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Courtesyphoto TheRedBluffEmblemclubhelpedthelibraryoftherecentlyopenedNorthStateVeteransHomeinReddingget off to a good start with 187 books donated by the club. Donation EMBLEM GIVES TO VETS DearMary:Iwould like to know your opinion on the American Express Pass reloadable card for teens. -- Debbie, California Dear Debbie: I am op - posed to any kind of plas- tic for kids of any age. Hon- estly, age 18 is about the right time to introduce credit and debit cards. Just keep in mind that plastic is a privilege for fi - nancially mature adults. Plastic will confuse and abuse your children's thinking processes. It will open the door to ugly atti - tudes of entitlement. Cash, on the other hand, works like a dream. Teach your kids how to earn, save, give and manage cash. They'll love it and so will you. I have written exten - sively about this in my book "Raising Financially Confident Kids," which also includes a foolproof step- by-step plan that will help you to produce financially confident adults. I hope you will read it soon, before you hand your child an American Express card. Dear Mary: In our di - vorce agreement, my ex was responsible for the $5,000 student loan that I co-signed. My attor - ney told me that if he de- faults, I should pay the loan and then sue him for the amount plus legal fees. Sal- lie Mae made me a settle- ment offer, which will show on my credit. Should I opt for this black eye on my credit report? -- -- Kim, California Dear Kim: You hired an attorney, so take his ad - vice. If you have an option, you absolutely do not want a "settled debt" on your record for the next seven years. Dear Mary: Once each quarter we have our house and property treated for pests by Terminix. The re - sults have been excellent and we no longer have the problem with bugs that we had before. Do you know of a homemade or store- bought solution that we can use instead of paying quarterly? The payment is quite high, and although I was able to negotiate with Ter - minix to lower the fee, I know that's just tempo- rary. I am afraid if we don't continually have our house treated, we may end up with an infestation again. -- Gloria, email Dear Gloria: The rea - son that pest control per- formed by a professional service such as Terminix is costly, is because they use chemicals that are toxic and restricted for con- sumer use. The profession- als know how and where to apply the chemicals in a way that doesn't put you and pets in harm's way. There are do-it-yourself options for minor issues such as ants and aphids; however, it sounds to me as if you have bigger prob - lems that do warrant the services of a professional. Instead of trying to do this yourself, I suggest you shop around to find the most cost-effective service possible, and let Terminix know that you are. Also, consider service every four months or twice a year. That might do the trick as a maintenance option, and cut your costs. MaryHuntisthefounderof www.DebtProofLiving.com, a personal finance member website. You can email her at mary@everydaycheapskate. com, or write to Everyday Cheapskate, P.O. Box 2099, Cypress, CA 90630. EvEryDay ChEapskatE Put away the wallet; plastic not for kids Today RedBluff California HeAT Chorus - Sweet Adelines: 7p.m., Meteer school room 26, 695Kimball road, 895- 0139 Childbirth Class: 6:30p.m., st. elizabeth Community hospital, Columba room, Anita 529-8377 fun Senior Aerobics: 8-9 a.m., $1, Community Center, 1500s. Jackson st. 527- 8177 Grief Support Group: 3 p.m., st. elizabeth Commu- nity hospital, Coyne Center, Kristin, 528-4207Imagina- tion train storyhour, 4p.m., tehama County Library Kelly-Griggs House Mu- seum: 1-3p.m., thursdays and sundays, 311Washing- ton st., tours by appoint- ment,527-1129or 527-5895 latino Outreach, noon: Family resource Center, 220sycamore st. ste. 101, 528-8066 live country music: 5-7 p.m., dinner, Veterans hall National Alliance on Men- tal Illness: 6p.m., tehama County Chapter Meeting, County Department of education, 1135Lincoln st.., 515-0151 Painting session, Red Bluff Art Association;: 10 a.m., tehama District Fair- ground, 529-1603 PAl Martial Arts: ages 5-18, 3-5p.m., 1005Vista Way, ste. C, free, 529-7950 Penny Bingo: 9:30a.m., Community Center, 1500s. Jackson st. Pinochle for Seniors: 12:30-3:30p.m., 1500s. Jackson st., free, 527-8177 Phoenix Community Support Group for those getting over chemical dependence: 11:30a.m., presbyterian Church, 838 Jefferson st., 945-2349 Red Bluff exchange Club: noon, M&M ranch house, 645Antelope Blvd. #1 Red Bluff lions Club: 6 p.m., Veterans Memorial, 527-8452 Rock Choir: 4p.m., 601 Monroe st., free, all wel- come Senior Chair Volleyball: 1p.m. Community Center, 1500s. Jackson st. Sunrise Speakers Toast- masters: noon, 220syca- more st. Swinging Squares Square dance Club: 7p.m., Com- munity Center, 1500s. Jackson St., beginner or review classes: 529-1615 Tehama County Peace Officers Association: 5:30 p.m., M&M ranch house Tehama County Public Health Advisory Board: noon-3:15p.m., 1860Walnut st., shasta Conference room, 527-6824 CORNING Am-vets: 4p.m., Corn- ing Veteran' Memorial hall, 1620solano st. Cal-fresh and Healthy family Appointments: 1-3p.m., Family resource Center, 1488south st., 824-7670 Corning Patriots: 6p.m., senior Center, supervisor candidates invited to speak, 824-2332 dance with Juana:, noon to 1p.m., Family resource Center, 1488south st., 824-7670 diabetes Support Group: noon, senior Center, 1015 4th Ave. dual diagnosis Group: 1:30, 1600solano st., 527- 8491, ext. 3309 Improved Order of Red- men # 203: 7p.m. Indepen- dent Grange 470, 20945 Corning road, 824-1114 Sewing group: 9a.m., Family resource Center, West and south streets, 824-7670 Soccer training: 4-6p.m., except for holidays and rain, Woodson school soccer field, 150N. toomes, 824- 7680 Women's Support Group: 6p.m., Family resource Center, West and south streets, 824-7670 Friday Red Bluff Bingo: doors at 5p.m., early birds at 6p.m. Community and senior Center, food available Celebrate Recovery: 7 p.m., Bethel Assembly of God, 625Luther road, 527- 0445or 366-6298 Nutrition Classes: 12:30- 2p.m, Northern Valley Catholic social service, 220 sycamore #101, 528-7947 Red Bluff Rotary Club Sunrise: 7a.m., M&M ranch CORNING May Madness Car Show: 5:30p.m. cruise, 8p.m. fire dancers, downtown lOS MOlINOS Good Stuff Sale: 8a.m. to 4p.m., Cone Community united Methodist Church, 11220state route 99e los Molinos Grange: 7 p.m., Grange hall, 68th and singer avenues, 529-0930 Saturday Red Bluff Bird walk: 8a.m., sac- ramento river Discovery Center, 1000sale Lane Book sale: 9a.m. to 4p.m., tehama County Library Cinco de Mayo celebra- tion: 11a.m. to 5p.m., te- hama District Fairground Calendar Professor Michael Leit- ner provides his authorita- tive perspective on life in Is- rael in an International Fo- rum talk at 4 p.m. Tuesday, May 6, about his forthcom- ing book, "Israeli Life and Leisure in the 21st Century." Leitner, with the Depart- ment of Recreation, Hospi- tality and Parks Manage- ment, will speak in Ayres 120 on the Chico State Uni- versity campus. Interna- tional Forum talks are free and open to the public. Following the talk, par- ticipants are invited outside Ayres Hall for Israeli food, music and dancing. For in- formation, send an email to qdebrito@csuchico.edu. "Israeli Life and Leisure in the 21st Century" is co-ed - ited by Leitner and his wife, Sara Leitner, a kinesiology instructor. They are also co- authors of "Leisure in Later Life" and "How to Improve Your Life Through Leisure." The Leitners' new book will include chapters on top - ics ranging from recreation services in Israel for special needs populations to Bed- ouin entertainment. Leitner, has made numer- ous trips to Israel research- ing the value of recreation to reduce hatred and nega- tive attitudes among Arabs and Jews. LECturE Ta lk o n Li fe i n Is ra el i s se t fo r Ma y 6 "t ea ch y ou r kids how to earn, save, give and manage cash. they'll love it and so will you." — F in an ce e xp er t M ar y H un t www.redbluff.mercy.org /veincare GetaLeguponYour Health With the St. Elizabeth Center for Vein Care. Call anytime 888-628-1948 for a referral for varicose vein treatment options redbluff.mercy.org/veincare RUNNINGS ROOFING SheetMetalRoofing ResidentialCommercial • Composition • Shingle • Single Ply Membrane Ownerisonsiteoneveryjob ServingTehamaCounty 530-527-5789 530-209-5367 NoMoney Down! "NoJobTooSteep" " No Job Too Flat" FREE ESTIMATES CA. LIC#829089 100JacksonStreet, Red Bluff (530) 529-1220 First 50 new members $ 25 .00 month CallorComeIn for details STOVEJUNCTION The TheNorthState'spremiersupplierofstoves 22825 Antelope Blvd., Red Bluff 530-528-2221 • Fax 530-528-2229 www.thestovejunction.com Over 25 years of experience Tues-Sat9am-5pm• ClosedSun&Mon Now Carrying! GreenMountainGrills & Accessories Serving Butte, Glenn & Tehama Counties Deli-TastyBurgers-Wraps NewTo-GoSection Thursday,Friday&Saturday Lunch&Dinner Happy Hour with Cocktails, Food & Entertainment Sun. 9am-2:30pm FREE Whole Wheat Pancakes on May 11th Open all day for Mother's Day Saigon Bistro 723 Walnut St. Red Bluff • 528-9670 LIFESTYLES » redbluffdailynews.com thursday, May 1, 2014 » More At fACeBOOK.COM/RBdAIlYNeWS AND TWITTeR.COM/RedBluffNeWS a4