Issue link: https://www.epageflip.net/i/30997
Friday, May 6, 2011 – Daily News – 3A Local Calendar To add an upcoming event in the Local Calendar, submit information well in advance to the Daily News, attention Calendar, P.O. Box 220, Red Bluff, 96080 or e-mail to clerk@redbluffdailynews.com. Include a contact name and telephone number. FRIDAY,MAY 6 Red Bluff Al-Anon, 6 to 7 p.m., Presbyterian Church, Jeffer- son and Hickory Arabian Silver Buckle Horse Show, 7 a.m., Tehama District Fairground Bingo, doors at 5:30 p.m., early birds at 6:30 p.m. Community and Senior Center, food available Celebrate Recovery, 6:15 p.m., Vineyard Christian Fellowship, 738 Walnut St. 527-2449 Knit for Kids, 9:15 a.m. to noon, Presbyterian Church, 838 Jefferson St., 527-0372 Tehama County Education Foundation, board meeting, 7:30 a.m., County Department of Education, 1135 Lincoln St. Corning May Madness Car Show Cruise, 5:30 p.m., Trans- portation Center across from City Hall, 6 p.m. mixer, chamber of commerce Los Molinos Los Molinos Grange, 7 p.m., Grange Hall, 68th and Singer avenues, 529-0930 Cottonwood Kickoff BBQ & Kiddie Parade,5:30 p.m., Front Street, tri-tip barbecue, 6 p.m. parade, free games for kids SATURDAY,MAY 7 Red Bluff 50th annual Red Bluff Garden Club Flower Show, Tehama District Fairground, 527-5920 Arabian Silver Buckle Horse Show, 7 a.m., Tehama District Fairground Bark for Life fundraiser for American Cancer Society, 9 a.m. registration, 10 a.m. walk, Dog Island Park, $10 or $15 with bandana, 736-0884 BMX racing, 5:30 p.m., Red Rock BMX Track, Tehama District Fairground, $10 Cinco de Mayo Celebration, Latino Outreach, Tehama District Fairground Fiber on the Foot, 9 a.m.to 5 p.m., Tehama District Fairground Fiesta Days Sidewalk Sale, downtown Red Bluff Arts and Craft Faire, Tehama District Fairground, 527-5920 Weight Watchers meeting, 8:30 a.m., Weigh-in starts half-hour before meetings, 485 Antelope Blvd., #N, next to Bud’s Jolly Kone, 1-800-651-6000 Cottonwood The 49th Annual Cottonwood Rodeo, 1 p.m., Bobby Jones Arena on Main Street, $10 pre-sale, $12 at gate, North Valley Bank, Tri Counties Bank, Trail West, Boot Barn, 10 a.m. parade, 226-2968 or www.cottonwoodcofc.org Corning May Madness Car Show, 7 a.m. Show and Shine, 11 a.m.and 1 p.m. Burnout Contests Tee It Up For The Cardinals Golf Tournament, 7 a.m. check in, 8 a.m shotgun start, Sevillano Links, 2:30 p.m. dinner, Carlino’s Event Center, 824-1434 Los Molinos Senior Dance,7 p.m., Los Molinos Sr. Social Club, Senior Center, Josephine St. SUNDAY,MAY 8 Cottonwood 49th Annual Cottonwood Rodeo, 1 p.m., Bobby Jones Arena on Main Street, $10 pre-sale, $12 at gate, North Valley Bank, Tri Counties Bank, Trail West, Boot Barn Airplane Display Days, 8 a.m.-1 p.m., Red Bluff Airport, 1760 Airport Blvd., 527-6547 Arabian Silver Buckle Horse Show, 7 a.m., Tehama District Fairground Fiesta Days Sidewalk Sale, downtown WHEE Picnic and Prayer Circle, 4:20 p.m., 22116 Riverside Ave. MONDAY,MAY 9 Red Bluff 3101 Antelope 4-H, 6:30 p.m., Antelope School, 527- Cardiac Support Group, 7 p.m., St. Elizabeth Community Hospital, Columba Room, 527-5077 Head Injury Recreational Entity, 10 a.m., St.Eliz- abeth Community Hospital, Coyne Center, Rusty, 529- 2059 Key to Life, 6 p.m., Family Resource Center, 220 Sycamore St. Ste. 101, 528-8066 5th National Wild Turkey Federation Red Bluff Chapter Annual Hunting Heritage Banquet May 13, 2011 • 5:30pm Red Bluff Community Center, 1500 South Jackson St., Red Bluff • Games, Auctions and Raffles! • Ladies & Jakes (kids) Raffles, too! • Gun Safes by Cannon & Browning Raffled • Tri-Tip Dinner & OPEN BAR! • Over 30 Guns to be Raffled including Pistols, Rifles & Shotguns!!! For info & reservations call Brian (530) 529-9435 Tickets also available at Dave’s Boots College tips: Stay in-state, search for aid If your family includes a high school senior who is planning to attend college, the past four months have been a nightmare of paperwork - - starting with FAFSA and right on through the application process. Then came the acceptance letters, followed by the financial aid offers from the schools. And now you face the kitchen-table dilemma that one reader described to me, asking for help: "Our son has heard back from most of the colleges he applied to -- with only one rejection. Fortunately, two of his three top choices accepted him. They've all sent some form of aid package, and each is dif- ferent. Here's what four of the schools offered. How do we decide? This feels like the weight of the world!" Attached was a list of the aid pack- ages and a request for an analysis. Since most schools have a May 1 deadline for responding to acceptance letters with a non-refundable deposit, the moment of truth is here for many families. The joy of acceptance has been replaced with the reality of choice based on financial aid. My first advice to his reader -- though he didn't ask: Please let me say that you lost control of the process months ago! I know you're from the Chicago area. Why are all of your son's choices out-of-state schools -- including two in California? For sure, that has added to your family's tuition costs in a big way, as well as creating additional travel costs. I think it's important that every senior (too late now) apply to an in-state school -- or even a community college for two years -- in order to hold down costs and future loan repayments. For example, taken from the spreadsheet you prepared for me for University of California at Berkeley: total costs -- $54,464; total aid -- $52,818. It seems as if there's not too much of a gap -- but the issue is in the details of the offer. Every school you listed had the same EFC -- expected family contri- bution -- as determined by the FAFSA form you filed in January. Yours is $20,385. So when you pick a school that costs $54,000, you know that you will be taking on a lot of debt -- or hoping for some free money in the form of grants, work-study programs or schol- arships that do not have to be repaid. You received only about $4,000 in work-study and grants. In this case, the gap is nearly $30,000 a year in loans -- every year, assum- ing that the loans are renewed. That means this education is going to cost you, and your son, nearly $120,000 -- plus interest, until those loans are repaid. That's why it pays to start out with a those you've listed. All you have to do is fill in the blanks for the offers from the four schools you're comparing. Then go to Finaid.org and use their calculators to compute the monthly and total repayment costs of this loan package. Want help? You don't have to simply accept the aid that is offered, according to Reecy Aresty of PayLessFor- College.com, who special- izes in helping you gently negotiate a higher award of money that does not have to be repaid. Arresty offers a free Terry Savage The lower-cost, in-state school on the application list. When you compare a package of loans, you are basically comparing inter- est rates, and terms, such as when interest starts accru- ing. You are also deciding who will be responsible for the loans -- parents or student. Each of your loan packages offers a combination of Perkins loans, federally subsidized Stafford loans, Federal Parent PLUS loans and unsub- sidized Stafford loans. And even though these loans fill the cost gap, they are far from a good deal when it comes to interest rates. The federal Stafford Loan has a fixed inter- est rate of 6.8 percent, and the Federal PLUS loan has a fixed rate of 7.9 per- cent. Perkins loans have a fixed inter- est rate of 5 percent. All that interest can add up as you repay after gradua- tion. There are several online tools to help you compare aid packages, and the cost of repayment. Start at Col- legeBoard.org, by clicking on the "College Planning" tab. Then click on the green tab "Pay for College." On that page you'll find a link to the "Compare Aid Awards" tool. You can compare up to four schools -- and the types of awards included in this calculator cover all The Red Bluff Police Department participated in the National Take-Back Initiative Day April 30. During the four-hour event at the Community Cen- ter, 131 pounds of expired, unwanted or unused phar- maceuticals were accepted. The event was a collaborative effort with state and local law enforcement to remove potentially dangerous controlled substances from medicine cabinets. Police reports The following infor- mation is compiled from Red Bluff Police Depart- ment, Tehama County Sheriff’s Department, Corning Police Depart- ment and California Highway Patrol. Arrests • Javier Jiminez-Santi- ago, 33, of Red Bluff was arrested Wednesday in the 800 block of Lakeside Drive. He was charged with possession of a con- trolled substance and inflicting bodily injury on a spouse or cohabitant. Bail was set at $65,000. • David Nathan Sim- mons, 22, of Red Bluff was arrested Wednesday in the 1800 block of Wal- nut Street. He was charged with probation violation and force or assault with a deadly weapon not a firearm. No bail was set. • A juvenile was arrest- ed Wednesday on South Avenue near Woodson Bridge after a man report- edly caught two people spray painting the new bathroom and tables at Tehama County River Park. The juvenile, who also had an outstanding warrant, was found when deputies pulled over a green 1995 Ford van the man had described as leaving the scene. He was booked at the juvenile hall on the warrant and van- dalism charges. Burglary • A lock was reported cut Wednesday and sever- al items were missing from a shed in the 25100 block of Taft Street in Los Molinos. Vandalism • Sierra Pacific Win- Salon Bella Dona Full Service Salon 3 per foil or Nicole Richardson May Highlight Special $ $ 60 for full highlights Call for appt. 527-4843 (exp. May 31, 2011) Savage Truth on Money review of financial aid pack- ages to my readers. If you hire him to negotiate on your behalf, the fee ranges from $195 to $395, depending on the number of schools involved. You can e-mail him at Reecy@PayLessforCol- lege.com. Says Aresty: "Although May 1 is the deadline for non-refundable deposits at many schools, some families opt to make multiple deposits in order to keep the aid appeals process going beyond May 1." Aresty notes that if the aid offers are close, it may be worth losing a deposit at one school to gain more grants of money at another. Signing on for a financial aid pack- age is one of the largest financial deci- sions any family can make, so do your research and don't just look at the bot- tom line. Like your home mortgage, you expect to repay this loan over the years, while the value of the asset -- your home or your education -- grows over the years. As we've all learned, that's a good idea over the long run -- but the payments can be a huge burden over the short run. And that's The Sav- age Truth. Terry Savage is a registered investment adviser and is on the board of the Chicago Mercantile Exchange. She can be reached at www.terrysavage.com. She is the author of the new book, "The New Savage Number: How Much Money Do You Really Need to Retire?" Nationwide Prescription Drug Take-Back Day a local success Locally, several agencies, including the Red Bluff Police Department, Tehama County Drug and Alco- hol, and Tehama County/Red Bluff Landfill Manage- ment Agency, worked together to make this event suc- cessful. This was the second Take-Back event in Red Bluff. The first event, held in Sept. 2010, yielded 125 pounds of pharmaceuticals. dows, at Tyler and Read- ing roads south of Red Bluff, was reported van- dalized Wednesday. Numerous tires were damaged. No further information was avail- able. Violence • Several police offi- cers responded immedi- ately when a resident reported Wednesday that several people got out of a red Cadillac with baseball bats getting ready to fight in the 400 block of Griffin Way. The report was there were at least 12 people involved. When sirens approached, the crowd dispersed, but officers pulled over a red 1994 Cadillac in the 800 block of Orange Street. A report was taken but no arrests or charges were filed. • At least five 911 calls were made when a man, described as a white adult with no shirt on and a hat on backward, was seen assaulting a woman near Luther Road and Hasvold Drive. Officers contacted one of the people involved west of Jennifer Lynn Drive, but no arrests or charges were filed. Clark’s Floral Mother’s DaySunday, May 8th (inside Clark’s Drug Store) It’s not too late to order flowers OPEN Mother’s Day Sunday, May 8th 9:30 am to 1:30 pm 2126 Solano St., Corning • 824-3971 Try Our Award Winning Grande Burrito for 1⁄2 OFF 604 Main St., Red Bluff (530) 529-5154 Breakfast Mon-Fri 9am-11am at Regular Price and get the 2nd Burrito of equal or lesser value Winner of the 2011 MUNCH MADNESS (good through May 31, 2011) NOW ONLINE!! www.redblufflosmariachis.com May Special! Buy any dinner entree and get 1 dessert FREE! Good through May 31, 2011 Lunch & Dinner Mon-Thurs 9am-9pm Fri, Sat & Sun 9am-9:30 pm