Issue link: https://www.epageflip.net/i/1286090
r e d f c u.o r g | 11 Minimum $25 opening deposits and monthly checking maintenance fees may apply to checking accounts, and the monthly maintenance fees vary per checking account type. Must have an RFCU checking account to obtain a debit card. Age and other restrictions may also apply. Online banking and mobile banking: Must have online banking username and PIN/password to access online banking service, open an account online, use mobile banking, use bill pay, set up alerts, use card controls, access eStatements, and use the other associated services. Access to bill pay may be restricted for up to 14 days from online banking registration for new users. Restrictions apply. ATMs: Fees may apply for viewing account balances at some ATM locations. There are no surcharges for withdrawing funds from in-network ATM locations. Fees for use of foreign or non-proprietary ATMs may apply. You Do Need a Checking Account YES! YES! ere are lots of smart reasons to open a checking account. A checking account is essential to managing your money and is one of the first steps to a strong financial foundation. Here's why you need a checking account: Protect Your Money. A checking account is much safer than hiding your money in the mattress. Money at your Credit Union is also insured by the NCUA for up to $250,000. Get Your Money Faster. Your paycheck is available faster with Direct Deposit. Checking accounts also offer debit cards, which allow you to buy goods or services online or in person without cash. Track Your Spending. Using a checking account helps you keep track of your spending and provides a trail if you need to show proof of payment. Track your money from your mobile or online account. Pay Bills Easily. Using your Credit Union's bill pay options in online banking allows you to pay bills from anywhere and makes sure payments get to their destination on time. Save Money. No need to pay high fees to cash checks or get money orders. Pull cash from an ATM anytime and anyplace. Redstone is a part of a worldwide network of surcharge-free ATMs.