Issue link: https://www.epageflip.net/i/337169
WeAmeri- cans are bent on spending, and that is supposed to be a good thing. It drives our economy. When spending is down the outlook is bleak. When it's up, economic-types are giddy with joy. And now it seems our spending is too much of a good thing because Americans on av- erage are saving only a pittance, while more than half are saving nothing at all. In fact, those Amer- icans are not saving at a greater rate than they have not saved in the past 74 years and I mean to the tune of negative 1%. I understand -30 F. with wind chill factor . But -1% savings? I'm no math wizard but that sounds like a person robs bank and then fails to save any of the loot. Ap- parently it means you don't save money you never had in the first place. Or you spend all you have plus the money you had managed to save. Whatever the termi- nology and statistics that back it up, failing to save is at the least stupid and at the most quite danger- ous. I know, we live in a world with plenty of plas- tic and big companies telling us not to worry about emergencies. That's why God created credit cards we're told—to be there when things go wrong and we've failed to prepare adequately. Yeah, right. And I'm Snow White. The only reason that credit card issuers want us to believe we need credit cards just in case of emergency is because it stands to make them very rich when we buy into it. If we depend on them rather than our self-suffi- ciency, they get insanely rich. So, you can't af- ford to save? Then you can't afford to eat or drive to work or buy stuff for your kids or do any of the other things with your money that you are doing. Saving isn't op- tional in my world. It's mandatory. It takes char- acter, commitment and courage to save money. Spending everything you have now plus what you think you might have in the future is a crazy way to live Believe it or not, you can open a savings ac- count at an online bank such as Ally.com or Capi- talOne360.com with one dollar. Ditto for Smart- yPig.com, quite possibly the most fun place to save money. These savings banks have no minimum requirements and no fees. You should do this. Then you should add a dollar tomorrow and the next day, too. And five bucks on payday. And ten bucks the following week. Soon you'll be addicted to sav- ing. Not a bad condition provided you are paying your bills. We get into financial difficulty one dollar at a time, and that's the same way to get out. A little bit at a time, consistently, without fail. Knowing you have money put aside changes your attitude. It quiets your desires to al- ways have more. It makes you content to live fru- gally. A dollar here, five dol- lars there, consistently, no matter what — it all adds up. Wouldyouliketosend a tip to Mary? You can email her at mary@eve- rydaycheapskate.com, or write to Everyday Cheap- skate, P.O. Box 2099, Cy- press, CA 90630. EVERYDAYCHEAPSKATE Not saving at a greater rate than ever Mary Hunt Columnist COURTESYPHOTO Pictured, from le , are John Freeman, Katie Morgan, Barbara no last name provided, Barry Jesrani, Debra Eden and Pat Scott. The Red Bluff Lions Club awarded a $1,000 scholarship to Katie Morgan on June 19. Morgan graduated from Los Molinos High School in 2013. Present to award the scholarship were Lions President John Freeman, Treasurer and coordinator of the scholar- ship program Barry Jesrani, Secretary Jane Shea and members Debra Eden and Patrick Scott. MORGANEARNSLIONS CLUB SCHOLARSHIP EDUCATION REDDING In preparation for a busy fire season, the Northeastern California Chapter of the American Red Cross is recruiting ad- ditional volunteers to help fire victims. An orientation session for prospective volunteers RED CROSS Volunteerssoughtfor busy fire season Join author, business- man and scientist How- ard Straus, for free presen- tation and book signing events 11:30 a.m. to 12:30 p.m. Monday at Whole- some Goods, 340 Hickory St., Red Bluff and 5-8 p.m. Tuesday at Crystal Art & Apparel, at 744 Main St. in Red Bluff. Straus will be per- sonally signing and giv- ing away copies of his award winning biography "Dr. Max Gerson: Heal- ing the Hopeless." This in- spiring and uplifting bi- ography follows Gerson through Nazi persecution SIGNING Author, businessman to hold events and then persecution in the United States from the medical establishment, as this medical pioneer chal- lenged orthodox medicine with his now world-fa- mous dietary therapy and nutritional protocol, The Gerson Therapy. Straus also reviews the death of Gerson that oc- curred under some very questionable circum- stances, as well as the continuation of his work by his daughter, Char- lotte Gerson, her son and daughter, Howard and Peggy, the fine people at The Gerson Institute, Ger- son Media and the many Gerson Therapy practi- tioners and supporters around the world. Straus will give a short presentation and a Q&A on the Gerson Therapy and will have additional information materials available for give away and purchase. For more information, call (530) 527-7140 or visit www.gersonmedia.com. will be held at 6 p.m. Sat- urday, July 5 at the Red- ding Red Cross office at 3609 Bechelli Lane, Ste. I. The orientation will ex- plain the mission and principles of the Red Cross and briefly describe local opportunities. The orientation is the first step in an applica- tion process that includes additional training. This process and the upcom- ing training schedule will be presented at the orien- tation. Any questions about this or other Red Cross opportunities can be di- rected to the Redding Red Cross office at 530-244- 8000. News feed Today REDBLUFF Celebrate Recovery: 7 p.m., Bethel Assembly of God, 625Luther Road, 527- 0445or 366-6298 Hospice Second Hand Store half price sale: all day, Riverside Shopping Center Picture Perfect Sidewalk Sale: St. Elizabeth Commu- nity Hospital Campus Patio, 736-1326 Red Bluff Rotary Club Sunrise: 7a.m., M&M Ranch CORNING Car Show: 5-9p.m., Bar- tel's Giant Burger, 22355 Corning Road, local car clubs welcome, 824-2788 Nutrition Classes: 11:30 a.m. to 1p.m., 175Solano St., 824-7670 COTTONWOOD Singles Friendship Social: 7-8:30p.m., at a church we rent, Assembly of God Church, 20404Gas Point Road, for unmarried adults ages late 30s to mid 60s, 347-3770 Saturday RED BLUFF Chamber Certified Farm- ers Market: 7:30a.m. to noon, River Park 527-6220 Frontier Village Farmers Market: 8a.m. to 1p.m., 645Antelope Blvd. Tehama County Young Marine Drills: 9a.m. to 3 p.m., 1005Vista Way, Ste. C. 366-0813 TEHAMA Tehama County Museum: 1-4p.m., 275C St., groups by appointment, 384-2595 Sunday RED BLUFF AA Live and Let Live: noon and 5:30p.m., 785Musick St., seven days a week except Thursday meets at 8p.m. Al-Anon New Comers At Heart: 6:30-7:30p.m., Presbyterian Church of Red Bluff, 838Jefferson Road, Room 2, 690-2034 Fi h Sunday Sing: 6p.m., First Southern Baptist Church, 585Kimball Road Kelly-Griggs House Museum: 1-3p.m., 311 Washington St., group tours by appointment, 527-1129or 527-5895 TEHAMA Tehama County Museum: 1-4p.m., 275C St., groups by appointment, 384-2595 Monday RED BLUFF Community Band Concert: 8p.m., River Park, free English as a Second Language class: 5:30- 8:30 p.m., Red Bluff High School Adult Ed building, 1295 Red Bud, 736-3308, same time Tuesday and Wednesday and 9 a.m. to 12:20 p.m. Thursdays, free childcare from 9 a.m. to 12:20 p.m. classes in Richlieu Hall, 900 John- son St. Head Injury Recreational Entity: 10a.m.-2p.m., St. Elizabeth Community Hospi- tal, Coyne Center, Rusty, 529-2059 Key to Life: 6p.m., Fam- ily Resource Center, 220 Sycamore St. Ste. 101, 528-8066 Nutrition classes: 10:30 a.m. to noon, 220Sycamore St. #101 PAL Martial Arts: 3-5p.m., ages 5-18, 1005Vista Way, Ste. C, free, 529-7950 Salvation Army Writing Class: 9:30-11:30a.m., 940 Walnut St., 527-8530 Red Bluff Community Band Concert: 8p.m., Red Bluff River Park., 527-3486 Sun Country Quilters Community Service Group: 9a.m. to noon, Family Resource Center, 220Sycamore St. Ste. 101, 528-1126 TeenScreen Mental Health Appointments: 10a.m. to 2p.m., free, by appoint- ment, Youth Empowerment Services, 1900Walnut St., 527-8491, Ext. 3012 TOPS Club (take off pounds Sensibly): 8:30 a.m., First Christian Church, 926Madison Ave., 527-7541 or 347-6120, visit www. tops.org US citizenship prepara- tion class: 5:30-8:30 p.m., Red Bluff High School Adult Ed building, 1295Red Bud, 736-3308, same time Tuesday and Wednesday Venture Crew 1914meet- ing: 6:30-8p.m., Moose Lodge on 99W, coed ages 14-20welcome CORNING Alcoholics Anonymous: noon Monday through Friday, 5p.m. Thursday, 7 p.m. Monday, Tuesday and Saturday and 1p.m. Sunday, 783Solano St., behind the church Bingo: 5:15p.m. early bird, 6:30p.m. regular games, Maywood Grange, State Route 99W just past Liberal Avenue, 833-5343 Narcotics Anonymous: 7 p.m., 820Marin St., 824- 1114or 586-0245, meetings are every day through Satur- day with an additional meet- ing at noon on Mondays Sewing group: 9a.m., Family Resource Center, West and South streets, 824-7670 Spanish Adult Education: 5p.m., Family Resource Center, West and South streets, 824-7670 Strategies for Success, Life Skill classes: 1:30 p.m., Family Resource Cen- ter, West and South streets, 824-7670 Weight Watchers: weigh in 5:30p.m., meeting 6p.m., Senior Center, corner of South and Fourth streets, Kayla Deihl leader LOS MOLINOS Senior Dance: 7p.m., Senior Center, Josephine Street, 384-2100 Calendar Smog Check (MOST CARS & PICK-UPS) 527-9841 • 195 S. Main St. starting at $ 29 95 + $ 8 25 certificate SERVICESATLOWERPRICES All makes and models. We perform dealer recommened 30K, 60K, 90K MembersWelcome STOVEJUNCTION The TheNorthState'spremiersupplierofstoves 22825 Antelope Blvd., Red Bluff 530-528-2221 • Fax 530-528-2229 www.thestovejunction.com Over 25 years of experience Tues-Sat9am-5pm• ClosedSun&Mon Now Carrying! GreenMountainGrills & Accessories Serving Butte, Glenn & Tehama Counties RUNNINGS ROOFING SheetMetalRoofing ResidentialCommercial • Composition • Shingle • Single Ply Membrane Ownerisonsiteoneveryjob ServingTehamaCounty 530-527-5789 530-209-5367 No Money Down! "NoJobTooSteep" " No Job Too Flat" FREE ESTIMATES CA. LIC#829089 www.TehamaCountyRealEstate.com 530529-2700 314 Washington St, Red Bluff, CA LIFESTYLES » redbluffdailynews.com Friday, June 27, 2014 MORE AT FACEBOOK.COM/RBDAILYNEWS AND TWITTER.COM/REDBLUFFNEWS B4