Desert Messenger

May 3, 2017 www.DesertMessenger.com 9 LIVE SMOKE-FREE Second-hand smoke kills 53,000 people a year. It's no longer a busi- ness issue; it's a public emergency. Report Smoke-Free Arizona viola- tions anonymously at www.smoke- freearizona.org or call 928-669-5912. MOUNTAIN QUAIL C AFE Open 7am - 7pm 7 DAYS/ WEEK 928-927-8890 & Gift Shop 500 N. Moon Mt. Ave., Quartzsite (corner of Moon Mt. & Quail Trail) B-10, Main St. Moon Mountain X Quail Trail N Hwy. 95, N. Central • DAILY SPECIALS • Friday FISH Special • Sat. PRIME RIB • Sunday POT ROAST Enjoy our Famous Bread Pudding ! Home Style Cooking! 175 W. Main St. 928-927-5585 www.sillyalspizza.com SILLY AL'S PIZZA Famous Gourmet Pizza TUES. THURS. FRIDAY • 7PM • KARAOKE Serving Quartsite Since 1987 NOW SERVING ARIZONA CRAFT BEERS ON TAP! WED & SAT. • 7PM • DJ w/Kevin James BARB I' S PL A C E Quartzsite's Home of Great Take-Out Food 455 E. Main at Pattie's RV Park (Look for Barbi's Pink Jeep on Roof) Bigger, Better Menu! NEW HOURS! Mon-Fri 8-2 Call, Text, or Visit our Facebook Page Call in Orders & Delivery 928-322-2862 $ 1 IN-TOWN DELIVERY! Daily Specials! ASTA LA TACO TUESDAYS! 3/$5 TACO SALAD $6 HCB competes with major online fast loan companies Cinco de Mayo Party May 5 th at 7pm. $ 1 00 Tacos! $ 2 00 Margaritas Karaoke and DJ! $ 5 SUMMER SPECIALS start Sunday May 7th. Horizon Community Bank (HCB) fi ghts unfair "wild west" internet lending practices and brings B2B lending local Online quick loans can be a catch-22 for the average small business, balancing extremely fast funding with a painful downside: interest that can run thirty percent or more and, in many cases, a complete lack of regulation to protect borrowers. It's a simple solution for the busy entrepreneur or business owner with little time for the com- plex paperwork and lengthy waiting period that conventional funding requires, however, trouble can creep in once there's a signature on the dot- ted line. Most online lenders are not regulated like a bank, so they aren't held to the same laws and protections banks are required to follow. Locally owned and operated Horizon Commu- nity Bank wants to address this issue and has launched an alternative to those who need an easy, fast business line of credit. Like any online loan product, the application process results in a fast decision and funding within 48 hours. Unlike non-bank lenders, though, borrowers can trust in the same regulations and federal compliance oversight that protect any banking transaction. "By partnering a simple online quick loan prod- uct with a brick-and-mortar bank you can trust, we're blending the best of both worlds. Online quick loans can be a bit of a Wild West environ- ment, leaving borrowers out in the cold when questions or issues arise. The lack of regulation and compliance can come as a nasty surprise," says Horizon Community Bank President & CEO Jerry Ernst. "We have branches all over the state of Arizona, providing the in-person relationships and cus- tomer service that only a local community bank can provide, with branches a borrower can visit when they need business banking expertise. It's a win-win." Borrowers can request a line of credit up to $50,000 at interest ranging from 15 to 18 percent, with a one-year term that automati- cally resets if more funds are used. For those who qualify for the loan, a lower interest rate is offered if the borrower opens a checking ac- count at Horizon Community Bank, enabling automatic payments. Business are required to have an existing business checking account (at any bank) to qualify, along with an appropriate credit score. Learn more at http://www.hori- zoncommunitybank.com/az-business-banking/ apply-business-loan/. PHOENIX — Governor Doug Ducey announced the appointment of Matthew Newman to the La Paz County Superior Court. Matthew practices at his own fi rm, Newman Law Center in Parker, Arizona, which he founded in 1992. Matthew's practice areas have included criminal defense, family law, juvenile law, and civ- il litigation. Matthew has also served as the pros- ecutor for the Town of Quartzsite and as a special prosecutor for the Colorado Indian Tribes. Matthew began his legal career in California, where he worked for the California State Senate's Subcommittee on Administration of Justice and for California State Senator Bill Lockyer, Chair- man of the Senate Judiciary Committee. Matthew also worked in the California Public Defender's Offi ce as Chief Assistant and Chief Deputy. Matthew graduated cum laude from California State University, Fresno in 1977. He received his law degree from the McGeorge School of Law at the University of the Pacifi c in 1985, graduating with Order of the Coif and Order of Barristers honors. "Matthew Newman has had an exemplary ca- reer as an attorney in both the public sector and in private law practice," said Governor Ducey. "I am confi dent he will serve the citizens of La Paz County with distinction. I am pleased to appoint Matthew Newman to the La Paz County Supe- rior Court." The appointment of Matthew Newman was made to fi ll the vacancy created by the retire- ment of the Honorable Samuel Vederman. Governor appoints Matt Newman to Superior Court

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