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4A Daily News – Wednesday, August 7, 2013 Commerce business&enterprise Flower shop is Business of the Month Sweets shop joins chamber Courtesy photo Pictured, from left, are The Red Bluff Flower Boutique owner Kristina Troutman and store manager Marrollee Horton. The Daily News and Red BluffTehama County Chamber of Commerce Business of the Month for July was The Red Bluff Flower Boutique, selected by a chamber committee from nominations received. The nominating customer visits the Flower Boutique on a regular basis and wrote, "The employees are wonderful and they are florists with a heart." The Flower Boutique was recently reopened by a new owner, Kristina Troutman, and has quickly become a great addition to the community. It is nice to see the shop open again and filled with flowers. The Chamber of Commerce was happy to receive this nomination and to recognize this business for its great customer service. Nominations for Business of the Month are available on the chamber's website at www.redbluffchamber.com. Those who submit nominations that are chosen for Business of the Month receive a $25 gift certificate at the Tehama County Business of their choice, courtesy of The Daily News and www.redbluffdailynews.com. Hill named Associate of the Month The Red Bluff Express Employment Professionals office has named Thomas Hill as its Associate of the Month for July. Hill has worked on assignment since April as a painter assistant and his supervisor nominated him because he is always early, has a great attitude, he's willing to do anything asked, work any shift and he's a quick learner. Hill is getting ready to be hired on as a regular full-time employee any day now. "We appreciate hard working employees who go above and beyond their regular duties," said Lisa Hansen, owner of Express in Red Bluff. "We were so happy to help Thomas bridge the gap to full-time employment and appreciate his hard work and dedication." Express Ehelps nearly 300,000 people find jobs each year with over 550 offices in four countries. For more information, visit www.expresspros.com. Dos and don'ts of asset allocation Asset allocation is an volatile market conditions investment strategy of or a major life event like a diversifying your invest- sudden job loss may prompt ments among different you to re-balance. Pick a kinds of asset classes, such date each year to review as stocks, bonds, real estate your portfolio and be as and cash. While asset allo- consistent as possible. Note that rebalancing cation does not may result in assure a profit or product and/or protect you trading fees and against a loss, a realized gains or diversified portlosses. folio can help Stick to your you weather the long-term asset market's ups and allocation stratedowns and gy. That means potentially rebalancing your reduce the level portfolio to match of volatility in your fixed goals your investment Alan or percentages portfolio. Here instead of trying are the dos and to predict where don'ts of asset the market is allocation. headed. It can be easy to DO: Rebalance annually. react emotionally to market There's usually no reason to swings, but maintaining reallocate more frequently consistency in your strategy than once a year, but you is generally the best way to may review you asset allo- ride out economic headcation during your mid-year winds. Consider the tax implifinancial check-up as well. Though your risk tolerance cations. To help avoid big may not change that often, tax bills, ask your tax or Foley Jewelry Sale 30% Off All Jewelry With purchase of any jewelry item at 30% off, you can buy a New Colored Stone or Estate Jewelry item and get.. 50% off WEAR TIE DYE SALE Go to our facebook page for our Facebook.com/redbluffgoldexchange Gold Exchange Business of the Year Alan Foley, CFP CHFC, , is a Financial Advisor with Ameriprise Financial Services, Inc. in Red Bluff. He is at 2150 Main St., Ste. 8, Red Bluff, or you may call him at (530) 5281328. His website is www.ameripriseadvisors.c om/alan.r.foley. Layaway for Christmas 413 Walnut St. (next to the post office) T-F 10am-5:30pm • Sat. 10am-4pm This column is prepared and submitted by the Corning Chamber of Commerce, corningcachamber.org. Chamber update The Red Bluff-Tehama County Chamber of Commerce would like to thank its renewing members: All About Seniors/ GMC Investments Inc., APEX Technology Management, Big Picture, BloodSource, Cleanrite - Buildrite, Coastal Business Systems, Dennis Albright Law Firm, Durango RV Resort, Edward Jones & Co. Susie Mustaine, Fidelity National Title, Food Mart 76, Foothill Distributing, Greenville Rancheria Tribal Health Clinic, Gumm's Optical, Holiday Inn Express - Red Bluff, Jack in the Box, Lassen Mineral Lodge, Luigi's Pizza, Moore & Pascarella, A Dental Group, P.E.T.S., Paint Mart, PJ Helicopters, Inc., Placer Title Company, Psycho Fitness & MMA, Red Bluff Union High School District, The Salvation Army - Red Bluff, Sears - Red Bluff, Sharrah-Dunlap-Sawyer, Tehama County Cattlewomen, Tehama County Department of Education, Valley Yellow Pages. Chamber Farmers Market tonight Fresh produce, food and services. 60+ vendors and Flashback Band playing tonight for the summer concert series - all this Wednesday night. Listen to funk, rock rhythm and blues music. Enjoy a wonderful time in Downtown Red Bluff. EBT, Debit and Credit Cards accepted at both the Wednesday and Saturday markets. The Saturday Market by the River is from 7:30 a.m. to noon. New members Fashion Barn, (530) 529-0151, 650 Main St., Red Bluff, http://www.fashionbarn2.com American Red Cross of N.E. California, 530-244-8000, 3609 Bechelli Lane, Unit I, Redding Ampi Gunsmithing, (530) 200-5386, 510 Luther Road, Red Bluff Kenn Rieders, Accounting/Financial Services, 1350 Donita Drive, Red Bluff, 530 727-9004 HOW ABOUT CHIP SEAL! KWIK KUTS The Affordable Alternative to Asphalt Family Hair Salon If you're tired of potholes and dusty roads 20 % off • Grader • Truck & Transfer • Loaders • Dump Trucks • Grading Tractor • Water Trucks • Backhoe • Oil Truck Weekly Tie Dye Specials Red Bluff investments. Expect asset allocation to do it all for you. Unfortunately there is no magic bullet for investing success. Asset allocation is simply a strategy that may help improve your investing results. When applied carefully in the context of a long-term outlook and overall financial plan, it can be a very helpful tool, but it isn't a sure way to protect your nest egg completely from the frequent ups and downs of the markets. Rebalancing your portfolio can be complex. If you don't already, consider working with a financial advisor who can help you determine your risk tolerance and an appropriate asset allocation strategy for you based on your financial goals and situation. For Private and Community Roads Hourly rates also available on: AUGUST 1ST - 31ST 528-8000 financial professional whether putting your investments in tax-sheltered accounts might be right for you. DON'T: Take on more risk than you can tolerate. Don't confuse personal bravado and risk-taking with the risk that's appropriate for your portfolio. Your investing risk tolerance should reflect your financial situation and how you would manage if the market dipped. If you wouldn't be able to handle a nosedive, adjust your asset allocation to lessen your risk. On the other hand, you may be more conservative than you should be based on your time horizon and unique financial goals. Aim to look objectively at your portfolio and re-asses your risk tolerance regularly. Hold too many investments as a diversification strategy. For example, if you invest in more than one mutual fund with the same objective (ie. aggressive growth), those funds can carry the same risk. A sound asset allocation strategy requires true differentiation across various classes of • New Members – The Corning Chamber of Commerce welcomes these new members: Sweet Swirls Cakes & Confections, 711 4th St. in Corning. Phone (530) 592-5232. Also Heidi Kitahara, Individual Member. • Business Spotlight – Omega Fashions, 1313 Solano Street, has been a member since they opened two years ago in June. Fabiola Rivera is the owner and operator of this attractive shop that provides women's apparel, shoes and accessories. They also carry some children's shoes. Fabiola opened her first shop at 1223 Solano, but when the space at 1313 Solano opened up after the closing of Coffee Club Bistro, she moved to that location. Omega Fashions is open from 11 am to 6 pm, every day except Sundays. Prom and special event dresses can be ordered and received within three days, and the prices are very reasonable. Fabiola and her family live in Corning and have lived here since 2002. When asked what her interests outside of work are, she said, "My church and family." Fabiola has a nice variety of women's clothing and hopes to expand her merchandise in the future. We hope you will stop by Omega Fashions at 1313 Solano and see what they have. The phone number is 824-1970. • Olive Festival – Soon the Olive Festival will be here and we hope you are planning to participate. There are many different activities to choose from. We are still looking for more contestants for the olive cook-off. Cash prizes are offered for the winners of this event. Get your original recipes to the chamber to be selected for the final cook-off on Saturday in the park. If you want to be in the parade or bed races, please send in your entry form or if you don't have one give us a call at 824-5550. We are excited about a new addition to the event. Thanks to TRAX we are able to offer tours of the olive industry and history of the olives in Corning lead by Mayor Strack who will narrate the tour. Anyone interested can join the tour at Woodson Park. We hope that you will invite friends and out of town visitors to join you on the tour. It does not cost anything and you will learn interesting facts about our olives and olive oil that makes Corning what it is today. We are the "Olive City" and we are proud of our heritage. Come celebrate with us at the Olive Festival! • Yard Sale – Saturday, 8 a.m. to noon, Harvest Christian Center yard sale at 1006 Sixth Ave. and South Street. • Second Saturday at the Mill – This Saturday, from 6:30-9:30 p.m., at Lucero Olive Oil's Mill in Corning you are invited to drop by and experience the delicious appetizer buffet by Farwood Bar & Grill showcasing items form local producers. You can sample wine, beer and other items from featured producers. Wine tasting tickets will be available at the door. Appetizer tickets will be available for purchase at the Lucero tasting room, 2120 Loleta Ave, or make your reservations for tickets at 877-330-2190. Tickets are $25 per person and include on beverage. The event is open to all guests 21 and over. • Genealogy Class – Don't forget the "Tracing Your Family Tree –Part 1, Saturday, Aug. 17 from 2-3:30 p.m. at Fountain of Health, 1415 Solano Street. The class is $35, paid in advance and the instructor is Jeanette Harper. Call 689-0222 for more information. ——— with any chemical service of $50 or more Family owned & operated since 1975 Lic. #911130 ANY RETAIL PRODUCT 275-2195 200 Regular $ Haircut off Reg. $13.95 Not good with other offers Expires 8/31/13 With coupon 1064 South Main St., Red Bluff • 529-3540 Sierra Sound NEW & USED CD's Special Orders Avail. Car Stereo Sales - Service Installation We make house calls! 226 So. Main St., Red Bluff 527-3735