Red Bluff Daily News

November 08, 2010

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Monday, November 8, 2010 – Daily News – 3A To add an upcoming event in the Local Calendar, submit Local Calendar information well in advance to the Daily News, attention Calendar, P.O. Box 220, Red Bluff, 96080 or e-mail to clerk@redbluffdailynews.com.Include a contact name and telephone number. MONDAY,NOVEMBER 8 Red Bluff and Hickory 3101 Al-Anon, 6 p.m., Presbyterian Church, Jefferson Antelope 4-H, 6:30 p.m., Antelope School, 527- Cardiac Support Group, 7 p.m., St. Elizabeth Community Hospital, Columba Room, 527-5077 Head Injury Recreational Entity, 10 a.m., St.Eliz- abeth Community Hospital, Coyne Center, Rusty, 529- 2059 Key to Life, 6 p.m., Family Resource Center, 220 Sycamore St. Ste. 101, 528-8066 Line Dancing for Beginners, 9:15-10:15 a.m., 1500 S. Jackson St., Free, 527-8177 Masterworks Chorale Rehearsal, 6:45 p.m. to 8 p.m., Red Bluff Presbyterian Church, 838 Jefferson St., 527-4203 Red Bluff Community Band, 6:45-8:45 p.m., Presbyterian Church, 838 Jefferson St. ,527-3486 Red Bluff Recreation Line Dance Practice, 9:15 to 10:30 a.m.,1500 S. Jackson St. , 527-8177. Salvation Army Writing Class, 9:30 to 11 a.m., 940 Walnut St., 527-8530 Spartan Athletic Booster Club, 6:30 p.m. Red Bluff Union High School Media Center/ Library Sun Country Quilters Community Service Group, 9 a.m.to 3 p.m., Family Resource Center, 220 Sycamore St. Ste. 101, 528-8066 TeenScreen Mental Health Appointments, 10 a.m. to 2 p.m., free, by appointment only, Youth Empowerment Services, 1900 Walnut St., 527-8491, Ext. 3012 Tehama County Sheriff’s Search and Rescue, 7 p.m., Stillwell Training Center, Park Ave. near Baker Road. 527-7546 Corning Corning 4-H, 7 p.m., Woodson Elementary School, 527-3101 Corning Neighborhood Watch, 5:30 p.m., City Hall, 794 Third St. Narcotics Anonymous, 7 p.m., 815 First St., 385- 1169 or 566-5270. Meetings are everyday through Saturday with an additional meeting at noon on Mon- days Olive 4-H, 6:30 p.m., Maywood School, 527-3101 Sewing group, 9 a.m., Family Resource Center, West and South streets, 824-7670 Spanish Adult Education, 5 p.m., Family Resource Center, corner of West and South streets, 824-7670 Strategies for Success, Life Skill classes, 1:30 p.m., Family Resource Center, West and South streets, 824-7670 Tehama County Mental Health Stakeholders meeting, 1 p.m., Rolling Hills Casino, Carlino’s Event Center Los Molinos Los Molinos 4-H, 7 p.m., Los Molinos Elementary School, 527-3101 Richfield Richfield Neighborhood Watch Program, 6:30 p.m., Richfield Elementary School, 23875 River Road, 824-6260 TUESDAY,NOVEMBER 9 Red Bluff Antelope School Board, 5:30 p.m., Berrendos School Library, 401 Chestnut Ave. Bend School Board, 6:30 p.m., 22270 Bend Ferry Road Community BLS/CPR class, 6 p.m., St. Eliza- beth Community Hospital, Columba Room, 529- 8031 Tehama 4-H, 7 p.m., First Baptist Church , Pine Street, 527-3101 Westside 4-H, 7 p.m., Reeds Creek School Gym, 527-3101 International Order of the Rainbow for Girls, 6:45 P.M., Masonic Hall 822 Main St. 527-6715 Line Dancing for Beginners, 9:15 a.m. to 10:15 a.m., 1500 South Jackson St., $1, 527-8177 PAL Kickboxing, 4 p.m., 1450 Schwab St., 529-8716 or 200-3950 Photo club, 6 p.m., Family Resource Center, 220 Sycamore St. Ste. 101, 528-8066 Pinochle for Seniors, 12:30 p.m. to 3:30 p.m., 1500 So. Jackson St., Free, 527-8177 Playtime Pals Playgroup, 9:30 a.m., Family Resource Center, 220 Sycamore St. Ste. 101, 528- 8066 Red Bluff Emblem club, 7:30 p.m., Red Bluff Elks Lodge, Gilmore road, 527-3421. Red Bluff Rotary, noon, Elks Lodge Red Bluff Union Elementary School District board meeting, 5:30 p.m., 1755 Airport Blvd. Lotto numbers SACRAMENTO (AP) — The winning num- bers drawn Saturday night in the California Lottery’s ‘‘SuperLotto Plus’’ game were: 10-15-27-44-45 Mega Ball: 15 *Regular Price. Must present ad at time of purchase TEA AND BOUTIQUE Fri., Dec. 3rd 10AM to 3PM 25076 Sycamore Avenue, behind La Corona, Los Molinos 9AM to 8PM Sat., Dec. 4th , 2010 , 2010 Crossroads Feed & Ranch Supply 595 Antelope Blvd. Red Bluff, CA 95080 530-529-6400 Shopcrossroads.net Daily News photo by Julie Zeeb Holly Copeland takes a look at a selection of jewelry by Dawn Hixson of Chico at PATH’s annual Holiday Tea and Craft Fair held Saturday at the Sacred Heart Parish Hall.The craft fair drew between 20 and 25 vendors and raised money for PATH’s various activities, which include a winter shelter for the homeless, women’s transitional housing and men’s transitional apartments. A luncheon was held in conjunction with the craft fair earlier in the day. For more information about PATH call 529-5599 or visit the Website www.rbpath.com. Buttes hike to be held Sunday Experience an exhila- rating view of the Sacra- mento Valley by joining the Sacramento River Preservation Trust’s Sut- ter Buttes hike on Sun- day, Nov. 14. This 5- hour unhurried walk begins with a stopover at a large Indian encamp- ment, then a trek up an andesite dome to take in a view of Peace Valley, an interior basin on the Butte’s northern flank. After a brief geol- ogy presentation we rise further to the top of the Butte’s “rampart” hills looking down at impres- sive erosion that took place over the eons. The highlight of the hike will be a climb to 800’ above the Sacramento Valley where we will take in an expansive panorama; if it is a clear day we will see Mount Shasta. The excursion ends with a visit to an ancient Indian campsite to feel a unique bedrock mortar stone. The hike will be lead by Daniel Barth of the KWIK KUTS Family Hair Salon WITH COUPON REGULAR HAIRCUT JOIN 4-H Call the 4-H office for information November 23, 2010 527-3101 Last day to join Senior & Child Reg. $12.95 PERM OR COLOR Not good with other offers 1064 South Main St., Red Bluff • 529-3540 $200 $500 35th Expires 10/31/10 Reg. $55.00 Annual off & Up off Reg. $13.98 Yuba Historical Society. Daniel is a life-long res- ident of the Sutter Buttes area. This cross country hike is of moderate diffi- culty and includes some short strenuous climbs. Sturdy walking shoes or boots are recommended. Bring a lunch and water. Advance reservations are required. Arrive in Live Oak at 8:30 a.m. The tour ends at 3:30 p.m. Be sure to bring water and a lunch. The hike takes place A Clean, Reliable, Trustworthy, Chimney Company... Possible? ”Their tarps are always clean and my home is always clean afterward. What I like best is their reliability and quality.” “I can trust them!” Dr. Evan Reasor Flue Season 527 3331 THE Chimney Professionals Bring in this ad to receive $10 OFF* any rain or shine. Cost is $25 for Trust members and $35 for non-mem- bers Children 12 and under welcome for a cost of $10 For reservations or information, call Liz Gardner at the Trust office: 345-1865 or e- mail: liz@sac- rivertrust.org. Jack the Ribber Come by for the Best Lunch in town • Ribs •Tri-Tip • Pulled Pork • Specials Tues.-Sat. 6am-8pm Sun. 10am-3pm Closed Monday 1150 Monroe St. 527-6108 facts & FICTIONS Book Store STORE CLOSING SALE After 28 Years In Business Look at what’s available for the Holidays EVERYTHING M-F 11-4, SAT. 10-2 409 Walnut St. 527-1449 20% OFF In search of personal responsibility I'm trying really hard not to start today's column with "See? I told you so!" Clearly, I've failed. Let's go back a few years, like five or six. Or eight or 10. I cannot count the times over the years that I have pleaded with my readers not to fall for nothing down or interest-only mort- gage loans. And how many times did I warn against the lunacy of stripping the equity from homes through the magic of home equity loans? I warned; I pleaded. I think I even nagged on a few occasions. The rea- son, I explained over and over again, was that no one knew what the future would hold. Homes would not contin- ue to appreciate forever. Your job may not always be there for you. You need to remain in a position in which you could sell your home, and if you owe too much, that may not be possible. Never, I advised, purchase the most home for which you qualify, even if the lender promises that it will be OK. No lender knows your situa- tion better than you. Purchase, instead, the home that you know you can afford. Then downgrade your lifestyle a few notches to make sure you won't be in over your head. I am grateful that many of you did listen. And I have a feeling that those of you who did are grateful today. You are on your way to owning your home free and clear because you didn't buy above your means and you didn't cash out all of your equity. Recent news suggests we are on the heels of yet another crisis in this coun- try -- a big fat mortgage foreclosure fiasco. This I really do not understand. Sure, I get the "robo-signers" and the related argument, but how does a botched procedure negate the fact that these homeowners stopped making their mortgage payments? I just wonder whether the homeowners we now are reading about -- the ones who have stopped making their mortgage payments but feel perfect- ly entitled to stay in their homes -- ever have read the mortgage documents they signed. The terms are pretty clear. Basically, the bank says, "We will lend you the money to buy the house. We will share ownership of the house, but you can live in it while you're making the payments. If you stop making the pay- ments, the deal is off. We will take the house back in lieu of your repaying the money we lent you. If you don't pay your mortgage, you can't stay in the house." This whole foreclosure mess Mary Hunt Everyday Cheapskate leaves me wondering what has hap- pened to the ethics of personal respon- sibility. There is no doubt that many people in this country have fallen on hard times, and that is tragic. But even when life throws a curveball, taking full responsibility for our decisions and actions is just the right thing to do. Looking for procedural loopholes and demanding rights that simply do not exist flies in the face of right living. I have a feeling that I've just raised the ire of at least a few of my readers. I'd love to hear what you have to say, and I invite your feedback at my blog, at http://www.MoneyRules- DebtStinks.com. I'll see you there. Mary Hunt is the founder of www.DebtProofLiving.com and author of 18 books, including her best-selling classic "Debt-Proof Living." You can e-mail her at mary@everydaycheapskate.com, or write to Everyday Cheapskate, P.O. Box 2135, Paramount, CA 90723. PATH holds craft fair, luncheon

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