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4 | r e d f c u.o r g Watch your savings grow. Online and mobile banking mean you can check your balance 24/7. Get your money just in time for holiday shopping. No need to adjust your budget or search for ways to make extra money. When those sales fliers start sailing in, you can take advantage of the deals. Earn interest. You can get paid to save for the holidays! at's a smart money move, especially compared to paying interest on your credit card, if that's how you usually pay for purchases. Put some thought now into next year and get ready to experience a whole new level of happy for the holidays. Check out Redstone's Christmas Club Savings Account. Make the holidays even more merry by saving all year long with a Christmas Club Savings Account. It's a dedicated account that helps you save for holiday expenses. You can "set it and forget it" with automatic transfers or direct deposits, or simply make transfers when you choose. Plus, you'll earn dividends! Funds are automatically disbursed to your account of choice in early November – just in time for the big shopping season or for a holiday getaway if you prefer. ere's no minimum balance required to open the account or earn dividends, which are paid quarterly. Wondering whether a Christmas Club Savings Account is right for you? Let's look at the benefits! Minimize stress. A little planning ahead makes a big difference. Build your holiday savings throughout the year and be ready when the wish lists start arriving. Instead of dread, you'll enjoy peace of mind. Enter the new year financially stronger. No credit card debt in January as a result of Christmas spending? It's possible! The Benefit s of a Chris tmas Club S avings Account Oh, What F un It Is to Save! Must be eligible for membership and open a share saving account in order to join RFCU ® and open a Christmas Club savings account. Minimum balance of $5.00 is required to open and be maintained in the share savings account at all times to join. Fees and other restrictions may apply. Must have online banking username and PIN/password to access online banking.