Red Bluff Daily News

January 18, 2012

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6B Daily News – Wednesday, January 18, 2012 Brooks wants $500,000 back LEGAL NOTICE from hospital CLAREMORE, Okla. (AP) — Garth Brooks appeared before a friendly crowd Tuesday — the jurors who will hear his claim that an Oklahoma hospital refused to name a building for his late moth- er after he gave it $500,000. Nearly everyone in the jury pool raised their hands when Brooks' lawyer asked whether they had heard of the country music star. Eight of the 18 select- ed for possible duty acknowl- edged they were fans, and several said they had attended one or more of his concerts. Brooks claims he made the donation to Integris Canadian Val- ley Regional Hospital in Yukon because he believed at least some part of the facility would be named after his mother. He has sued to have the money returned. Integris has said the donation was an ''unconditional'' gift and it has done nothing wrong by not naming a building after Colleen Brooks. ''Unfortunately, talks broke down or did not continue or Mr. Brooks was not satisfied with the options we were offering, and that's when he decided to sue,'' hospital spokesman Hardy Watkins said Tuesday before the trial began. Dressed in blue jeans and a black cowboy hat, Brooks shook hands with lawyers and made small talk before proceedings began Tuesday afternoon. He was accompanied by his wife, country singer Trisha Yearwood, and a number of potential jurors said they were her fans too. Brooks' lawyer Peter Brolick called Year- wood ''every bit the superstar'' as Brooks. Integris lawyer Terry Thomas, who indicated he was a pop music fan, asked potential jurors to ignore Brooks' celebrity and decide the case fairly. ''If Mr. Paul McCartney or a Mr. Brian Wilson were sitting there, I couldn't sit there, I just couldn't,'' Thomas told the prospective jurors. ''That's what we're looking for here. If you're just not going to be able to deter- mine that Mr. Brooks (is wrong), I need to know at this point.'' None of the potential jurors were removed from considera- tion. The judge swore 12 jurors in and planned to pick an alternate. Opening statements begin Wednesday. Brooks lives near Owasso, a Tulsa suburb, and is originally from Yukon, near Oklahoma City. His lawyer said the case features ''one of the biggest country music stars that ever lived vs. the largest health care system in Oklahoma.'' According to the lawsuit, hos- pital officials showed Brooks mock-ups of buildings bearing his mother's name and told him his donation was earmarked for such a project. Brooks' mother died of cancer in 1999. In a statement prior to jury selection Tuesday, Brooks' spokeswoman said the musician was ''stunned and hurt'' by the company's failure to name any- thing for her. Watkins, the vice president of marketing and communications for Integris Health, said Tuesday that hospital officials had several discussions with Brooks about naming options — including for a women's center and even renam- ing the hospital itself — in the two years after the donation was made. The naming options ranged from $250,000 to $15 million, Watkins said. Watkins said Brooks' $500,000 donation, made in 2005, remains unspent in a hospital account and that the hospital fol- lowed all IRS guidelines govern- ing donor giving. Legal Notices Legal Notices LEGAL NOTICE Chip Guy Mobile windshield Re- pair 530-737-3658, 16310 Bowman Rd, Cottonwood, CA 96022 Brian Scott Whitley 16310 Bowman Rd Cottonwood, CA 96022 The registrant commenced to transact business under the fic- titious business name or names listed above on N/A This business is conducted by: an individual The following person(s) is (are) doing business as: File No. 2012000001 STATEMENT FICTITIOUS BUSINESS NAME S/By: Brian Whitley Brian Whitley This statement was filed with the County Clerk of Tehama County on 1/3/2012 BEVERLY ROSS Tehama County Clerk & Recorder Publish: Jan 11, 18, 25 & Feb 1, 2012 TS# 11-1713 NOTICE OF TRUST- EE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED: 11/23/09. UNLESS YOU TAKE AC- TION TO PROTECT YOUR PROP- ERTY, IT MAY BE SOLD AT A PUB- LIC SALE. IF YOU NEED AN EX- PLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAW- YER. A public auction sale to the highest bidder for cash, cash- ier's check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or fed- eral savings and loan associa- tion, or savings association, or savings bank specified in Sec- tion 5102 of the Financial Code and authorized to do business in this state will be held by the du- ly appointed trustee. The sale will be made, but without cove- nant or warranty, express or im- plied, regarding title, posses- sion, or encumbrances, to satis- fy the obligation secured by the Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other com- mon designation, if any shown herein. Trustor: Frank Gene Fales, an unmarried man Re- corded 12/15/09 as Instrument No. 2009016329 of Official Re- cords in the office of the Record- er of Tehama County, California, Date of Sale: Wednesday, Febru- ary 1, 2012 at 2:00 p.m. Place of Sale: The front entrance to the county courthouse, 633 Wash- ington Street Red Bluff, CA The common designation of the property is purported to be: 20170 Niche Road, Red Bluff, CA 96080 APN#: 007-270-24 Estimat- ed opening bid: $259,283.95 The total amount secured by said in- strument as of the time of initial publication of this notice is stat- ed above, which includes the to- tal amount of the unpaid bal- ance (including accrued and un- paid interest) and reasonable estimated costs, expenses and advances at the time of initial publication of this notice. The mortgagee, beneficiary or au- thorized agent was not required to comply with California Civil Code Section 2923.5, because the loan was not originated be- tween January 1, 2003 and De- cember 31, 2007. DATE: 12/30/11 FORECLOSURE SPECIALISTS LLC, 6392 Westside Rd Ste. C Redding, CA 96001 530-246-2727 Charlene Van Dresar, Trustee Sale Officer Foreclosure Specialists LLC is assisting the Beneficiary in col- lecting a debt. Any and all infor- mation obtained may be used for that purpose. TAC: 952348 PUB: 1/11 1/18 1/25/12. LEGAL NOTICE NOTICE OF TRUSTEE'S SALE TS # CA-10-380165-VF Order #: 551344 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/20/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings as- sociation, or savings bank speci- fied in Section 5102 to the Finan- cial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but with- out covenant or warranty, ex- pressed or implied, regarding ti- tle, possession, or encumbran- ces, to pay the remaining princi- pal sum of the note(s) secured by the Deed of Trust, with inter- est and late charges thereon, as provided in the note(s), advan- ces, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ARSENIO RODRIGUEZ AND ANGELINA G. RODRIGUEZ, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 7/26/2006 as Instrument No. 2006-015141 in book XXX , page XXX of Official Records in the office of the Re- corder of TEHAMA County, Cali- fornia; Date of Sale: 2/1/2012 at 2:00:00 PM Place of Sale: At the main entrance to the Tehama County Courthouse, 633 Wash- ington St., Red Bluff, CA Amount of unpaid balance and other charges: $234,464.85 The pur- ported property address is: 1356 MONROE STREET RED BLUFF, CA 96080 Assessor's Parcel No. 029- 192-10-1 The undersigned Trust- ee disclaims any liability for any incorrectness of the property address or other common desig- nation, if any, shown herein. If no street address or other com- mon designation is shown, di- rections to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further re- course. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE infor- mation only Sale Line: 714-573- 1965 www.priorityposting.com Rein- statement Line: 619-645-7711 Ext. 3704 Quality Loan Service, Corp. If you have previously been discharged through bank- ruptcy, you may have been re- leased of personal liability for this loan in which case this let- ter is intended to exercise the note holders right's against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLD- ER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report re- flecting on your credit record may be submitted to a credit re- port agency if you fail to fulfill the terms of your credit obliga- tions. IDSPub #0020118 1/11/2012 1/18/2012 1/25/2012 or Login to: Legal Notices Legal Notices Legal Notices Legal Notices Legal Notices Legal Notices LEGAL NOTICE LEGAL NOTICE The following person(s) is (are) doing business as: LCreations 530-690-2058, 639A Givens Rd, Red Bluff, CA 96080 Maria G. McCain 639A Givens Rd. Red Bluff, CA 96080 The registrant commenced to transact business under the fic- titious business name or names listed above on N/A This business is conducted by: an individual File No. 2012000003 STATEMENT FICTITIOUS BUSINESS NAME S/By: Maria G. McCain Maria G. McCain This statement was filed with the County Clerk of Tehama County on 1/3/2012 BEVERLY ROSS Tehama County Clerk & Recorder Publish: Jan 11, 18, 25 & Feb 1, 2012 (CITACION JUDICIAL) LEGAL NOTICE SUMMONS NOTICE TO DEFENDANT: Teresa Calderon; and DOES 1-10, (AVISO AL DEMANDADO): inclu- sive YOU ARE BEING SUED BY PLAIN- TIFF: David D. Doll (LO ESTA DEMANDANDO EL DEMANDANTE): NOTICE! You have been sued. The court may decide against you without your being heard unless you respond within 30 days. Read the information be- low. You have 30 CALENDAR DAYS af- ter this summons and legal pa- pers are served on you to file a written response at this court and have a copy served on the plaintiff. A letter or phone call will not protect you. Your writ- ten response must be in proper legal form if you want the court to hear your case. There may be a court form that you can use for your response. You can find these court forms and more in- formation at the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp) , your county law library, or the courthouse nearest you. If you cannot pay the filing fee, ask the court clerk for a fee waiver form. If you do not file your re- sponse on time, you may lose the case by default, and your wages, money, and property may be taken without further warning from the court. There are other legal require- ments. You may want to call an attorney right away. If you do not know an attorney, you may want to call an attorney referral service. If you cannot afford an attorney, you may be eligible for free legal services from a non- profit legal services program. You can locate these nonprofit groups at the California Legal Services Web site (www.la- whelpcalifornia.org), the Califor- nia Courts Online Self-Help Center(www.courtinfo.ca.gov/s elfhelp), or by contacting your local court or county bar associ- ation. NOTE: The court has a statutory lien for waived fees and costs on any settlement or arbitration award o f$10,000 or more in a civil case. The court's lien must be paid before the court will dismiss the case. AVISO! Lo han demandado. Si no responde dentro de 30 dias, la corte puede decidir en su contra sin escuchar su verion. lea la informacion a continuacion. Tiene 30 DIAS DE CALENDARIO despues de que le entreguen esta citacion y papeles legales para presentar una respuesta por escrito en esta corte y hacer que se entregue una copia al demandante. Una carta o una llamada telefonica no lo protegen. Su respuesta por escrito tiene que estar en formato legal correcto si desea que procesen su caso en la corte. Es posible que haya un formulario que usted pueda usar para su respuesta. Puede encontrar estos formularios de la corte y mas informacion en el Centro de Ayuda de las Cortes de incumplimiento y la corte le podra quitar su sueldo, dinero y bienes sin mas advertencia. Hay otros requistos legales. Es recomendable que llame a un abogado inmediatamente. Si no conoce a un abogado, puede llamar a un servicio de remision a abogados. Si no puede pagar a un abogado, es posible que cumpla con los requisitos para obtener servicios legales gratuitos de un programa de servicios legales sin fines de lucro. Puede encontrar estos grupos sin fines de lucro en el sitio web de California Legal Services, (www.lawhelpcalifor - nia.org), en el Centro de Ayuda de las Cortes de California, (www.courtinfo.ca.gov/selfhelp /espanol/) o poniendose en contacto con la corte o el colegio de abogados locales. AVISO: Por ley, la corte tiene derecho a reclamar las cuotas y los costos exentos por imponer un gravamen sobre cualquier recuperacion de $10,000 o mas de valor rwecibida mediante un acuerdo o una concesion de arbitraje en un caso de derecho civil. Tiene que pagar el graveamen de la corte antes de que la corte pueda desechar el caso. CASE NUMBER: (Numero del Caso) 65356 The name and address of the court is: (El nombre y direccion de la corte es) Tehama County Superior Court, 633 Washington Street, P.O. Box 310 Red Bluff, CA 96080 The name, address, and telephone number of plaintiff¹s attorney, or plaintiff without an attorney, is: (El nombre, la direccion y el numero de telefono del abogado del demandante, o del demandante que no tiene abogado, es) Jody M. Burgess, Maire & Burgess (530) 246-6050 2851 Park Marina Drive, Redding, Ste 300, Redding, CA 96001 DATE: JUL 07, 2011 (Fecha) (www.courtinfo.ca.gov/self help/espanol/), en la biblioteca de leyes de su condado o en la corte que le quede mas cerca. Si no puede pagar la cuota de presentacion, pida al secretario de la corte que le de un formulario de exencion de pago de cuotas. Si no presenta su respuesta a tiempo, puede perder California el caso por Gina Setter CLERK OF THE COURT Clerk, by Sheryl Knutson Deputy (Secretario) (Adjunto) Publish: Jan. 11, 18, 25 & Feb 1, 2012 File No. 2011000383 STATEMENT FICTITIOUS BUSINESS NAME The following person(s) is (are) doing business as: Cherise Sinclair, 530-527-8843 30 Mary Ln, P O 8924, Red Bluff, CA 96080 VanScoy Publishing Group LLC P. O. Box 8924, 30 Mary Lane, Red Bluff, CA 96080 The registrant commenced to transact business under the fic- titious business name or names listed above on N/A This business is conducted by: limited liability company S/By: Sharon Boullion Sharon Boullion This statement was filed with the County Clerk of Tehama County on 12/21/2011 BEVERLY ROSS Tehama County Clerk & Recorder Publish: Dec 28, 2011 & Jan 4, 11 & 18, 2012 LEGAL NOTICE TS# 11-1729 NOTICE OF TRUST- EE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED: 11/4/04. UNLESS YOU TAKE AC- TION TO PROTECT YOUR PROP- ERTY, IT MAY BE SOLD AT A PUB- LIC SALE. IF YOU NEED AN EX- PLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAW- YER. A public auction sale to the highest bidder for cash, cash- ier's check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or fed- eral savings and loan associa- tion, or savings association, or savings bank specified in Sec- tion 5102 of the Financial Code and authorized to do business in this state will be held by the du- ly appointed trustee. The sale will be made, but without cove- nant or warranty, express or im- plied, regarding title, posses- sion, or encumbrances, to satis- fy the obligation secured by the Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other com- mon designation, if any shown herein. Trustor: Douglas Thur- ston and Jolie Thurston, hus- band and wife Recorded 11/12/04 as Instrument No. 023529 Book: 2598 Page: 10 of Of- ficial Records in the office of the Recorder of Tehama County, California, Date of Sale: Wednes- day, February 8, 2012 at 2:00 p.m. Place of Sale: The front entrance to the county courthouse, 633 Washington Street Red Bluff, CA The common designation of the property is purported to be: 1036 Madison Street, Red Bluff, CA 96080 APN#: 029-303-071 Esti- mated opening bid: $234,518.37 The total amount secured by said instrument as of the time of initial publication of this notice is stated above, which includes the total amount of the unpaid balance (including accrued and unpaid interest) and reasonable estimated costs, expenses and advances at the time of initial publication of this notice. The mortgagee, beneficiary or au- thorized agent was not required to comply with California Civil Code Section 2923.5, because the real property is not an own- er occupied single family resi- dence. DATE: 1/11/12 FORECLO- SURE SPECIALISTS LLC, 6392 Westside Rd Ste. C Redding, CA 96001 530-246-2727 Charlene Van Dresar, Trustee Sale Officer Foreclosure Specialists LLC is assisting the Beneficiary in col- lecting a debt. Any and all infor- mation obtained may be used for that purpose. TAC: 952880 PUB: 1/18 1/25 2/01/12. LEGAL NOTICE Notice Re: Seizure of Property and Initia- tion of Forfeiture Proceedings, Health and Safety Code Sections 11470 et. seq. and 11488.4. To: All persons claiming any right, title, or legal interest in the following seized property (appraised values appear in pa- rentheses): Four Thousand Four Hundred Fifty-five dollars ($4455.00) valued in terms of United States Currency, seized from or about the person, prop- erty or possession of Sami Chartouni. Notice is hereby given that the above described property was seized on October 12, 2011, at Chase Bank, 801 East Avenue, Suite 245, Chico, CA by T. I. D. E. for alleged violations of Califor- nia Health and Safety Code section(s) 11359. On October 12, 2011, non-judicial forfeiture proceedings were commenced by the Tehama County District Attorney in Ac- tion #AS11-509A. Please use this case number on all documents and correspondence. 2) To: All persons claiming any right, title, or legal interest in the following seized property (appraised values appear in pa- rentheses): Eight Thousand Sev- en Hundred Fourteen dollars ($8714.00) valued in terms of United States Currency, seized from or about the persons or property of Sami Chartouni. Notice is hereby given that the above described property was seized on September 21, 2011, at 24775 Kauffman Avenue, Red Bluff, CA by T. I. D. E. for alleged violations of California Health and Safety Code section(s) 11359. On September 21, 2011, non- judicial forfeiture proceedings were commenced by the Tehama County District Attor- ney in Action #AS11-509B. Please use this case number on all documents and correspond- ence. You have thirty (30) days from the date of the first publication of this notice to file a verified claim, unless you have received actual notice. The claim must state the nature and extent of any interest you hold in the property, must be verified, and must be filed with the Superior Court Clerk, 633 Washington St., Red Bluff, CA 96080, or the prop- erty will be forfeited to the State. An endorsed copy of the claim must be served on the Dis- trict Attorney, 444 Oak St., #L, Red Bluff, CA 96080 within thirty (30) days of the filing of your claim. Claim forms can be ob- tained from the Asset Forfeiture Clerk, District Attorney¹s Office. Dated: January 12, 2012 Gregg Cohen, District Attorney By: MATTHEW D. ROGERS, Assistant District Attorney Publish: Jan 18 & 25, 2012 and Feb 1, 2012 SUPERIOR COURT OF THE STATE OF CALIFORNIA COUNTY OF TEHAMA In re the Matter of: THE LAROUCHE FAMILY TRUST Dated April 29, 1997 NOTICE TO CREDITORS (Probate Code 19040 CASE NO: PR14745 NOTICE IS HEREBY GIVEN to the creditors and contingent cred- itors of the above-named Trust, that all persons having claims against the Trust, or Ronald L. LaRouche individually, are re- quired to file their claims with the Superior Court, in and for the County of Tehama, at 633 Washington Street, Red Bluff, California 96080 or by mail to the Superior Court, at P.O. Box 310, Red Bluff, California 96080, and mail a copy of their claim to TIMOTHY HUCKABAY as Succes- sor Trustee of the Trust dated April 29, 1997, wherein the Dece- dent, Ronald L. LaRouche was the Settlor, at the Law Offices of McGlynn & McGlynn, P.O. Box 1110, Red Bluff, CA 96080 within the later of four months after the date of the first publication of this Notice to Creditors or, if notice is mailed or personally delivered to you, 30 days after the date this Notice is mailed or personally delivered to you. A claim form may be obtained from the court clerk of the Tehama County Superior Court. For your protection, you are en- couraged to file your claim by certified mail, with return re- ceipt requested. McGlynn & McGlynn By: Matthew C. McGlynn, Attor- neys for the Successor Trustee, Timothy Huckabay Dated: December 30, 2011 Published: January 11, 18 & 25, 2012 LEGAL NOTICE NOTICE OF TRUSTEE'S SALE TS # CA-11-472178-AB Order #: 5961774 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/9/2006. UNLESS YOU TAKE AC- TION TO PROTECT YOUR PROP- ERTY, IT MAY BE SOLD AT A PUB- LIC SALE. IF YOU NEED AN EX- PLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAW- YER. A public auction sale to the highest bidder for cash, cash- ier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or fed- eral savings and loan associa- tion, or savings association, or savings bank specified in Sec- tion 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or im- plied, regarding title, posses- sion, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, inter- est thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): LAU- REL ASHE, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY AND LEE RUSSELL AND PATRICIA RUSSELL, HUS- BAND AND WIFE AND MARVIN BAGWELL AND PATRICIA BAGWELL, HUSBAND AND WIFE Recorded: 5/17/2006 as Instru- ment No. 2006-010377 in book xxx , page xxx of Official Re- cords in the office of the Record- er of TEHAMA County, Califor- nia; Date of Sale: 2/8/2012 at 2:00:00 PM Place of Sale: At the main entrance to the Tehama County Courthouse, 633 Wash- ington St., Red Bluff, CA Amount of unpaid balance and other charges: $92,287.40 The purport- ed property address is: 10850 HESSE ROAD RED BLUFF, CA 96080 Assessor's Parcel No. 025- 190-13-1 The undersigned Trust- ee disclaims any liability for any incorrectness of the property address or other common desig- nation, if any, shown herein. If no street address or other com- mon designation is shown, di- rections to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further re- course. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE infor- mation only Sale Line: 714-573- 1965 www.priorityposting.com Rein- statement Line: 866-450-3172 Ext. 3704 Quality Loan Service, Corp. If you have previously been discharged through bank- ruptcy, you may have been re- leased of personal liability for this loan in which case this let- ter is intended to exercise the note holders right's against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLD- ER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report re- flecting on your credit record may be submitted to a credit re- port agency if you fail to fulfill the terms of your credit obliga- tions. IDSPub #0019060 1/18/2012 1/25/2012 2/1/2012 or Login to:

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