West Virginia Central Federal Credit Union

Member Information Kit

West Virginia Central Federal Credit Union Member Welcome Kit

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MORTGAGES & LOANS Recreational Vehicle Loans Financing is available for a variety of recreational vehicles including motorcycles, boats, RVs, watercraft and more, with terms up to 120 months and fixed, competitive rates. Student Loans The Smart Option Student Loan® is available at WV Central through Sallie Mae® for borrowers attending degree-granting institutions. This loan is ideal for covering college expenses not met by scholarships and federal loans. ' Multiple in-school repayment options ' No origination fees and no prepayment penalty ' Rewards and interest rate reductions available ' Applying with a creditworthy cosigner may help you qualify Personal Loans With a variety of additional financing options, we can help you stretch your budget for life's changing needs. Share/CD Loans (Secured) Get a low-rate loan by using the money from your savings account or CD as collateral. This is a good way to build credit, plus you'll still earn dividends on the full balance of your account. Signature Loans (Unsecured) No equity or assets are required as collateral to fund a signature loan, and you can use the cash for whatever you need. Lines of Credit Keep flexible and ongoing access to cash with a revolving line of credit. Funds can be used and reused similar to a credit card. Business Lending When you're ready to grow your business, we're here to help with a full range of loan products to meet your business needs, including: ' Commercial Real Estate ' Term Loans ' Lines of Credit ' SBA Loans As your local credit union, we understand the unique needs of business owners in our community – and we're ready to help you succeed.

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