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No. 14-0294-11 Loan No. 872603947 NOTICE OF TRUSTEE'S SALE PLEASE NOTE THAT PURSUANT TO CIVIL CODE § 2923.3(d)(1) THE ABOVE STATEMENT IS RE- QUIRED TO APPEAR ON THIS DOCUMENT BUT PURSUANT TO CIVIL CODE § 2923.3(a) THE SUM- MARY OF INFORMATION IS NOT REQUIRED TO BE RECORDED OR PUBLISHED AND THE SUMMARY OF INFORMATION NEED ONLY BE MAILED TO THE MORTGAGOR OR TRUSTOR. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/6/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings as- sociation, or savings bank speci- fied in Section 5102 of the Finan- cial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest con- veyed to and now held by the trustee in the hereinafter descri- bed property under and pur- suant to a Deed of Trust descri- bed below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the re- maining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, inter- est thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the i i i l bli i f h i ( i nitial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. See attached Exhibit "A" for Legal Description Exhibit A Legal Description The Land Re- ferred To Herein Below Is Situat- ed In The County Of Tehama, State Of California, And Is De- scribed As Follows: Lot 578 Of River Lakes Ranch Subdivision, Unit No. 1, As The Same Is Shown On The Map Filed In The Tehama County Recorder's Of- fice, November 27, 1968, In Book P Of Maps, At Pages 45 Through 61. Excepting Therefrom An Un- divided One-Half Interest In And To 100 Percent Of All Gold, Gold Bearing Sands And Gold Ore, As Reserved In The Deed Executed By Ronald M. Guntert And Mari- on G. Guntert, His Wife, To Jo- seph L. Price And Edna Price, His Wife, Dated March 21, 1966 And Recorded March 28, 1966 In Book 484 At Page 46, Official Records. Trustor: DAVID P SPRAGUE AND SANDRA L SPRAGUE Duly Ap- pointed Trustee: The Wolf Firm, A Law Corporation Recorded 10/12/2005 as Instrument No. 023624 in book 2811, page 476 of Official Records in the office of the Recorder of Tehama County, California, Street Address or other common designation of real property: 22413 BLUE LAKE PL COTTONWOOD, CA A.P.N.: 100-200-321 Date of Sale: 7/30/2014 at 2:00 PM Place of Sale: At the main entrance to the Tehama County Courthouse at 633 Washington Street, Red Bluff, CA. Amount of unpaid bal- ance and other charges: $91,742.25, estimated The under- signed Trustee disclaims any li- ability for any incorrectness of the street address or other com- mon designation, if any, shown above. If no street address or other common designation is shown, directions to the loca- tion of the property may be ob- tained by sending a written re- quest to the beneficiary Bank of America, N.A. 1800 Tapo Canyon Rd. Mail Stop CA6-914-01-65 Simi Valley, CA 93065 within 10 days of 07/10/2014. NOTICE TO PO- TENTIAL BIDDERS: If you are con- sidering bidding on this proper- ty lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bid- der at the auction, you are or may be responsible for paying off all liens senior to the lien be- i i d ff b f ing auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priori- ty, and size of outstanding liens that may exist on this property by contacting the county re- corder's office or a title insur- ance company, either of which may charge you a fee for this in- formation. If you consult either of these resources, you should be aware that the same lender may hold more than one mort- gage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be post- poned one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that in- formation about trustee sale postponements be made availa- ble to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web site www.nati onwideposting.com, using the file number assigned to this case 14-0294-11. Information about postponements that are very short in duration or that oc- cur close in time to the sched- uled sale may not immediately be reflected in the telephone in- formation or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 7/2/2014 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (916) 939-0772 www.nationwidep osting.com Frank Escalera, Team Lead NPP0232761 Publish: 07/10/2014, 07/17/2014, 07/24/2014 LEGAL NOTICE NOTICE OF TRUSTEES SALE TSG No.: 8404346 TS No.: CA1400257448 FHA/VA/PMI No.: APN: 024290411 Property Ad- dress: 20019 RED BANK ROAD RED BLUFF, CA 96080 NOTICE OF TRUSTEE'S SALE YOU ARE IN DE- FAULT UNDER A DEED OF TRUST, DATED 03/12/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 08/13/2014 at 02:00 P.M., First American Title Insurance Com- pany, as duly appointed Trustee under and pursuant to Deed of Trust recorded 03/16/2007, as In- strument No. 2007004953 , in b k f ffi i l d , b ook , page , , of Official Records in the office of the County Re- corder of TEHAMA County, State of California. Executed by: PAT- RICK S. HAYES AND LISAMARIE HAYES, HUSBAND AND WIFE AS JOINT TENANTS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER'S CHECK/CASH EQUIVALENT or other form of payment author- ized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the main entrance to the Tehama County Courthouse at 633 Washington Street, Red Bluff, CA. All right, title and interest con- veyed to and now held by it un- der said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 024290411 The street address and other com- mon designation, if any, of the real property described above is purported to be: 20019 RED BANK ROAD, RED BLUFF, CA 96080 he undersigned Trustee disclaims any liability for any in- correctness of the street ad- dress and other common desig- nation, if any, shown herein. Said sale will be made, but with- out covenant or warranty, ex- pressed or implied, regarding ti- tle, possession, or encumbran- ces, to pay the remaining princi- pal sum of the note(s) secured by said Deed of Trust, with inter- est thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation se- cured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publica- tion of the Notice of Sale is $385,099.45. The beneficiary un- der said Deed of Trust has de- posited all documents evidenc- ing the obligations secured by the Deed of Trust and has de- clared all sums secured thereby immediately due and payable, and has caused a written Notice of Default and Election to Sell to be executed. The undersigned caused said Notice of Default and Election to Sell to be record- ed in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should under- stand that there are risks in- volved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not auto- maticall y entitle you to free and l hi f h y y clear ownership of the property You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auc- tion, you are or may be respon- sible for paying off all liens se- nior to the lien being auctioned off, before you can receive clear title to the property. You are en- couraged to investigate the ex- istence, priority, and size of out- standing liens that may exist on this property by contacting the county recorder's office or a ti tle insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be post- poned one or more times by the mortgagee, beneficiary, trustee or a court, pursuant to Section 2924g of the California Civi Code. The law requires that in- formation about trustee sale postponements be made availa- ble to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call (916)939-0772 or visit this Internet Web http://search. nationwideposting.com/propert ySearchTerms.aspx, using the file number assigned to this case CA1400257448 Information about postponements that are very short in duration or that oc cur close in time to the sched- uled sale may not immediately be reflected in the telephone in- formation or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason the Purchaser at the sale shal be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. Date: First American Title Insurance Company 5 First American Way Santa Ana CA 92707 First American Title Insur- ance Company MAY BE ACTING AS A DEBT COLLECTOR AT- TEMPTING TO COLLECT A DEBT ANY INFORMATION OBTAINED MAY BE USED FOR THAT PUR- POSE FOR TRUSTEES SALE IN FORMATION PLEASE CALL (916)939-0772NPP0233185 Publish: 07/24/2014, 07/31/2014 08/07/2014 Legal Notices Legal Notices Legal Notices Legal Notices Legal Notices Legal Notices Legal Notices Legal Notices Legal Notices Legal Notices | CLASSIFIEDS | REDBLUFFDAILYNEWS.COM THURSDAY, JULY 24, 2014 6 B