Redstone Federal Credit Union

R E D S T O N E B R O K E R A G E S E RV I C E S Looking to head into the holidays with less stress? Meet with a Redstone Brokerage Services advisor and you could be humming "Jingle Bells" before you know it. Review and refine your yearly financial goals Your Redstone Brokerage Services (RBS) advisor and their years of financial planning experience can provide a fresh perspective on your financial plan, its current status and future goals. ey might encourage new strategies or affirm yours as they work with you to get your finances in the best shape they can be. Sometimes only slight adjustments are needed to make a big difference in reaching your 2018 goals and beyond. Look for ways to improve your finances through charitable giving Are you looking to make a meaningful impact to the community? While those end-of-year donation solicitations can pull at your heart strings, take some time to explore ways to truly make a difference. Your RBS advisor can review your financial situation and offer viable solutions for helping others while possibly helping your taxes and your estate. Get coaching through awkward estate planning family conversations If your family only gets together a few times a year, the holidays can become a hot bed of tense and awkward financial discussions. Your RBS advisor can provide research articles, charts and even talking tips to help you get these important conversations underway. e advisor can also host small family discussions in their office, providing a neutral site and instant feedback to anyone's questions. Are you ready for a holiday full of cheer? Call 800-234-1234 ext. 8351, today to set up an appointment! Advisors are available to Redstone Federal Credit Union members at any branch location. Consultations are complimentary, but you'll gain advice and expertise that's priceless. 10 | r e d f c u.o r g CAN TAKE SOME Securities and advisory services offered through LPL Financial, member FINR A/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured Redstone Federal Credit Union ® (RFCU ® ) deposits and are not NCUA insured. These products are not obligations of the RFCU ® and are not endorsed, recommended, or guaranteed by RFCU or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. The investment products are being offered by a dual employee of RFCU who also sells products on behalf of LPL Financial. RFCU and Redstone Brokerage Services are not registered broker/ dealers. LPL is a separate entit y from and not affiliated with Redstone Federal Credit Union or Redstone Brokerage Services. RFCU does not warrant, guarantee, or insure any product or service offered by LPL or Redstone Brokerage Services. Redstone Brokerage Services and RFCU do not provide tax advice. Please consult your tax advisor for your specific questions. Must be Redstone Federal Credit Union member to obtain investment products. Must be eligible for membership and open a share savings account to join. A $5.00 minimum balance is required to open share savings account and must be maintained in share savings account at all times. Fees and other restrictions may apply. Not NCUA Insured Not Credit Union Guaranteed May Lose Value WAYS A FINANCIAL ADVISOR 3 Stress Out of Your Holidays

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