Issue link: https://www.epageflip.net/i/226992
6B Daily News – Thursday, December 12, 2013 Power-up your credit cards YOUR CLASSIFIED WILL APPEAR ON OUR WEBSITE www.redbluffdailynews.com Classified 530 527-2151 HOW TO PLACE YOUR ANNOUNCEMENTS Announcements CLASSIFIED AD Lost & Found CALL: 1-855-667-2255 MAILING ADDRESS PO Box 220, Red Bluff, CA, COME AND SEE US 545 Diamond Ave., Red Bluff, CA 9:00 am - 5:00 pm. Notices Personals Don't forget your name, address & phone number WE ACCEPT on holiday gifts — $500 that's in your bank account. You could spend that $500 directly at Amazon.com. Or you could buy $500 worth of Amazon.com gift cards with your cash-back credit card at the grocery store, and get 6 percent ($30) of that $500 back. That's a pretty decent discount on a planned purchase. "That $30 saved may be great during the holidays, but it doesn't work like that all the time," Fielding warned. "What if you don't need to spend $500 at Amazon right away? Can you afford to have $500 sitting in Amazon gift cards? This is such a rich industry, with so many different options, and ways to get significant value out of your credit cards. You need to do your homework and have a reasonable expectation of what you're going to get. Be realistic." For example, with planning, you probably can earn enough points or miles in one year to earn a couple of round-trip domestic flight tickets. Doing the math is tricky. A point might be worth anywhere between 50 cents and $1.25 through different rewards programs. And points are notoriously vulnerable to inflation rates that vary from one carrier to another. "I've been leaning toward the top-notch cashback cards as the best value now, because airline redemptions are disappearing as airlines devalue their points," Fielding said. "We've had three airline-currency devaluations in the past two weeks." When United Airlines was going through economic dire straits recently and Deanda learned that her mileage points would be devalued or lost, she acted quickly. "I had a lot of points to use, and it was better to use them than lose them," she said. "I took my three daughters and my daughter-in-law to Florida, and we all flew free. Flights from Denver to Florida are expensive, so that was a good deal." Today, however, she's thinking about dropping the credit cards that offer the best deals on airline miles. Deanda currently is the primary caretaker for her aging mother, which means she has little free time for travel. But she's planning on keeping the cash-back cards. Stop overthinking everything, you'll be happier I don't remember how we got on the subject, but I was explaining to my 4-year-old the concept of a deserted island. I sensed he grokked it well enough that I went ahead and asked him the mother of all questions: "If you could bring only three things with you to a deserted island, what would they be?" He looked at me and answered instantaneously with the first item he would bring with him. And to be clear, his answer was stated matter-offactly; it wasn't an "a-ha" moment on his part. He heard the question and gave the answer, as easily as if I asked you what two plus two equals. "A boat," he said, like it was the most natural answer in the world, which, as it turns out, is the most natural answer in the world. Just to be sure, I asked why a boat. "So I could get back home," he said. Well, duh. I mean, go ahead and test out the above scenario. Go ask some random adult what they would bring with them to a deserted island. I bet no one says "boat," even though once you think about it, it becomes just about the only thing everyone should bring with them. (Potable drinking water is up there also, but let's not dither over details.) Anyway, this happened months ago, and I couldn't shake the feeling there was something momentous to be discovered as a result of what my son said. I couldn't put my finger on it, but I couldn't stop thinking about it. Now, finally, I think I've got it. It's pretty simple, in fact: Us adults are pretty stupid when it comes to just about everything and it's because we overthink just about everything. We consider all the angles. We wonder how it's all going to play out. And most of the time, the answers – whether we like them or not – are sitting right in front of us, and all the thinking in the world wouldn't change the obvious. And even more often, these choices we agonize over? They simply don't matter. "Report: Only .00003% Of Things That Happen Actually Matter" was a recent, typically satirical headline in The Onion. The "story" reads, in part, "Despite the sense of importance virtually all people place on the details of their day-to-day lives, a new report out this week from the Pew Research Center found that only three in every 10 million things that happen actually matter … our research found that how much caffeine you drink, your kid's soccer game, what time the supermarket closes do not matter in any way, regardless of your level of interest in them." And while it may seem buying into The Onion's "joke" here would be a quick way to living either a whiny, "what does it all matter?" life (all, alternately, a nihilistic life), I'd like to think it might lead to a more thoughtful, enjoyable stay here on Earth. After all, if we stop overthinking every decision, if we realize most things don't matter, it would seem to free up plenty of mental time for more important pursuits, whether they be dreaming up plans for world peace or replaying game 6 of the 1986 World Series in our heads. ("Behind the bag. It gets through Buckner! Here comes Knight and the Mets win it!") But that's not all it would do. If we managed to stop overthinking so much, I bet we'd all be happier. Think about it: How much of your day-to-day stress comes from wondering how this or that is going to play out, how you might be able to influence this or that, how this or that seems to be the most important thing in the world? If you're anything like me, that's where most of my stress lies. Worrying about things. But if I allowed myself to stop worrying and just make quick decisions – get right to the fight, or just take flight and be done with it – I know I'd feel lighter. To free myself of that mental load? It would be fantastic. Plus, it would simply save so much time. Instead of anguish, I could be … well, I could probably even build a boat. Jeff Edelstein can be reached at facebook.com/jeffreyedelstein and @jeffedelstein on Twitter. Community Clip? e-mail: clerk@redbluffdailynews.com or Fax: 527-9251 REAL ESTATE Automotive Auto Service/Parts Auto/Trucks Wanted Bicycles Boats & Watercraft Motorcycles, Scooters RV, Trailers, Campers Trucks, Pickups, Vans, 4x4's FARM - GARDEN - PETS Farms & Ranches Farm Equip. Supplies Farm Pasture, Rent/Lease Feed, Fertilizer, Firewood Horses, Livestock, Poultry Nursery Stock, Seed Pets DAILY NEWS RED BLUFF TEHAMA COUNTY T H E V O I C E O F T E H A M A C O U NTY S I N C E Office Hours: MON.-FRI. 8:00-5:00 Closed Saturday, Sunday & major holidays LEGAL NOTICE RESOLUTION 08-13 The Rio Alto Water District Board of Directors has set a public hearing to be held at 6:00 p.m., Wednesday, December 18, 2013 at the District Board Room, 22099 River View Dr., Cottonwood, CA. The proposed action is the adoption of increased water connection fees to cover the additional costs required to facilitate compliance with the amended California Residential Building Code Section 313. For further information, please contact the District at (530) 3473835. Publish: December 4, 5, 6, 7, 10, 11, 12, 13, 14 & 17, 2013 LEGAL NOTICE Pursuant to Section 54972 of the California Government Code, notice is hereby given that vacancies have occurred on the following City of Red Bluff commissions: Planning Commission 1 vacancy (term to 12/31/16) expire Parks and Recreation Commission 2 vacancies (term Lots & Acreage Out of town Real Estate Real Estate Wanted Red Bluff Real Estate TRANSPORTATION Deadlines to place and cancel ads To run on: Submit ad by: Tuesday Friday 1 pm Wed.-Friday Day before at 1 pm Saturday Friday 1 pm 1 vacancy 12/31/15) Apts. For Rent Buildings & Offices Houses For Rent Rooms, Roommates Want to Rent/Housing Banking/Lending Child Care SProfessional Services Schools, Inst. Trng. AD DEADLINES Building Supplies Farm Equipment, Supplies Tools & Equipment Heavy Equipment Wood For Sale RENTALS SERVICES General Help Wanted Licensed Contractors Salespeople Wanted Work Wanted 530-527-5774 WOOD-CONSTRUCTION Mobile Homes Mobile Home Parks & Sites RV Parks EMPLOYMENT SEND A FAX When Thornton resident Alice Deanda's daughter got married in Hawaii a few years ago, Deanda and three of her family members flew free — thanks to points redeemed from Deanda's credit card. "I charged everything I possibly could on my United credit card, so I could get the mileage points," Deanda said. Deanda could be a role model for novices interested in getting the most value out of a credit-card rewards program. She uses only credit cards that offer rewards — either airline-specific mileage points, convertible points (which apply to various airlines) or cash-back rewards. She religiously pays off each credit card every month and on time. She monitors the number of points she has earned through her credit cards. She is fanatically careful to avoid carrying debt or paying interest. And that discipline repeatedly has paid off over the past 50 years or so. "That's the right way to do it," says Andrew Fielding, president and owner of Shrewd Travel, a bookings website that helps clients maximize their airline, hotel and credit-card reward points. "There are so many different ways to take advantage of this stuff. I could spend two weeks discussing all the amazing deals and ways to take advantage of credit cards. For example, Chase had a card that once had 10 points per swipe. That meant you could buy everything in $1 increments, and essentially get 11 points per dollar — 10 bonus points, plus another for the one dollar." Sounds good, right? But there's a caveat: Do not play this game if you carry any credit-card debt, or you risk getting into worse trouble financially. "It doesn't make sense to do this unless you can pay your credit cards off every month, on time and in full," Fielding said. "This only works if you already have the money that you're going to spend anyway. And even then, you need to think about the best way to maximize your rewards." For example, say your credit card offers 6 percent cash-back rewards for grocery store purchases, and you've budgeted $500 to spend MOBILE HOMES to expire 1 Student appointment (one year term with an expiration date of 12/31/14) Interested parties may submit applications, which may be obtained at Red Bluff City Hall, 555 Washington Street, weekdays between 8 a.m. and 5 p.m. The closing date for receiving applications is Monday, December 23, 2013 at 5 p.m. GENERAL MERCHANDISE Antiques & Collectibles Auctions Computers Exercise, Health, etc Free Items Furniture, Appliances Internet Services Miscellaneous For Sale Misc. Wanted to Buy Sports, Guns Wanted to Trade Yard Sales ALL ADS MUST BE PREPAID Check Your Ad Upon First Publication. Report any errors immediately, 8:00am to 2:00pm. The Daily News will not be responsible for typographical errors. The Daily News reserves the right to revise or reject & to properly Classify Ads. Under no circumstances will the Daily News be responsible for more than the cost of the advertisement. LEGAL NOTICE FICTITIOUS BUSINESS NAME STATEMENT File No. 2013000362 The following person(s) is (are) doing business as: MAIN STREET AUTO SPA 312 Main St., Red Bluff, CA 96080 Red Bluff Car Wash, Inc. 312 Main St. Red Bluff, CA 96080 The registrant commenced to transact business under the fictitious business name or names listed above on 12-9-2008 This business is conducted by: A Corporation S/By: Paul Scipione Paul Scipione, Sec/Treasurer This statement was filed with the County Clerk of Tehama County on 11/21/2013 BEVERLY ROSS Tehama County Clerk & Recorder Publish: December 5, 12, 19 & 26, 2013 LEGAL NOTICE FICTITIOUS BUSINESS NAME STATEMENT File No. 2013000369 The following person(s) is (are) doing business as: K & B NURSERY 8750 El Camino Ave, Gerber, CA 96035 Kevin William Randel 2777 Eaton Ave. Apt.#18 Chico, CA 95973 The registrant commenced to transact business under the fictitious business name or names listed above on 12-2-2013 This business is conducted by: an individual S/By: Kevin Randel Kevin Randel This statement was filed with the County Clerk of Tehama County on 12/2/2013 BEVERLY ROSS Tehama County Clerk & Recorder Publish: December 5, 12, 19 & 26, 2013 Members of boards and commissions and consultants to state and local government agencies are also required by the City of Red Bluff's conflict of Interest Code to disclose their personal financial interests if LEGAL NOTICE they make or participate in makNOTICE TO CONTRACTORS ing governmental decisions that could affect their private finanNOTICE IS HEREBY GIVEN that cial interests. the Board of Supervisors of the For more information, contact County of Tehama, will receive the Deputy City Clerk's Office at bids for the "SOCIAL SERVICES BACK OFFICE ADDITION". 527-2605 ext. 3057. Bids shall be submitted on forms included in the Project Manual. Copies of the Project Publish: December 10, 12, 17, Manual and the drawings may be obtained for a nonrefundable 2013 payment of $55.00 per set from Tehama County Administration, 727 Oak Street, Red Bluff, CA 96080, (530) 527-4655, Attn: Cindee Brewer. An additional $8.00 payment is required to mail the bid documents. CHERYL L. SMITH Deputy City Clerk Professionally Designed Business Website for only $399? Details online at http://tinyurl.com/pwvymz7 or call your Daily News Account Executive (530) 527-2151 Built by Wehrenberg Design, a national digital design firm, certified by The Daily News. Copies are on file and open to public inspection at Tehama County Administration at the above address. Bid documents can also be examined at area Builders Exchanges or on the County website at www.co.teha ma.ca.us. under Bidding Opportunities. Bids must be received at Tehama County Administration, 727 Oak Street, Room #202, Red Bluff, CA 96080 no later than 3:00 PM on Thursday, January 2, 2014, at which time the Project Coordinator will open said bids. Bids shall be submitted in sealed envelopes and marked in the upper left hand corner, "So cial Services Back Office Addition", together with the name and address of the bidder. The bids will be opened and read publicly and bidders or their agents are invited to be present. There will be a mandatory prebid walk-thru on Wednesday, December 18, 2013, at 1:30PM on site at 310 So. Main Street, Red Bluff, California. Pursuant to Section 1770 and following of the Labor Code, the Contractor for the work will be required to pay, at least, the general prevailing wage rates as determined by the Director of the Department of Industrial Relations of the State of California. Questions or wage rates pertaining to the general prevailing wage should be directed to the Division of Labor Statistics and Research, P.O. Box 420603, San Francisco, CA94142-0603 or http: //www.dir.ca.gov/DLSR/PWD/TE H.xls Bidder's bond, labor and material payment bond and performance bond are required. The County reserves the right to reject any and all bids and waive any informalities or irregularities in the bidding. Each bidder must be appropriately licensed in the State of California for this project as required by law. PURCHASING AGENT, JULIE SISNEROS By: Cindee Brewer, Deputy Publish: December 6 & 12, 2013