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CORNING AVeteransExpo held Saturday at the Corn- ing Veterans Hall saw an increase in benefits many local veterans are receiv- ing with the support of the expanded Tehama County Veterans Service Office. During the morning key- note address, Veterans Ser- vice Officer Kelly Osborne announced more than $710,000 in retroactive claims had been awarded to Tehama County veterans between Jan. 1 and June 30, and more than $64,000 in monthly claims have been awarded during the same time. All of these VA bene- fit claims were filed for the veterans by the VSO. Some 150 veterans and veteran service represen- tatives were on hand for the opening ceremony and presentation by Osborne. In discussing the great strides being made by this office during the past year, special recognition was given to the Tehama County Board of Supervisors for approv- ing the expanded services at the VSO office. Supervisors Burt Bundy and Candy Carlson and County Administrator Bill Goodwin, all veterans, were given certificates of appre- ciation for their support of county veterans. Osborne mentioned that with in- creased staffing and new of- fice location at 955 Main St., veterans services are much more available. During the day's proceed- ings, the VSO announced it is issuing free veterans dis- count cards for use at local participating businesses. Si- multaneously, the office is registering Tehama County businesses that wish to of- fer a discount or special ser- vice to local veterans. This second Veterans Expo, sponsored by the Te- hama County Veterans Col- laborative, provided exten- sive collaboration through the networking and coop- eration experienced by the 30 local service groups. While many areas experi- ence competition between various service groups, the local Veterans Collabora- tive has provided a forum for area groups to work co- operatively providing bet- ter services to the 6,000 Te- hama County veterans. Heading up the plan- ning for this event was John Minton, TCVC president, and the host service group AmVets Post 2002 headed by Kevin Benson, Sr. Enter- tainment was provided by Mitchell Sauve and Richard Hammond and AmVets vol- unteers provided a barbe- cue lunch. The event founded last year by the Tehama County Democrats and was spon- sored this year by Tehama County Republicans, Te- hama County Democrats and Tehama Together. To obtain more information about the VSO, call 529- 3664 or to support the col- laborative, call 527-2223. CORNING Ex po co nn ec ts v et er an s wi th b ene fit s The IRS recommends that you always keep a copy of your tax return for your records. You may need cop- ies of your filed tax returns for many reasons. For ex- ample, they can help you prepare future tax returns. You'll also need them if you have to amend a prior year tax return. You often need them when you apply for a loan to buy a home or to start a business. You may need them if you apply for student financial aid. If you can't find your cop- ies, the IRS can provide a transcript of the tax infor- mation you need, or a copy of your tax return. Here's more information, includ- ing how to get your fed- eral tax return information from the IRS: Transcripts are free and you can get them for the current year and the past three years. In most cases, a transcript includes the tax information you need. You can order your free transcripts online, by phone, by mail or fax at this time. The IRS has temporarily stopped the online func- tionality of the Get Tran- script application process on the IRS.gov website that delivered your transcript immediately. The IRS is making modifications and further strengthening secu- rity for the online service. While you can still use the Get Transcript tool to order your transcript, the IRS will send it to you via mail to the last address we have on file for you. You should receive your transcript within five to 10 days from the time the IRS receives your request. Please note that order- ing your transcript online or over the phone are the quickest options. If you need a copy of your filed and processed tax re- turn, it will cost $50 for each tax year. You should complete Form 4506, Re- quest for Copy of Tax Re- turn, to make the request. Mail it to the IRS address listed on the form for your area. Copies are generally available for the current year and past six years. You should allow 75 days for de- livery. MORTGAGE APPLICANTS If you are applying for a mort- gage, most mortgage com- panies only require a tax re- turn transcript for income verification purposes and participate in our IVES (In- come Verification Express Service) program. If you need to order a transcript, please follow the process described above and have it mailed to the address we have on file for you. Please plan accordingly and allow for time for delivery. DISASTER VICTIMS If you live in a federally declared disaster area, you can get a free copy of your tax re- turn. Visit IRS.gov for more disaster relief information. FINANCIAL AID APPLICANTS If you are applying for fi- nancial aid, you can use the IRS Data Retrieval Tool on the FAFSA website to im- port your tax return infor- mation to your financial aid application. The temporary shutdown of the Get Tran- script tool does not affect the Data Retrieval Tool. You may also click on their help page for more information. IDENTITY THEFT VICTIMS If you are a tax-related identity theft victim you first need to file the Iden- tity Theft Affidavit. If you are waiting for the IRS to resolve your case but need a transcript, you will need to call the Identity Protection Specialized Unit line to pro- cess your request. You can call the Unit at 800-908- 4490. For more information please review our Taxpayer Guide to Identity Theft. TAXES Options for students, others to get info There's a big differ- ence between simply buy- ing things and investing in things that will go to work for you by re- ducing your expenses and bring- ing you ever closer to liv- ing below your means. Consider the follow- ing seven things that will pay for themselves in money saved in less than a year — provided that you really put them to good use. Once you've recouped the purchase price in money saved, each one will continue to save you money — for free! BAR MOPS A bar mop is a square, white terry- cloth towel — the per- fect size to dry a dish, wipe down a counter or clean up a spill. A bar mop also makes a great oversized cloth napkin. In my kitchen, bar mops have replaced paper tow- els, paper napkins and traditional kitchen tow- els, too. I have six dozen bar mops and rotate them frequently. Actually, I use them with abandon — in the same way I used to use up paper towels — tossing them into a sec- ond handy kitchen trash can that I use as a ham- per. When it's full, into the laundry they go. Bar mops are durable. I've had the same collec- tion for many years. I add cup of liquid chlorine bleach to the wash cycle and cup white vinegar to the final rinse of every load of bar mops. That keeps them sparkling white, stain-free, soft and fluffy. Cost comparison: 72 Utopia Towels bar mops: $66. Two rolls of low-qual- ity paper towels per week for a family of four: $104 per year. COFFEE MAKER Pull- ing through that handy drive-through to pick up coffee every morn- ing may be an enjoy- able habit, but it's also a significant money leak. At $2 a cup, it may not seem like much, but do the math. That's some- thing close to $600 a year depending on whether this habit spills over into the weekends. If yours is a latte habit, that number is easily $1,000 per year. Investing in a fantas- tic coffee maker, it will more than pay for it- self in the first year of use with money you're not handing over to a cof- fee barista every morn- ing. Add the cost of a cool travel mug and you still come out way ahead. Want to save even more? Learn to roast your own coffee beans — at home! It's a great hobby that further reduces the cost of a great cup of coffee. Cost comparison: Bonavita 8 Cup Coffee Maker: $149 One drive-through reg- ular coffee per weekday: $260 per year One drive-through latte per weekday: $1,040 per year DIGITAL TIRE PRESSURE GAUGE There's no way to get around the fact that properly inflated au- tomobile tires wear lon- ger and require less fuel to operate. If they're over-inflated, the tires are going to wear un- evenly, which means hav- ing to replace them be- fore their time. If they're under-inflated, they be- come sluggish, requiring the car's engine to work harder to get them go- ing, and that reduces gas mileage. Make it a habit to check tire pressure at least once every two weeks by investing in a good digital tire pressure gauge. You want accu- racy and ease of use. To learn the psi (pounds per square inch) required by your tires, look for a label on the driver's doorjamb, or on an older car you'll find it in the glove box. Typically the optimum inflation will be between 32 and 35 psi. CAUTION: Do not use the maximum pressure printed on the tire's sidewall. Cost comparison: Tekton Digital Tire Gauge: $9 Cost of under-inflated tires: 0.3 percent for ev- ery 1 psi low*: $42 annu- ally *According to the U.S. Dept. of Energy, with these assumptions: Gas $2.75/gallon, 15,000 miles per year, 15 mpg and tires are 5 psi under-inflated. RECHARGEABLE BATTER- IES If you have memo- ries of rechargeable bat- teries from years gone by, they're likely as bad as mine. What a joke! But that's all changed thanks to modern tech- nology — which is good, because according to EHSO we're using more household batteries now than ever. About three billion batteries are sold annually in the U.S. Us- ing my household as an example, we use up at least 10 AA batteries a month. The ability to re- charge rather than dis- pose of batteries is a huge cost saver. Try us- ing an affordable, high- end system like Eneloop Panasonic Rechargeable Batteries Starter Kit. Re- charging also reduces the number of batter- ies hitting the landfills. It just makes sense to re- charge batteries rather than dispose of them. Cost comparison: Rechargeable batteries starter kit: $49 Approximate cost of replacing 120 batteries each year: $120 For more info about the products mentioned above, please visit www. everydaycheapskate.com/ moneysavers. MaryHuntisthefounder of www.DebtProofLiving. com, a personal finance member website. You can email her at mary@ everydaycheapskate.com, or write to Everyday Cheapskate, 12340 Seal Beach Blvd., Ste. B-416, Seal Beach, CA 90740. EVERYDAY CHEAPSKATE Money-savers that pay for themselves Mary Hunt COURTESYPHOTO Pictured are Beth Nervo and Doug England, members of the Tehama County Veterans Collaborative. The official promotional Program for Red Bluff's annual "party of the year," that is! Red Bluff Business Operators: "GET WITH THE PROGRAM!" 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