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Encouragement.For me it is a basic need, or perhaps a character flaw — I'm not quite sure. All I know is that I need en- courage- ment, and I need it of- ten. I have a feeling that you do, too. This matter of getting out of debt, liv- ing below our means and learning how to manage our money can be a very discouraging proposition at times. I want to become one of the encouragers in your life — someone you can count on to cheer you on in the good times and help dust you off so you can get up and back on track during the bad times. I want to be the one you can always count on to help you see the big picture, to point out the glimmers of joy in sea- sons of sorrow. I want to be there to help pull you up to the top of the mountain so you can see all the beauty below. Over the years I have built up my own collec- tion of "encouragers." Some are people, but some are books, websites and activities like exer- cise and prayer. I know the people, places and things that are a source of encouragement for me. I count on them. They help me to focus and give me the confidence I need to keep going. I try to concentrate more on them than on those peo- ple and situations that tend to be discouragers. One of my favorite en- couragers is a short essay written by Chuck Swin- doll, a well-known author. I've kept this close to me for years now and have read it so often I've mem- orized it. I want to encourage you to pay attention to your attitude. Print out the following if you can and then stick it in a place where you will see it the first thing every morning. Re-read it. Ap- ply it to your life for the day. If you do this for one full month, you'll have it committed to mem- ory. And in the process you'll have a new habit of choosing your attitude for the day even before you choose what to wear. Attitude The longer I live, the more I realize the impact of attitude on life. Attitude, to me, is more important than facts. It is more important than the past, than education, than money, than circum- stances, than failures, than successes, than what other people think or say or do. It is more important than appearance, gifted- ness or skill. It will make or break a company ... a church ... a home. The re- markable thing is we have a choice every day regarding the attitude we will embrace for that day. We cannot change our past ... we cannot change the fact that people will act in a certain way. We cannot change the inev- itable. The only thing we can do is play on the one string we have, and that is our attitude. I am con- vinced that life is 10 per- cent what happens to me and 90 percent how I re- act to it. And so it is with you and me. We are in charge of our attitudes. Wouldyouliketosend a tip to Mary? You can email her at mary@ everydaycheapskate.com, or write to Everyday Cheapskate, 12340 Seal Beach Blvd., Ste. B-416, Seal Beach, CA 90740. EVERYDAYCHEAPSKATE The one thing wee need to keep going By Jennifer Cooper Social Security Manager in Redding, CA The Affordable Care Act provides Americans with better health security by expanding coverage, low- ering healthcare costs, guaranteeing more choice and enhancing the quality of care for all Americans. Everyone is entitled to af- fordable healthcare. Under the law, a new "Patient's Bill of Rights" gives the American peo- ple the stability and flex- ibility they need to make informed choices about their health. Some of the benefits of this coverage include end- ing pre-existing condition exclusions for children, meaning health plans can no longer limit or deny benefits to children younger than 19 due to a pre-existing condition. If you are under 26, you may be eligible to be cov- ered under your parent's health plan; insurers can no longer cancel your cov- erage just because you made an honest mistake and you now have the right to ask that your plan re- consider its denial of pay- ment. Open enrollment began in November and ends Jan. 31. Compare healthcare plans so that you can find the best one for you, and sign up before the enroll- ment period ends. You can learn more about the in- surance marketplace and how to apply for benefits at www.healthcare.gov. If you are 65 or older, you are entitled to Medicare. Certain people younger than age 65 can qualify for Medicare, including those who have disabilities and those who have permanent kidney failure. The pro- gram helps with the cost of healthcare, but it does not cover all medical ex- penses or the cost of most long-term care. You can access every- thing you need for Medi- care, including online applications and publi- cations, at www.socialse- curity.gov/medicare. Social Security and af- fordable healthcare go hand-in-hand. The Afford- able Care Act and Medi- care help ensure that you and your family are cov- ered. SOCIAL SECURITY Ac ce ss aff or da bl e he al th c ar e, i ns ur an ce m ar ke tp la ce Shasta College Horticul- ture Department to offer an updated class in Land- scape Design and a class on Organic Gardening for the spring semester. Landscape Design Class will run 4:30-6:20 p.m. Mondays Jan. 20 to May 18 and be offered with lab 4:30-7:20 p.m. Wednes- day. The class code is AGEH 35 Landscape Design, Sec- tion number S2521, instruc- tor Kirkwood Hale. New for this year the class will emphasize en- ergy savings in the land- scape, especially water sav- ings. This class teaches the student about design prin- ciples i.e. unity, rhythm, repetition, balance, etc. and then use them to cre- ate functional and pleas- ing landscapes with plant material and other land- scape elements. Both hand drawing and computer landscape design will be taught. Class has a pre- requisite of Plant Identifi- cation but if student has a working knowledge of plants they should contact Leimone Waite at (530) 242-2210 to sign up for the class. Organic Gardening Class is held 5-6:50 p.m. Mondays Jan. 25 to May 16. The class code is AGEH 71 Organic Gardening, Section number S1034, instructor Molly Greenwood. This class is an introduc- tion to Organic Gardening. Students will be learn how to: prepare an Organic Sys- tem Plan; about Organic Materials requirements; start plants from seeds and cuttings; prepare soil and planting beds, irri- gate, compost, use organic pest and weed control and how to harvest and mar- ket crops. The class is very hands on and will utilize the certified organic green- house and garden. Viticulture The Agriculture Depart- ment will be offering Viti- culture classes — AGVIT 80 and AGVIT 81 — 6-8:50 p.m. Wednesdays. The classes will cover how to select and plant a vineyard, grape vine prun- ing, pest control, irriga- tion and much more. Both classes are very hands on and will utilize Shasta Col- lege's and other local vine- yards for training. For more information about any of these classes, call Leimone Waite at 242- 2210 or writer to lwaite@ shastacollege.edu. REDDING La nd sc ap e de si gn , vi ti cu lt ur e, organic gardening classes offered COURTESYPHOTO Pictured, from le is Alexie Brewer, 10, and Makaylie Cook, 12, the hosts of a blanket drive held Wednesday at the Salvation Army on Walnut Street. Cook's goal was to provide warm clothes to the homeless, said Debbie Simmons, Cook's grandmother and Westside 4-H project leader. More than 30blankets were donated including many baby blankets and more than 200pieces of clothing, lots of hooded sweatshirts and pajamas, were collected. DONATIONS Blanket drive collects warm items for homeless Mary Hunt Call 877-4DAD411 or visit www.fatherhood.gov be a dad today. Take time to 365-7194 or 365-4322 OPEN 7 DAYS 6am-10pm 8080 AIRPORT ROAD Your full service: Meat Department, Deli & Groceries www.kentsmeats.com On-site HARVESTING CUTTING & CRYOVACING 413WalnutStreet•530-528-8000 Sat.-Mon. 10am-4pm • Tues-Fri 10am-5:30pm Se Habla Español www.redbluffgoldexchange.com www.angelsamongusall.com ServingOurCommunityForOver21Years Pleasedropthemoffat The Gold Exchange All items will be donated to the homeless shelter Even Travel Size? Soap, Shampoo, Conditioner, Toothpaste, Might You Have Extra Toiletries? Mouthwash, Lotion, Shaving Needs Enrollment, Plan Changes, Income & Subsidy Modifications 805 Walnut Street CornerofWalnut&Jackson Red Bluff 530-840-6611 Lic# OK13422 ENROLLMENT Service Assistance CertifiedInsuranceAgent LIFESTYLES » redbluffdailynews.com Friday, January 15, 2016 » MORE ATFACEBOOK.COM/RBDAILYNEWS AND TWITTER.COM/REDBLUFFNEWS A4