We offer honest service, incredibly low rates and
flexible terms on a variety of loans to fit your budget
and lifestyle. If you have an existing loan with
another lender, talk to us about refinancing. We may
be able to help you get a better rate and save on your
monthly payments.
Mortgage Loans
Your home is your most important investment. We'll help you determine
the right loan and terms to meet your needs, whether you're purchasing,
refinancing, constructing or remodeling.
' Low, fixed interest rates
' Terms up to 20 years
' No prepayment penalties
' Affordable closing costs
' Local decision-making for quick approvals
' Programs available for 30-year terms
Check current rates or apply for a mortgage online
at www.wvccu.org.
Home Equity Loans
Use the built-up equity in your home as collateral to finance major expenses
such as home repairs, medical bills or college tuition.
' Low, competitive rates
' Terms up to 15 years
' No prepayment penalties
' Low closing costs
Auto Loans
We offer up to 100% financing on new or used vehicles, as well as refinancing
options, with a range of competitive rates and flexible terms to choose from.
Get preapproved at WV Central to shop with confidence.
' Rate discounts available
' Payment protection plans available
' Special first-time buyers program for ages 18-25
Added Peace of Mind
Extended warranty and GAP Insurance are available for the majority of our
auto loans at affordable prices. Another perk of being a credit union member!
