CityView Magazine

CityViewNC.com | 35 localfirstbank.com/heloc-special t o l e a r n m o r e , v i s i t Fay e t t e v i l l e 9 1 0 - 8 2 9 - 0 2 5 4 The most experienced banking team in Fayetteville. *Annual Percentage Rate (APR) of 1.99% is an introductory rate for 12 months available to qualified borrowers. Thereafter, the APR may vary based on the Prime Rate as published in the Wall Street Journal. The rate at the end of the initial 12 month period will be Prime + 0.00%. As of January 1, 2016, the Prime Rate is 3.50%. During the remaining term of the HELOC the interest rate will be subject to a minimum rate of 3.50% and a maximum of 18%. To qualify for the introductory APR, the applicant must have: less than 80% combined loan-to-value, a 700+ credit score and close a new HELOC secured by a first or second lien on the borrower's primary residence during the promotion period. The minimum eligible line for the promotional rate is $25,000. There is no origination fee or appraisal fee charged to open a First Bank HELOC of $25,000 or more. Borrower will be responsible for a closing fee of $250. No annual fee. Other fees may be charged at origination, closing or subsequent to closing, ranging from $0 to $1,250. All applications are subject to credit approval and collateral evaluation. Not all customers will qualify for this promotional offer. This promotion is available for a limited time and is only available for HELOCs originated at First Bank's Fayetteville, NC branch. This promotion may be discontinued at any time. Equal Housing Lender | Member FDIC. l i m i t e d t i m e o n ly ! fix ed A PR foR 12 mont h s Home equity rates as low as 1.99 % apr * vA R i A b l e foR t h e l ife of t h e l ine (PRime + 0.00% ) tHen as low as 3.50 % apr * No one can help you take advantage of your home's value faster or more efficiently than the loan team at First Bank. With a home equity loan you can finally complete that home renovation, launch a college career or even take a much-needed vacation, and there's no be•er time than right now. How can we help you leverage your home's equity? localfirstbank.com/heloc-special t o l e a r n m o r e , v i s i t Fay e t t e v i l l e 9 1 0 - 8 2 9 - 0 2 5 4 The most experienced banking team in Fayetteville. *Annual Percentage Rate (APR) of 1.99% is an introductory rate for 12 months available to qualified borrowers. Thereafter, the APR may vary based on the Prime Rate as published in the Wall Street Journal. The rate at the end of the initial 12 month period will be Prime + 0.00%. As of January 1, 2016, the Prime Rate is 3.50%. During the remaining term of the HELOC the interest rate will be subject to a minimum rate of 3.50% and a maximum of 18%. To qualify for the introductory APR, the applicant must have: less than 80% combined loan-to-value, a 700+ credit score and close a new HELOC secured by a first or second lien on the borrower's primary residence during the promotion period. The minimum eligible line for the promotional rate is $25,000. There is no origination fee or appraisal fee charged to open a First Bank HELOC of $25,000 or more. Borrower will be responsible for a closing fee of $250. No annual fee. Other fees may be charged at origination, closing or subsequent to closing, ranging from $0 to $1,250. All applications are subject to credit approval and collateral evaluation. Not all customers will qualify for this promotional offer. This promotion is available for a limited time and is only available for HELOCs originated at First Bank's Fayetteville, NC branch. This promotion may be discontinued at any time. Equal Housing Lender | Member FDIC. l i m i t e d t i m e o n ly ! fix ed A PR foR 12 mont h s Home equity rates as low as 1.99 % apr * vA R iA b l e foR t h e l ife of t h e l ine (PR ime + 0.00% ) tHen as low as 3.50 % apr * No one can help you take advantage of your home's value faster or more efficiently than the loan team at First Bank. With a home equity loan you can finally complete that home renovation, launch a college career or even take a much-needed vacation, and there's no be•er time than right now. How can we help you leverage your home's equity?

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