cash value, which you may be able to access, depending upon the specifics of your policy. And you can name your grandchil- dren as beneficia- ries of your poli- cy. federal and state taxes, plus a 10% penalty. • Contribute to a Roth Susie • Open a 529 plan. Use the money you're already gifting to fund a 529 plan to help your grandchildren pay for col- lege. These plans have gen- erous contribution guide- lines, and withdrawals are tax-free, provided the money is used for qualified expenses. There may be state tax incentives avail- able to in-state residents who invest in their home state's 529 plan. And a 529 plan offers you a degree of flexibility; if the beneficiary grandchild decides to forgo college, you can transfer the unused funds to another grandchild, tax and penalty free. However, withdrawals used for expenses other than qualified education expenses may be subject to Mustaine Individual Retirement Account (IRA). The Roth IRA is a powerful retire- ment savings vehicle. You can fund your IRA with virtually any type of invest- ment, such as stocks, bonds and go v ernment securities, and your earnings grow tax free, provided you don't take with- drawals until you're at least age 591⁄2 and you've held your account at least five years. Your grandchildren may appreciate your generosity, but they'll also no doubt want you to enjoy a com- fortable retirement. As always, you need to do what makes sense for your situation. You may find there are ways to help both your grandchildren and yourself. Susie Mustaine is a a financial advisor for Edward Jones, her office is at 2130 Main St., Ste. B, in Red Bluff and she can be reached at 527-4729 or susie.mustaine@edwardjo nes.com. Spotlight goes to the dogs Spotlight – Brainy Dog, 3525 B Rawson Road in Corn- ing is owned and operated by Sherry Clark. She specializes in private dog training and socialization. She also boards dogs, a few at a time, in her house. Brainy Dog has been a Chamber member for two years and has 5 full time employees – two cats, two dogs and one chicken, to help socialize client dogs. She hires human helpers as needed. Sherry believes that dog behavior can be changed. "All the things your dog does that bugs you can be changed into something you like," she said. Barking, jumping, chasing animals, nipping, biting and digging can be changed into positive behaviors. Sherry encourages people to take the time to teach their dog to be the companion they always wanted. She also encourages people to adopt. Sherry loves to do anything that has to do with nature. She loves the forest and all the animals that live there. She is vegetarian and is amazed at the wonderful fruits, veggies, nuts and honey available here in Corning. When she can get away she heads for beautiful scenery that she hasn't yet seen in California. She is looking for a canoe buddy to play in the waterways with. Sherry's goal is to improve Camp Brainy Dog and add a swimming pool for the dogs. For more infor- mation or to make an appointment, call 566-1966. • Corning in the Evening – 5:30 p.m., tomorrow evening, the Second Chance Pet Rescue will host the monthly get together at 4312 Rawson Road — the Corning Animal Shelter — and everyone is invited. Second Chance Pet Res- cue offers many services for dogs and their masters. There will be delicious food and you will be informed of what they have done since the last time they hosted the event. Bring your business card for a chance to win a door prize and your appetite. • The Corning Observer, a Corning Chamber member, would like to give a sincere thanks to all who contributed toward a collection for the David Reed family, especially to the Corning Volunteer Firemen Department who kicked off the collection with a generous donation. Staff from the Corning Observer set up a collection jar at the chamber booth in the park during the Olive Festival on Aug. 27, and raised $300. David Reed had suffered a serious head injury while serving as a volunteer helping tornado victims in Tennessee back in May. After months of rehab, he and his family were finally heading back to their home in Washington when they stopped overnight in Corning. During their overnight stay they were robbed and items specifically bought for David's rehab were stolen. The Corning Observer, knowing of the story and verifying the information, decided to help this family in need. A good-will collection was arranged by the Observer on behalf of the community and a check has been sent to the family. As Cindy Monroe of the Observer said, "We didn't want to leave this family with a bad feeling about Corning and wanted to help ease the frustration and pain they experi- enced here." • Open House – Next Thursday, Sept. 15, at 5:30 p.m., Sandra Bagwell, PhD, FNP-C, IBCLC and Trinity Health- care Associates invite you to an Open House where you will have the opportunity to meet two new additions to the office: Sheila Keng, an acupuncturist and massage thera- pist, Christine Mata. Everyone is welcome. • Save the Date – Please mark your calendars for Dec. 3 when the Chamber's Hometown Christmas will take place this year. If you want to sponsor a tree for Christmas Tree Lane, participate in the Lighted Parade or be a craft vendor we hope that you get ready for this wonderful event. ——— This column is prepared and submitted by the Corning Chamber of Commerce. Gold Panning & Metal Detecting Demonstrations Featuring Saturday Sept. 10th Author & prospecting team Tom & Fran Leftwich One lucky child will win a Skateboard, Helmet & Kneepads Friday, Sept. 9th Must be present to win Gold Exchange 17 years old • 4:30 Kids up to Gold Panning 30 spots available Must pre-register Garrett Metal Detector Also Fishing for Goodies with a Register to Win ACE 150 3:30-5PM Fundraiser for our local skate park Featuring 413 Walnut Street www.redbluffgoldexchange.com Skateboard Demo's Friday, Sept. 9th Logan Marshall • 11:30-2:30 EVERYONE'S A WINNER!