Motorcycle Insurance: Ride with Savings
by: REBECCA BAHR at motorcyclearticles.com Obtaining the best motorcycle insur-
ance coverage doesn't mean that riders need to pay more. In fact, there are many ways in which motorcycle owners can find affordable insurance without much effort. Searching through a maze of motorcycle insurance policies, each containing their own restrictions and premiums, might seem like an unconquerable task. However, with a few informational guidelines & sim- ple tips, you will be able to navigate confi- dently your way to riding with pure savings to motorcycle insurance. There are several ways that consumers
may save money when purchasing motor- cycle insurance. • Paying semi-annually or annually;
Many insurers will shave off 5% (and sometimes up to 10%) if you are willing to pay annually or up-front. • Buying different types of insurance
from the same nationwide insurance com- pany; for example why not add your home and / or auto insurance to the same plan as your motorcycle insurance, this alone can reduce your insurance premiums by 20-30%. • Reducing the likelihood of claims by enrolling in a safe motorcycle riding
There are several ways that consumers may save money when purchasing mo- torcycle insurance:
course or store your motorcycle in a garage whenever possible, this will help avoid theft and will also help maintain your motorcycles physical condition so it is less likely to break down and need repairs. Both of these factors are tied into your in- surance rates. • Remain accident free & ticket free. This may sound logical, but keeping a
clean record both with your auto & motorcycle insurance, as well as keeping your credit history & riding history clean is one of the most important factors in the premiums you will pay. Remember, there are multiple factors that go in to determining the cost of
your motorcycle insurance and different companies' rates will vary depending on these differences. One of the major factors is the displacement size of the en- gine. Other factors include: the brand of the motorcycle, the age and location of the rider, the experience level of the rider, what the purpose of the motorcycle is (commuting or pleasure) and how many miles you ride. While motorcycle insurance is a must, there are many options available online
to help you find the best rates with the best coverage. Sites such as www.findin- surance.us help you find, compare & save online insurance quotes within minutes. Keep in mind that the cheapest option is not always the best option; you will want to research, compare and investigate the cover- age offered at the various premiums.
REBECCA BAHR, www.motorcycle- articles.com. COMMENTS? editor@ upandcomingweekly.com
NOV. 5 • OYSTER ROAST AND POKER RUN at Legends Pub. Auction, food and door prizes. First bike out at noon. Proceeds to benefit Ron Lau. 867- 2364.
NOV. 5 • ALZHEIMERS AWARENESS RIDE Registration begins at 10 a.m., kickstands up at 10:30 a.m. Stops include Bethesda Health Care in Eastover, Cedar Creek Assisted Living in Cedar Creek and Haymount Rehab & Nursing Center in Fayetteville. Free food and music upon return to CFHD. $25/ rider & $15/ passenger includes t-shirt. ALL PROCEEDS to benefit the Alzheimer's Association. www.capefearhd.com.
DECEMBER 3 • WINGMEN NC TOY RUN at Cape Fear Harley Davidson. Bring a new, unwrapped toy or cash to ride. Find out more at www. capefearhd.com
PATRIOT GUARD RIDERS The Patriot Guard Riders is a diverse group of patriots from every state that come together to honor fallen soldiers at funeral services across the country. Visit www.patriotguard.org for more info.
TUESDAYS BIKE NIGHT at Chili's Grill and Bar in Southern Pines. Happy hour, drink and food specials. All bikes welcome. 4 p.m. to close.
WEDNESDAYS BIKE NIGHT at Applebee's, Cotton Square, Fayetteville, drink and food specials beginning at 7 p.m. All bikes welcome.
Oyster Roast
Harry's on Sunday Live Music
& Poker Run November 5th Benefit for Ron Lau
Benefit continues at Big 4624 BRAGG BLVD.
writ-er [rahy-ter] – noun 1. a person engaged in writing books, articles, stories, etc., esp. as an
occupation or profession; an author or journalist.
If you see yourself in that light, Up & Coming Weekly would love you to join our creative, talented, community-oriented line-up of contributing writers. If you are interested in joining our writing team, e-mail sample articles or questions to: editor@upandcomingweekly.com
For more informtion, call 910-484-6200. 26 UCW NOVEMBER 2-8, 2011 WWW.UPANDCOMINGWEEKLY.COM
