Redstone Federal Credit Union

Winter 2026

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R E A S O N S T O L O V E R E D S T O N E Redstone Federal Credit Union is making it easier than ever to manage your retirement savings. With Retirement Central, powered by Ascensus, you can open, manage, and even close your Individual Retirement Accounts (IR As) – all online, all in one place. With Retirement Central*, you can: › Open a Traditional or Roth IR A › Contribute to an existing IR A › Transfer or roll over funds from another retirement account › Request distributions and manage beneficiaries No branch visit is required. Retirement Central gives you convenient, 24/7 access with step- by-step guidance and industry- standard security. Simply visit redfcu.org/IRA to get started. Most accounts are set up within 24 to 48 hours. *Membership required; visit redfcu.org/join for details. A $5 minimum deposit is required to open the Savings IRA Account. The minimum daily balance required to earn dividends and the stated Annual Percentage Yield is $5.00. No dividends will be earned for the length of time the daily balance falls below $5.00. The dividend rate and APY are subject to change monthly. The minimum deposit applicable to the IRA Certificate's term is required to open the account. The minimum daily balance is required at all times to earn the stated Annual Percentage Yield. Once an IRA Certificate is opened, the dividend rate and APY will remain in effect for the term of the account. A substantial penalty will be imposed for early withdrawal of principal prior to maturity. A withdrawal may reduce account earnings. Rates and terms subject to change without notice. Fees and other conditions could reduce earnings on the account. Refer to the IRA Truth in Savings Disclosure Supplement for further terms and conditions. RFCU does not offer tax advice. See your tax advisor for your specific questions. Introducing Retirement Central Redstone Annual Meeting February 26, 2026 | 6:00pm CST Visit redfcu.org/meeting to learn more.

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