Redstone Federal Credit Union

r e d f c u.o r g | 7 This Holiday FINDING EXTRA SAVINGS Need extra cash to spend on gifts, decorations, food, travel and everything else that goes with the holidays? ere's a discount for that! Redstone Discounts! ® ¹ e Biltmore Estate is a unique 8,000-acre estate nestled in the scenic Blue Ridge Mountains of western North Carolina. It's the perfect destination to experience Christmas in a special way. Simply look for your Biltmore Estate discount and discounts from other local and national businesses on our website. Use your Redstone debit or credit card to purchase their goods or services, and your discount will be applied at checkout! See page 9 for more on Biltmore Estate. Pro Tip: Before you start holiday shopping, review the list of Redstone Discounts! retailers at redfcu.org/discounts. MyChoice Rewards² Do you have a Redstone Visa Signature® credit card? If so, you are already set up to earn points just for using your card with the MyChoice Rewards program! ere are several options for how you can redeem those points, including cash back. Pro Tip: Use your Redstone Visa Signature card to purchase holiday gifts, and then redeem the points you earn as cash back directed into your checking account. Redstone Rewards ® is member benefit is similar to Redstone Discounts! as you get extra value for using your Redstone debit card. ese specials are typically provided at national retailers and for a certain time period. You can cherry- pick the discounts you want to use; just look for the Redstone Rewards section in your online banking account. Some offers include earning cash, which is deposited right into your checking account. Pro Tip: Look for retailers that match up to your holiday gift list. Christmas Club Savings For a more long-term option to get some holiday cash, take advantage of the Christmas Club Savings account. e money you deposit into this account will earn you cash throughout the year! is cash is deposited as dividends every three months right into your account. en, as the holidays approach, the money is moved over to your checking account automatically. Pro Tip: Set up monthly automatic transfers from your checking account to your Christmas Club account so you can save money throughout the year without having to think about it! Using your Redstone member benefits gives you more ways to save and much more to spend this season! ¹ Must be a RFCU member or Service Group with a RFCU debit or credit card to participate in Redstone Discounts! or with a RFCU debit card for Redstone Rewards. Discounts and rewards are provided by participating merchants. RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants. RFCU and participating merchants are separate entities. ² Redstone's MyChoice Rewards program – Cardholders will earn points for qualified transactions when using their Rewards Card. You will earn one (1) point for every dollar charged to the enrolled card. Point earnings are based on the net retail purchase transaction volume (i.e., purchases less credits, returns, and adjustments) charged to the participating card during each day by the cardholder. Log in to online banking for more information about the rewards program. The MyChoice Rewards program does not affect the terms and conditions of your Credit Card Agreement with Redstone Federal Credit Union.

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