Redstone Federal Credit Union

Winter storms are expected during this time of the year. Tornadoes generally start forming in early spring. Both bring their share of trouble. Winter storms with heavy snow, strong winds, icing, sleet, and freezing rain can lead to hazardous driving conditions, frozen and busted pipes, power outages, floods from melting snow and ice, and much more. Regardless of the severity of a winter storm, you should plan ahead to remain safe during these events. Winterize your home and check your heating systems before winter arrives. • Insulate your home by installing storm windows or covering windows with plastic from the inside to keep cold air out. • Maintain heating equipment and chimneys by having them cleaned and inspected every year. • Leave the heat set no lower than 55° F if you will be away from home during cold weather. Prepare your car for winter weather driving. • Keep the gas tank full. A full tank will keep the fuel line from freezing. • Keep an emergency kit in your car. e kit should include: a phone charger, battery-powered radio, flashlight, extra batteries, blanket, booster cables, bottled water, nonperishable high-energy foods and a bag of sand or cat litter. March is the start of the tornado season in the South. Review your family communications plan. is plan should tell everyone where to go, what to do and what to take in case of a natural disaster emergency. An emergency plan should also include a plan for your finances. Unless you're independently wealthy, you need an emergency or "rainy day" account to stay afloat when unexpected expenses threaten to drown you. Most financial advisors suggest saving 3 to 6 months' worth of basic living expenses. Use Redstone Federal Credit Union's online money management tools, such as online banking, mobile banking, and direct deposit, to make sure your money and other income keeps coming in, regardless of the circumstances. ese services also provide automatic bill pay without interruption. Make sure your insurance coverage is up to date. Review all your policies and note their dollar limits, what they cover and the deductibles. You should insure your home for at least the minimum estimated replacement cost recommended by your carrier. r e d f c u.o r g | 11 Severe Weather Plans Review Your The new year is a great time to review and update your severe weather preparedness plan. Must have online banking user name and PIN/password to access online banking or mobile banking. Standard wireless carrier text message and/or data rates and fees may apply; check with your carrier for more information.

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