Desert Messenger

May 1, 2019 www.DesertMessenger.com 17 DO YOU HAVE EXPIRED OR UNUSED MEDICATIONS? DUMP THE DRUGS at QPD! Dispose safely at QUARTZSITE POLICE DEPT. Mon - Fri. 8am-5pm 305 N. Plymouth, Quartzsite 928-927-4644 Space donated by Desert Messenger Nancy's Kitchen Let's talk money; getting the conversation started kids World Press Freedom Day May 3 Cherry Cheese Cake Lasagna 5 mini bags Nilla Wafer Minis-or use regular sized Nilla Wafers 8 ounces soft cream cheese 1/3 cup sugar 8 ounce tub cool whip 1/2 cup cherry preserves 1 can cherry pie fi lling Instructions 1. Line a loaf pan with Nilla Wafers across bottom. 2. In a mixer beat cream cheese and sugar. 3. When smooth, beat in cool whip. 4. Spread half the cheesecake mixture over the cookies gently. 5. Stir the preserves to loosen them and dollop over the cheesecake mix- ture. Spread gently. 6. Add another layer of Nilla Wafers and top with the rest of the cheese- cake mix. 7. Pour on the Cherry Pie Filling. 8. Park in fridge overnight and serve with some whipped cream! YUM! (StatePoint) Speaking with your kids about money is not the easiest thing to do, but it can help prevent many problems for them down the line. Now more than ever it's clear that kids need a good foundation of fi nan- cial knowledge -- with student loan debt passing the $1.5 trillion mark in 2019, according to Forbes, and an average debt of $22,000 for the 18-24- year-old age group in the U.S., according to CNBC. Ensuring your kids have fundamental knowledge about credit cards, sav- ing, budgeting, and interest, can help set them up for a secure fi nancial future, benefi tting them throughout their life. And with a record 15 per- cent of 25-35-year-olds living in their parent(s) home, according to PEW research, when better to start than in childhood? "The key to talking to your kids about money is just that -- to start talk- ing," says Sarabeth O'Neil-McAuliffe, author and chief marketing offi cer at Family Credit Management, a non-profi t credit-counseling agency. Here are some tips to get started: • Start Slow: It is okay not to disclose the amount of debt you have or how much is in your savings account, but simply discussing the value of a dol- lar can go a long way. While grocery shopping or running errands, talk to your kids about how much the items they use every day cost, or tell them how many hours you need to work to afford a particular purchase. • Talk About Savings: Have your kids help plan a day trip to somewhere fun. Tell them that once they have saved up a certain amount of money to contribute to the trip, you will go. When they want to buy a toy or treat with their money, ask them if they would rather have that toy or treat or if they want the money to go towards the trip. • Use Technology: Once it is age-appropriate, help them use a free bud- geting app that will allow them to visualize income and expenses. Being able to see where money is going and how much is left can be a big help in making sense of budgeting. To help set children up for a strong fi nancial future, O'Neil-McAuliffe authored "Kathryn & Elizabeth Go Shopping," a children's book exploring basic money management and the value of money, which tells the tale of two sisters with different opinions of how to handle their weekly allow- ance. To save or to shop? That is the question! In line with Family Credit Management's commitment to providing fi nancial education and thanks to a generous grant from Capital One, 1,000 free copies are available by using promo code "SAVING" at kath- rynandelizabethgoshopping.com until Aug. 1, 2019. There is a limit of three free copies per household. A strong fi nancial future starts with fi nancial literacy. Give your children the gift of knowledge and help set them up for success. "No democracy is complete without access to transparent and reliable information. It is the cornerstone for building fair and impartial institutions, holding leaders accountable and speaking truth to power." — António Guterres, United Na- tions Secretary-General World Press Freedom Day was pro- claimed by the UN General Assem- bly in December 1993, following the recommendation of UNESCO's General Conference. Since then, 3 May, the anniversary of the Decla- ration of Windhoek is celebrated worldwide as World Press Freedom Day. It is an opportunity to: • celebrate the fundamental prin- ciples of press freedom; • assess the state of press freedom throughout the world; • defend the media from attacks on their independence; • and pay tribute to journalists who have lost their lives in the line of duty. 2019 Theme: Media for Democracy: Journalism and Elections in Times of Disinformation The 26th celebration of World Press Freedom Day is jointly organized by UNESCO, the African Union Com- mission and the Government of the Federal Democratic Republic of Ethiopia. The main event will take place in Addis Ababa, on 1 – 3 May at the African Union Headquar- ters. This year's theme "Media for Democracy: Journalism and Elec- tions in Times of Disinformation" discusses current challenges faced by media in elections, along with the media's potential in supporting peace and reconciliation processes.

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