Redstone Federal Credit Union

Winter 2018 Newsletter

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r e d f c u.o r g | 13 Beginning this month, Redstone Visa® cards will become even more rewarding! Visa Signature®, Visa® Rewards and Visa Business cards will soon have more reward options. Redstone's enhanced credit card program will give you the freedom to turn your everyday purchases into the rewards you want, whenever you want. MyChoice Rewards is an upgrade to the existing CashBack program by offering more reward choices in addition to cash! With this new program, you will: • earn one point for every dollar spent 1 with your Redstone Visa credit card • redeem your points for cash, gift cards, travel, charity donations, and more • claim your rewards any time you want, not just once a year All your existing card benefits will remain the same. With MyChoice Rewards, there are no categories to track, no spending caps, and no limits on purchases. Plus, look for bonus point offers throughout the year! Now you have more choices on how you get and redeem your rewards. You will still have the same earning power for cash (when redeemed at 1.5% CashBack on all purchases) plus so many more options. Get more information on MyChoice Rewards Program through online banking or at redfcu.org. 1 Redstone's MyChoice Rewards program – Cardholders will earn points for qualified transactions when using their Rewards Card. You will earn one (1) point for every dollar charged to the enrolled card. Point earnings are based on the net retail purchase transaction volume (i.e., purchases less credits, returns, and adjustments) charged to the participating card during each day by the cardholder. If a transaction is subject to a billing dispute, the point value of the transaction may be deducted from the point total during the dispute period. If the transaction is reinstated, points will be reinstated. Expiration of points do apply. To be eligible to receive points, the credit card account must remain open. Balance transfers and cash advances do not qualify. Points are non-transferable from one Redstone credit card account to another, except for lost and/or stolen credit cards. Promotional offers are included in the calculation. Redstone Federal Credit Union reserves the right to disqualify any cardholder from participation in the program and invalidate all points for abuse, fraud, or any violation of the program terms and conditions. Additional terms and conditions may be imposed by participating merchants when redeeming points. Log into online banking for more information about the rewards program. Redstone's MyChoice Rewards program is administered by Augeo Consumer Engagement Services, LLC ("Augeo"). Visa, Augeo, participating merchants and RFCU are separate entities. RFCU does not warrant, guarantee, or insure any product, benefit, or service offered by Visa, Augeo, or participating merchants. MyChoice Rewards: More options for your earnings

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