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4A Daily News – Wednesday, February 29, 2012 Commerce business Many families feel pressured socially and financially to have two incomes, but often parents in dual-income households wish they had more time with their children and a less hectic lifestyle. If you're trying to determine the right work and family-life balance for your household, start by evaluating the real costs of working. Add up how much you spend on: • Transportation commuting to and from work each day, includ- ing gas, car repairs and bus fare. • Work-related expenses like your professional wardrobe and dry cleaning • Childcare • Convenient lunches brought from home or dining out • Personal costs associated with travel and events for your career • Time-saving services such as house cleaning, snow removal, and lawn care Also factor how much you pay in income and Social Security taxes. at your "adjusted" income. You may find you have less to lose than you thought by removing yourself from the work- force. If you decide that you or your spouse will become a stay-at-home parent or reduce your hours to part time, look for opportunities to limit the financial impact of this choice, such as: • Refinancing to reduce your mortgage payment sales • Reducing your car insurance costs if you will put fewer miles on your car Also, you may consider con- sulting a financial advisor to develop a strategy to keep your long-term financial goals on track & After adding up these costs, subtract the sum from your take- home pay to arrive Alan • Preparing and eating more meals at home • Using coupons and shopping Foley enterprise Move from two incomes to one? despite the reduction in your household income. Make sure your family is still ade- quately insured through the working parent's benefits and communi- cate with your spouse about his or her feelings about job security. It's also important that your family agree on current and future expectations for the parent who leaves the workforce. If you decide that two incomes are essen- tial, look for opportuni- ties — such as flexible hours — that may help give you more time at home. And, if being an at-home parent remains a goal, develop a budgeting and saving strategy that will eventually give you the finan- cial flexibility you need to do so. Alan Foley is a financial advisor and business financial advisor for Ameriprise Financial, 2150 Main St., Ste. 8, and can be reached at 528-1328. Investment firm wins training recognition The financial-ser- vices firm Edward Jones, which has three locations in Tehama County, once again has been named a top com- pany for training, rank- ing No. 15 on Training magazine's 2012 Train- ing Top 125 list and winning special recog- nition for its financial advisor training pro- gram. Edward Jones has been honored as a top training company for 12 years in a row, dating back to the debut of the Training Top 50 in 2001. For 2012, it was the top-ranked national bro- kerage on the list and won special recognition for its financial advisor training, which enrolls nearly 200 trainees monthly. The 2012 rankings and special recognitions were announced at a Feb. 13 awards dinner during the magazine's Training 2012 Confer- ence and Expo in Atlanta, Ga. For more information about Edward Jones, contact: Lisa Rodriguez, Edward Jones in Corn- ing, 1401 Solano St., (530) 824-4290; Susie Mustaine Edward Jones Red Bluff, 2130 Main St., Ste. B, (530) 527-4729 Tyler Smail, Edward Jones in Red Bluff, 733 Washington St., (530) 529-3627. Ministry for cancer patients • Jehovah Rapha – 6 p.m., Thursday, March 1, will be the next meeting of Jehovah Rapha at New Life Assembly. Jehovah Rapha is a compassion ministry for cancer patients, cancer survivors and those who have walked through can- cer with family or friends. There will be food, music, fel- lowship, special speaker, prayer, times of sharing, creative helps for maintaining hope, healing scriptures and more. The dinner is $6. Please RSVP to Carol Clark at 824-1810 by Feb 29. All faiths are welcome. • Pancake Breakfast – 8 a.m. to noon, Sunday, March 4, at the Pocket Café inside Java Lanes, 2075 Solano Street, the Corning Youth Bowlers will be having a Pancake Break- fast to raise funds for the State Tournament. The breakfast is $5 for adults and $3 for kids 6 and under. The breakfast includes scrambled eggs, sausage and choice of coffee orange juice or milk. Come support the Corning Youth Bowlers and enjoy a great breakfast. • Corning in the Evening – Please take note that the usual day for Corning in the Evening will be changed March only. Next Wednesday, March 7, House of Brews Specialty Cof- fees will host the event at 5:30 p.m., and they have some- thing special in store so you don't want to miss it. Don't for- get your business card for the free drawing. Refreshments will be served. • Business and Community Expo – If you are interested in participating in the Business and Community Expo at the Glenn County Fairgrounds in April you may get application forms from the Corning Chamber. We, as the Corning Chamber have participated in the event for the last six years and recommend it to businesses and organization who want to get their name out in the public. It has been well attend- ed and gives exposure to businesses in the Westside Com- munity. It is a free event for the public and booth spaces for organizations and businesses are reasonable. Contact the Orland Chamber at (530) 865-2311, or stop by the Corning Chamber office for an application. The show is for one day only from 10 a.m. to 4 p.m. The Chamber will be collecting promotional items from our members to give away at our booth so if you are not planning to have a booth but would like us to hand out your promotional items such as pens, magnets, key chains, or even menus and fliers, drop them by the chamber office and we will be happy to hand them out at the event. • Spring Events – Spring is a busy time for events and it seems like the calendar fills up quickly. There are several happenings in April that you may want to write on your cal- endar and save the date. The Corning Volunteer Fire Depart- ment will be celebrating their 100 year anniversary on April 28 with a pancake breakfast, parade and dinner. The first Relay for Life for Corning will be taking place on the same day as well as the Vintage Trailer Rally at Woodson Bridge RV Park. More information will be coming. Branding Phase One is complete A report compiled by Chabin Concepts of Chico suggested that Tehama County pursue visitor attraction as an economic development strategy. A group of residents came together in what has been referred to as "The Branding Project," and are now ready to share the results of phase one. The branding project has been a truly collaborative effort between the community at large, and county and city entities that allowed us an opportunity to come together with a common goal, to improve the eco- nomic prosperity of Tehama County. The continued community support of the fund raising efforts and events has been overwhelming and greatly appreciated. It Local small businesses in California have a chance to win free advertising in the Staples "Give Your Small Business the Push It The North State's premier supplier of stoves STOVE JUNCTION The Over 25 years of experience has also provided an oppotunity for our community to rediscover the fun we can experience in our own backyard. So, please join us on March 6 at the Red Bluff Community and Senior Center, 1500 S. Jackson St., for the public presentation of The Brands of Tehama County. The first presentation will be 7:30-9:30 a.m. with a second presentation 10 a.m. to noon. An open house will follow noon to 2 p.m. This is a free event. RSVP to slown@ncen.org Kristen Gray is a board member of the Red Bluff-Tehama County Chamber of Commerce. Office supply store offers advertising contest Needs" contest. Business submitted a 15-second video about their company on Face- book.com/Staples. Five winners will be chosen to receive 15-sec- onds of advertising in a 30- second Staples television ad to run in their local mar- ket. Visit Facebook.com/Sta- ples to view entries. COMPLETE AUTO REPAIR All makes and models. We perform dealer Tues-Sat 9am-5pm • Closed Sun & Mon FIREPLACE PRODUCTS 22825 Antelope Blvd., Red Bluff 530-528-2221 • Fax 530-528-2229 www.thestovejunction.com You've got questions She's got answers And we've got the rings that'll help you get the answer you want. New selection of Wedding rings Gold Exchange T-F 10am-5:30 pm • Sat. 10 am-4 pm 423 Walnut St., Red Bluff 528-8000 recommened 30K, 60K, 90K SERVICES AT LOWER PRICES Smog Check starting at $ (most cars and pick-ups) 2595 + cert. Pass or FREE retest 527-9841 • 195 S. Main St. GRAND OPENING 60 minute with massage $25~$55 per hour Elite Skin Care & Spa Facials~ Waxing~and more Eyebrows $5 Gift Certificates Available Owners, Mike & Trisa Waelty 741 Main St., Suite #14 526-8713