Issue link: https://www.epageflip.net/i/101250
Tuesday, January 1, 2013 ��� Daily News Local Calendar Submit calendar items to P Box 220, Red Bluff, 96080 .O. or clerk@redbluffdailynews.com. TUESDAY, JANUARY 1 Happy New Year WEDNESDAY, JANUARY 2 Red Bluff Adult Carving Class, 1o a.m.-noon, Red Bluff Veteran���s Memorail Hall, Corner of Jackson and Oak streets, 527-0768 Al-Anon, noon, Presbyterian Church, Jefferson and Hickory Alcohol, Anger and Abuse Group, Call for group time and location, 528-0226 BMX practice races, 5:30 p.m., Red Rock BMX Track, Tehama District Fairground, $3 Community Good News Club, 6-8 p.m., North Valley Baptist Church, 345 David Ave., $10, 527-0543 Elks duplicate bridge, noon, Elks Lodge, 355 Gilmore Road, 275-4311 Nurturing Parenting Dads Program, 10 a.m. to noon, 1860 Walnut St. #D, Shasta Room, call Keith at 527-8491, ext. 3012 Nurturing Skills for Teen Parents, 9 to 10 a.m., 1900 Walnut Street, 527-8491, ext. 3012 Red Bluff Kiwanis, noon, Elks Lodge Red Bluff Derby Girls open tryouts and practice, 6:30 p.m., Tyler Jelly building at Tehama District Fairgrounds Senior Dance, 7 p.m., Westside Grange, Walnut Street Team Kid, 5:30 p.m., First Southern Baptist Church, 585 Kimball Road, 527-5083 TeenScreen Mental Health Appointments, 10 a.m. to 2 p.m., free by appointment, Youth Empowerment Services, 1900 Walnut St., 527-8491, Ext. 3012 Tehama AIDS Consortium, 5 p.m. committee meeting, 5:30 p.m. public meeting, St. Elizabeth Home Health Care, 1425 Vista Way, 527-6824 Tehama County Drug and Alcohol Advisory Board Meeting, noon, 1850 Walnut St., Ste. G, 5277893 Tehama County Library story time, 9:30 a.m., 645 Madison St. 527-0604 Tehama County Technical Advisory Committee, 9 a.m., courthouse annex, 444 Oak St., Room E Tehama Shooters Association, 6:30 p.m., Red Bluff Community Center, 1500 S. Jackson St. 5278727 Widowed persons breakfast, 8 a.m., Tremont Cafe & Creamery, 731 Main St., men and women welcome, 384-2471 Cottonwood Cottonwood Library Story Time, 11:30 a.m.12:30 p.m., Cottonwood Library, 3427 Main St., 3474818 Corning Corning Rotary, noon, Rolling Hills Casino: Timbers Steak House, 2655 Barham Ave., corningrotary.org School Readiness Play Group, 10-11:30 a.m., up to 5 years, free, Family Resource Center, 1480 South St., 824-4111 Spanish Adult Education, 5 p.m., Family Resource Center, West and South streets, 824-7670 Strategies for Success, Life Skill classes, 1:30 p.m., Family Resource Center, West and South streets, 824-7670 VFW Charity Bingo, 6 p.m., Corning Veterans Memorial Hall, 1620 Solano St., 824-5957 Rancho Tehama School Readiness Play Group, 10-11:30 a.m., up to 5 years, free, Rancho Tehama Elementary School, 17357 Stage Coach Road, 824-4111 Los Molinos Take Off Pounds Sensibly ��� TOPS, 8:30 a.m., 25160 Josephine St., 385-1068 THURSDAY, JANUARY 3 Red Bluff California HEAT Chorus - Sweet Adelines, 7 p.m., Meteer School Room 26, 695 Kimball Road, 89501396 Lotto numbers SACRAMENTO (AP) ��� The winning numbers drawn Saturday night in the California Lottery���s ������SuperLotto Plus������ game were: 6-9-20-28-33. Meganumber: 19. Established 1902 3A Pay ahead or pay down? It can be confusing Several months ago, we refinanced our mortgage. The transaction closed in August with the first payment due in October. Rather than take a month off from making a mortgage payment, we made an unscheduled payment in September to reduce the principal right off the bat. We sent a letter with the payment and wrote "Principal Prepayment" on the check. A few weeks later, we got a statement showing that the payment had been credited to the October payment, not to pay down the principal as instructed. The woman in customer service said someone must have assumed that we really wanted to "pay ahead" rather than "pay down." It took a little persistence to convince her to the contrary. Applying that payment to the principal was good for us, but not profitable for the lender. By reducing the principal at the beginning of the loan, we will save more than $4,000 in interest and cut three months off the term. On the other hand, applying it to the October payment would have put almost the entire amount into the lender's pocket in the form of interest. This doesn't mean that it is never wise to pay ahead on a mortgage or other kind of debt. Here's a quick Police reports The following information is compiled from Red Bluff Police Department, Tehama County Sheriff���s Department, Corning Police Department and California Highway Patrol. Arrests ��� Norman Chad Boatman, 47, Corning was arrested Sunday at Houghton Avenue and Elizabeth for felony charges of transportation of a controlled substance, possession of a controlled substance, possession of a narcotic and misdemeanor obstruction. Bail was $58,000. ��� Angel Marie Escalante, 37, Corning was arrested Saturday on Highway 99 at Loleta Avenue for failure to appear on a felony charge. Bail was $100,000. ��� Jamie Morgan Halter, 33, Redding was arrested Friday for felony charges of sending harmful material to a minor and contacting a minor with the intent to perform a lewd or lascivious act as well as misdemeanor sending harmful material to a minor with the intent to seduce. Bail was $45,000. ��� Lacie Lavelle Helton, 25, Red Bluff was arrested Saturday on Washington at Cedar for felony accessory. Bail was $15,000. ��� Trey Clevland King, 25, Red Bluff was arrested Saturday on Walnut for felony use of an explosive device and misdemeanor charges of vandalism, probation violation, obstruction, restitution fine, two failure to pay vehicle operation fine charges and driving on a suspended license. Bail was $581,520. ��� Steven James Izzard, 53, Gerber was arrested Friday on Santa Rosa Avenue for possession of a firearm by a felon and possession of ammunition. Bail was $15,000. ��� Mitzie Chavonne Langley also known by the last name Griffin, 33, Los Molinos was arrested Saturday at Antelope and Gilmore for felony learn that your home is in foreclooverview: 1. Pay down the principal. sure for failure to pay. Some lenders will simply return When you pay down the principal, your loan balance goes additional payments if it is not clear down. But you still have to how they are to be handled. Others automatically apply addimake the next tional sums to future payscheduled payments, defaulting to the ment. Let's say you lender's benefit. make your regular When you make prepaymortgage payment in ments on your mortgage, April plus three extra always enclose clear instrucpayments. You enclose a tions. And make sure you note that the additional also abbreviate your instrucpayments are to "pay tions on the check itself. But down" the principal baldon't leave it there. Follow up ance. You will still have in a couple of weeks to make a payment due in May sure the transaction was hanand June and July, as Mary dled per your instructions. scheduled. And don't be surprised if your 2. Pay the account lender is not easily persuaded ahead. Let's say that you to "pay down." Don't give up. sent those three extra Unless you have a prepaypayments because you ment penalty clause in your are going to Europe for terms and conditions, you the summer and want to have every legal right to "pay pay all of your bills in advance before you leave. In this down" your mortgage, student loans or scenario, you want to "pay ahead." credit cards. You'll be back before the August Mary Hunt is the founder of payment is due. www.DebtProofLiving.com, a If you are not clear how you want the extra funds handled, the personal finance member website. can email her at lender might assume you want to You mary@everydaycheapskate.com, "pay down" the principal balance. You head off on your trip assuming or write to Everyday Cheapskate, you've made your mortgage pay- P.O. Box 2099, Cypress, CA ments. You arrive home only to 90630. charges of possession of a controlled substance and possession of a narcotic as well as misdemeanor paraphernalia. Bail was $33,000. ��� Glenn Calvert McCollum, 51, Cottonwood was arrested Sunday for felony charges of child cruelty and assault with a deadly weapons and misdemeanor obstruction. Bail was $83,000. ��� Chad Leroy McCoy, 42, Corning was arrested Sunday on Pear Street and Chestnut for felony charges of failure to appear on a felony charge and transportation of a controlled substance as well as a misdemeanor paraphernalia charge. Bail was $150,000. ��� Christina Marie Mrasak also known by the last name Hale, 35, Los Molinos was arrested Friday on northbound Interstate 5 at Adobe Road for felony possession of a billy club and misdemeanor paraphernalia. Bail was $18,000. ��� Jason Michael Stewart, 36, Corning was arrested Saturday on 6th Street for felony possession of a controlled substance and misdemeanor obstruction. Bail was $88,000. ��� Joshua William Webb, 24, Redding was arrested Friday at Rolling Hills Casino for felony charges of mayhem, threatening a crime to terrorize, obstruction and charges of obstruction and battery on emergency personnel. Bail was $171,000. Theft ��� Walmart reported a shoplifter around 3 p.m. Friday. ��� Raley���s reported a theft Friday that occurred sometime in the previous days. ��� Items were taken from a vehicle on Robinson Drive Saturday. ���A 1995 Honda Accord was reported stolen from the Walmart parking lot Saturday evening. ��� A woman housesitting on Lincoln Street reported everything was Established 1907 Hunt Everyday Cheapskate removed from her glove box Sunday morning. She woke up to the dogs barking and noticed someone had tried to remove locks off the door. ��� An ATV was reported taken from a barn on the 8000 block of Central Avenue Friday. ��� A resident on the 7000 block of Trukee Avenue reported the theft of a check from her mailbox. ��� A Solano Road resident reported someone has been using his bank account to take money. Vandalism ��� North State Mini Storage reported vandalism to the business Friday. ��� Someone reported an egg was thrown at their vehicle near Walnut and Jackson streets. ��� A man at Circle K reported someone hit his leg with a car door and then the person proceeded to kick a dent into his vehicle. ��� A rock was thrown through a vehicle window at Lake California Park N Ride causing $400 in damage. Violence ��� A woman reported she was battered by her sister on Second Street Friday. ��� A battery was reported on Aloha Street Sunday. Break-in A woman reported about 7 a.m. Saturday that a man was trying to get into her Marguerite Avenue residence. Shane Thomas Fancher, 27, was arrested in the 1000 block of Marguerite and booked for public intoxication. Brandish Someone reported Friday afternoon that an older man in a small silver SUV had brandished a pistol at them several times on I-5 and followed them when they exited the freeway in the area of Solano Street in Corning. An area check was made, but the man was located. Crashes ��� A 20-year-old Camp Pendleton man was injured in a crash at 11 a.m. Saturday on northbound Interstate 5, south of Hall Creek. Spencer Rule was taken to St. Elizabeth Community Hospital for minor injuries. Rule was driving north in the slow lane at 70 mph when he allowed his 2011 Kia Forte to drift left across the fast lane where it hit a metal guard rail, bounced back across the lanes and hit a concrete bridge. The vehicle continued out of control across the lanes and hit a guard rail next to the center divider. The Kia had major damage. ��� A solo vehicle crash at 9:10 a.m. Monday on Hooker Creek Road at the northbound Interstate 5 onramp temporarily blocked the westbound lane of Hooker Creek Road. The crash, which involved a vehicle overturned onto its roof, was a property damage only collision. Fruit toss ��� Someone in the area of Colusa Street in Corning reported Friday morning that someone threw fruit at their car and that their son had seen a grey car driving away. Extra patrol was provided, but the suspect was not located. Albertson Training Center - KIDS SPECIAL Babysitting Classes Ages: 8 to 12 welcome Call to register 530-527-4997 margescpr@juno.com 80 Gurnsey Ave. - Red Bluff, CA 96080 (Behind Guy Rents) Established 1922 GEO GROWNEY MOTORS Tod Dolling 1160 Main St., Red Bluff Travis Dolling 3rd Generation 4th Generation Where compassionate care meets state of the art health care (530) 527-1616 804 Main Street ��� Red Bluff CA LIC #0455992 2550 Sr. Mary Columba Drive Red Bluff, CA (530) 529-8000 redbluff.mercy.org (530) 527-1034 ���We Aim To Please��� Geo. Growney Sr. 1922 Geo. Growney Jr. 1966 Mike Growney 2002