Redstone Federal Credit Union

Redstone VMAG Fall Q4 F231102-B

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r e d f c u.o r g | 9 R E D S T O N E I N S U R A N C E S E RV I C E S Redstone Services Group SM , LLC d/b/a Redstone Insurance Services, is a wholly owned subsidiary of Redstone Federal Credit Union ® (RFCU ® ) but are separate entities. Redstone Services Group, LLC is a licensed insurance agency that sells insurance policies issued by third-party insurance companies. The insurance products are not products or obligations of RFCU, are not NCUA or federally insured, and are not endorsed, warranted, recommended, or guaranteed by RFCU or any government agency. The insurance products may be offered by a dual employee who also sells insurance products on behalf of a third- party insurance company. RFCU and its affiliates are committed to fair, equitable, and nondiscriminatory practices. Contact the Social Security Administration at 800-772-1213 to confirm your eligibility for Medicare benefits. Review your current health insurance coverage to find out what happens after you turn 65. 7 to 9 months before your 65th birthday: Calculate your costs including premiums, deductible, and copays. Make sure to ask these important questions: • Will I have to choose hospital and healthcare providers from a network? • Will my doctors accept the coverage? If not, are there doctors near me who will? • What will my prescription drugs cost? 4 to 6 months before your 65th birthday: Enroll in Medicare Part A and Part B, if you have not already done so. If you have not received your automatic enrollment information in the mail, contact the Social Security Administration at 800-772-1213. Confirm receipt of Medicare card(s). Check in with your Redstone Insurance Services agent at 256-617-6005 or email Redstone at medicare@redfcu.org. 1 to 3 months before your 65th birthday: Medicare Enrollment Checklist

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